Exclusion criteria were age under 18 or over 65 years; organic or psychotic mental disorders; substance dependence; eating disorder; dissociative disorder; bipolar I disorder; borderline personality disorder, or suicide attempt or psychiatric
hospitalisation within 3 months.
In case of a medical emergency, the policyholder simply needs to visit the hospital that is empanelled with his / her insurance provider and inform the company about
the hospitalisation within the stipulated time.
Having a health insurance cover can ensure you are financially protected against medical expenses incurred during a planned or unplanned
hospitalisation within the policy term.
«Lower cost of every hospitalisation will leave a larger balance in the sum insured in the policy for future
hospitalisation within the policy period.»
Not exact matches
The disabled child rate is payable if: · disability living allowance, personal independence payment or Armed Forces Independence Payment (AFIP) is payable for the child or is normally payable but has ceased because they are a patient in hospital; or · they are certified as severely sight impaired or blind by a consultant ophthalmologist, or has ceased to be registered or certified blind
within 28 weeks immediately preceding the date of claim The severely disabled child rate is payable if: · the highest rate care component of disability living allowance or the enhanced daily living component of personal independence payment or any component of armed forces independence payment is payable for them or would be payable but for suspension or abatement due to
hospitalisation 3.
In case of
hospitalisation at any non-network hospital or a cashless claim denial at any network hospital, you will be required to pay the medical bills directly out of your own pocket and can request reimbursement
within a period of 7 days of discharge.
If however you choose a non-network hospital, the insurance company should be contacted
within 24 hours of
hospitalisation with Star Health card number and other medical details to avail cashless facility.
In health insurance, it is important to inform the insurer
within 24 to 48 hours of
hospitalisation.
In case of
hospitalisation outside 150 kms of residence, and
within 365 days of the accident; expenses of transportation of immediate family member is borne subject to maximum of 25000 INR.
It covers pre-
hospitalisation charges for expenses
within 30 days before
hospitalisation, Post-
hospitalisation charges for up to 60 days after the discharge and the entire expense for in - patient
hospitalisation.
If there is a medical emergency, you can go ahead with the treatment and later inform the insurer
within 2 or 3 days of
hospitalisation.