Or just because I'm still using a Blackberry Storm, which is
horrible, freezes every other second, freezes when I try to SMS, types nonsense into my text messages, deletes the content of my text messages, adds a broken image to a MMS that only has one image, Internet browsing works about 50 % of the time, browsing is slow, Antenna sucks,
Drops every other
call, freezes when taking a
call, causes one or two strands of my hair to turn gray and I'm only 20, has so many memory leaks, a motorola e815 could out - perform my blackberry and possibly many more problems that aren't mentioned.
What this means for your cash value is that when there is a
horrible year in the market, or even just a year in which the markets
drop below zero, the amount that will be attributed to your cash value is the guaranteed minimum,
called your Index Floor Rate.