MediSenior health insurance policy comes with a range of unique features that include In - patient hospitalization such as ICU, room rent, medicines and drugs, consumables, and nursing; Pre-and-post
hospitalization expenses up to 30 days immediately before hospitalization and upto 60 days immediately after discharge; day care procedures, organ donor; domiciliary treatment; emergency ambulance; and a strong network of more than 3000 hospitals across India.
Max Bupa Health companion Individual policy is an all - round health insurance plan that covers your medical expenses including pre and post
hospitalization expenses up to Rs. 1 Cr.
Post
Hospitalization expenses up to 60 days after discharge from the hospital not exceeding 7 % of the hospitalization expenses or Rs 5000 / - per hospitalization whichever is less.
Not exact matches
Expenses up to Rs. 2000 per
hospitalization for utilizing ambulance service for transporting insured person to hospital.
The above stated relevant
expenses incurred for Domiciliary
Hospitalization if Medically Necessary and at Reasonable and Customary Charges
up to a maximum aggregate sub-limit of 20 % (Twenty percent) of the Sum Insured.
(In - patient
hospitalization expenses covered
up to Rs. 5 lakh on individual or family floater basis)
Pre and post
hospitalization expenses incurred from 60 days prior
up to 90 days after
hospitalization will be covered.
If within two weeks prior to your pre-paid ticketed or vouchered initial trip departure your entire trip must be cancelled due to 1) your death, illness or injury causing
hospitalization or outpatient surgery, or 2) the death of an Immediate Family member, or 3) the substantial destruction of your home due to fire, wind, flood, or earthquake, any unused and nonrefundable portion of
expenses shall be reimbursed
up to a maximum of $ 2,500, excess of $ 100 each and every loss and excess of all other valid Insurances.
If You can not continue travel due to a covered Injury or Sickness not requiring
hospitalization and You must extend Your Trip due to medically imposed restrictions, as certified by a Legally Qualified Physician, benefits will be paid for additional hotel nights, meal (s) and local transportation
expenses up to $ 100 per day, limited to 5 days.
United India Super Top
Up Plan covers total
hospitalization expenses exceeding the threshold level under any regular health insurance plans
Bajaj Allianz Hospital Cash Daily Allowance provides fixed benefit
up to a maximum of Rs. 2500 on daily basis during
hospitalization to deal with increasing medical
expenses.
Additional advantages of health insurance policies include regular health check -
ups, cashless services, pre and post
hospitalization expense reimbursement etc..
For pre-
hospitalization,
expenses up to 30 days before
hospitalization are covered, based on the doctor's diagnosis and recommendations including the cost of health exams and tests and doctor's fees.
Pre
hospitalizations expenses are covered for 30 days and post
hospitalization expenses are covered
up to 60 days.
Some policies may cover home care service
expenses up to 90 days before and 180 days after
hospitalization, whereas some just cover 30 days before and 60 days after
hospitalization.
Hospitalization expenses of up to Rs 20,000, a personal accident cover of Rs 5 lakhs and Rs 500 per day as a daily allowance (except for the first 24 hours) in case of hospitalization for a maximum of 7 days are the insurance cover benefits a consumer could avail through
Hospitalization expenses of
up to Rs 20,000, a personal accident cover of Rs 5 lakhs and Rs 500 per day as a daily allowance (except for the first 24 hours) in case of
hospitalization for a maximum of 7 days are the insurance cover benefits a consumer could avail through
hospitalization for a maximum of 7 days are the insurance cover benefits a consumer could avail through this insurance.
It provides the
expenses incurred not just on
hospitalization or treatment but extends a bit further to make
up for the overdue debts and lost income due to illness.
Pre and Post
hospitalization expenses incurred
up to 60 days immediately before
hospitalization and upto90 days immediately after release are covered under this plan.
Apollo Munich offers both cashless
hospitalization and reimbursement for covering
expenses up to Rs. 10,000 for diagnostic tests, pharmacy, consultation, and home nursing.
Pre and post
hospitalization expenses incurred from 60 days prior
up to 90 days after
hospitalization.
Cigna TTK has tied -
up with hospitals in Mumbai to offer cashless
hospitalization to its policyholders, where they can get medical treatment at network hospitals and their
expenses will be borne by Cigna TTK Insurance.
