For a boat to do tours in, say to hold 30 people or so, you would want
a houseboat hull in fiberglass, outboard powered, twins.
Depending on what state you live in, Esurance can not insure extremely large, expensive, or powerful boats,
houseboats, amphibious land boats, hovercrafts, airboats, homemade boats, motorless boats, boats that fail to meet U.S. Coast Guard regulations, boats with wooden
hulls, and boats owned by more than 2 people.