Hospitalisation expense includes cover for consultation fee, pre-hospitalisation and post hospitalisation charges, surgery costs, medicinal costs, organ transplant cost, daily hospital cash benefits, in case of unemployment due to pro-longed sickness,
domiciliary hospitalisation costs, out - patient benefits etc..
The Health Protector Policy provides health protection cover for the insured and his / her family and covers illnesses, and injuries and
related hospitalisation costs and medical expenses.
This plan will offer life cover of Rs 1 lakh to the family in case of death, critical illness and
other hospitalisation costs under Rs 20,000 - 30,000.
It reimburses all the incurred expenses during treatment of the victim, including the medical expenses and
hospitalisation costs while the insured remains free of this liability.
For such contingencies, you will require a travel medical insurance plan that bears the medical expenses or
hospitalisation costs on behalf of you.
Hospitalisation: A group health policy provides cover to employees
for hospitalisation costs, for themselves and for any family member.
Health insurance covers are no longer limited to covering daily expenses when hospitalised or
hospitalisation costs.
The selected list of hospitals in Delhi and National Capital Region, Mumbai, Chennai and Bangalore, does not include big chains like Fortis and Max Healthcare and was prepared on the basis of those accepting rate packages prepared by the insurance firms for medical procedures and
hospitalisation costs.
«The purpose of working out such package rates and stabilising
the hospitalisation costs, will benefit the insured in many ways,» the four state - run general insurance companies — National Insurance Co, New India Assurance Co, Oriental Insurance Co and United India Insurance Co — said in a joint public notice.
It doesn't cover
any hospitalisation costs, in contrast to regular health insurance policies that cover hospitalisation expenses only.
•
Hospitalisation costs • Cost of medication • Recuperation aids • Day to day expenses like school fees, EMI's and bills • Any debts due to illness • Any lost income due to decreasing ability to earn
The medical expenses or
hospitalisation costs will be compensated by the insurer if the victim filed liability charges against the policyholder.
Hospitalisation costs are based on the type of room availed.