Usually most insurance providers does not cover existing diseases for
up to four years, following which
hospitalization expenses are paid for.
Mediclaim works on indemnity principle wherein the
hospitalization expenses incurred by the insured are reimbursed to him, thus making
up for his loss.
A top
up cover can offer various benefits in case of high
hospitalization expenses.
However, top
up covers have restrictions on pre-existing diseases, pre and post
hospitalization expenses, and some providers might exclude certain conditions from their plans.
If You can not continue travel due to a covered Injury or Sickness not requiring
hospitalization and You must extend Your Trip due to medically imposed restrictions, as certified by a Legally Qualified Physician, benefits will be paid for additional hotel nights, meal (s) and local transportation
expenses up to $ 100 per day, limited to 10 days and a maximum of $ 1,000.
With a super top -
up plan, the policyholder can make multiple claims in a year, because it covers all
hospitalization expenses and all hospital bills in a policy year.
Post-hospitalisation paid as lump - sum
up to 60 days from the date of discharge; payment not exceeding 7 % of
hospitalization expenses; maximum of 5000 INR.
HDFC Ergo has tied -
up with hospitals in Mumbai to offer cashless
hospitalization to its policyholders, where they can get medical treatment at network hospitals and their
expenses will be borne by HDFC Ergo Insurance.
The Policy covers aggregate
hospitalization expenses incurred in India during the policy period exceeding the Threshold Level or any amount reimbursed or reimbursable under any Health Insurance Policies / Reimbursement Scheme whichever is higher,
up to the Sum Insured stated in the policy.
Hospitalization expenses including room, boarding and nursing
expenses up to 1 % of sum insured per day.
For instance, mediclaim pays for
hospitalization; top -
up plans pay after a certain minimum threshold is reached; critical illness policies offer you disease specific benefits; personal accident plans cover medical
expenses in case of accidental injury.
The top
up plan of United India covers
hospitalization expenses at a cost effective price during the policy period exceeding the threshold level upto the sum insured stated in the policy.
New India Top -
up Mediclaim Policy is designed to cover in - patient
hospitalization expenses.
Post
hospitalization expenses are covered
up to 90 days immediately after getting discharged from the hospital are covered
In - patient
hospitalization expenses, including room rent, boarding, nursing
expenses, ICU charges, operation theater charges, blood, oxygen, medicines, specialist's fees, etc are covered
up to the limit specified
If any member of your family falls ill and needs
hospitalization, this health plan covers the medical
expenses up to the sum insured available under the plan.
In - patient
hospitalization expenses, including Room Rent / Boarding / Nursing Expenses and other expenses are covered up to 1 % of sum insured
expenses, including Room Rent / Boarding / Nursing
Expenses and other expenses are covered up to 1 % of sum insured
Expenses and other
expenses are covered up to 1 % of sum insured
expenses are covered
up to 1 % of sum insured per day.
But, for most middle class families it becomes difficult to meet
up the
expenses pre and post
hospitalization owing to the high health care costs.
Accidental
hospitalization expenses are covered
up to the limits specified.
Expenses incurred towards Domiciliary
Hospitalization are covered
up to 10 % of base Sum Insured subject to a maximum of Rs 50,000
Pre
hospitalization, medical
expenses up to 60 days before getting hospitalized related to the same line of illness is covered
Post
hospitalization, medical
expenses up to 90 days immediately after getting discharged from the hospital are covered
The most popular product offered by ICICI Lombard General Insurance Company is health advantage that not only covers
hospitalization expenses, but also provides outpatient benefits like dental
expenses,
up to a limit.
Pre
hospitalization expenses are covered
up to 60 days before
hospitalization and Post
hospitalization expenses covered
up to 90 days post discharge
Post
hospitalization expenses are covered
up to the maximum of 10 % of the hospital bill.
Pre
hospitalization expenses are covered
up to a maximum of 60 days before you are hospitalized and Post
hospitalization expenses are covered
up to a maximum of 90 days after you are discharged.
Post
hospitalization expenses that incurred after discharge from hospital are covered
up to 60 days.
Post
hospitalization expenses incurred after discharge from hospital are covered
up to 60/180 days, depending on the plan chosen
Pre
hospitalization expenses incurred before
hospitalization are covered
up to 30/60 days, as per the plan chosen