Sentences with phrase «housing bubble»

A housing bubble refers to a situation where housing prices rise rapidly and become overvalued, creating a market that is unsustainable. This can lead to a sudden drop in prices, causing economic instability and financial losses for homeowners and investors. Full definition
The same report notes than nearly eight million homes were lost to foreclosure after the 2008 housing bubble burst, while household incomes have fallen back to 1995 levels.
This isn't the first time that economists are warning of housing bubbles forming around the world.
Last year the ability of the average Canadian to own a home was at its lowest point since the last housing bubble in 1990.
But title insurers had a rough time after housing bubble.
Rising prices are fueling the practice of house flipping, which have some worried about another inflated housing bubble.
The last housing bubble left many people owing more on their current mortgage than they could get from selling the house.
While Canadian household debt has indeed been rising, there doesn't seem to be an imminent threat of a bursting Canadian housing bubble.
Only this time around its only a «price» bubble — as opposed to a price and volume bubble like housing bubble 1.0.
The firm argues that median house prices should be no more than three times larger than gross median household incomes to remain affordable, and to prevent housing bubbles.
Easy credit, which enables households to buy houses with prices far beyond their financial ability, has played an integral role in recent housing bubbles.
The risks I see are definitively the upcoming housing bubble which could occur in the upcoming 2 years ahead of us.
Similarly, financial innovation in mortgage - backed securities led to an enormous debt - fueled housing bubble, which finally blew up in 2008.
2005 was late enough to recognize that we were blowing a big housing bubble and monetary policy had certainly played a role in it.
The subsequent housing bubble crash was even more devastating because so many more people were affected.
If normal economic rules applied in this case, the student - debt «bubble» would make the tech and housing bubbles look like bubble tea.
This would be consistent with our view that the risk of a residential housing bubble developing is still limited.
Did you know housing bubbles are not a 20th century phenomenon?
In my previous post, I wrote about a possible housing bubble, signs of which seem to be everywhere.
Common sense would have suggested that the huge housing bubble would lead to disaster: so why did some financial institutions assess risks with models that ignored the possibility that prices might fall?
One year ago on this page, I questioned whether any lessons had been learned from the decade - long housing bubble.
I think Canadian banks are great investments if you plan to hold for years but I could not simply ignore housing bubbles.
They argue that leverage limits would inhibit housing bubbles from forming.
2006 - 2007 was the largest housing bubble in history.
Well, actually, around the time of the financial crisis, in case you hadn't noticed, there was a great housing bubble.
The economy was running smoothly, so state legislators spent as if there were not going to be tech or housing bubbles looming in the next decade.
And it did, only not where I expected it; the centrally planned housing bubble.
The current housing bubble is the most extreme of the four bubbles I have witnessed since the late 1970's.
They claim that contractual structures of subprime loans in housing bubbles often feature «temporarily» low monthly payments.
A recent paper, however, calls strongly for a more direct approach that would target housing bubbles themselves.
I down played the importance of what was then an ongoing housing bubble.
The need to keep the economy growing strongly while avoiding a dangerous housing bubble presents Chinese policy makers with a difficult task.
The hundred - year flood of housing bubbles is barely a few years old, and yet, here we go again.
If the banking system would be hurt by a potential Canadian housing bubble, I don't think holding 4 - 5 banks in your portfolio would be a good idea.
Similar questions arose with respect to the recent housing bubble: How much will subprime lending increase the demand for housing?
This is exactly how the end of the big Housing Bubble 1.0 was triggered.
From watching the commercial, however, you'd think that they're actually advertising a huge housing bubble.
Did it correctly lay out the root causes of the Great Housing Bubble and the Great Recession or did the movie take a lot of poetic economic license?
They question the rationality of participants in the mortgage market during housing bubbles — not just of the naïve borrowers, but of the sophisticated lenders as well.
When the Nordic Housing Bubble pops, formerly high - flying countries like Norway and Finland will have more in common with Spain and Italy than they ever imagined was possible.
The International Monetary Fund (IMF), best known for bailing out over-indebted countries, is worried about housing bubbles around the world.
Outstanding Performance by a Male Actor in a Supporting Role CHRISTIAN BALE, «THE BIG SHORT» As Dr. Michael Burry, the only person who confidently predicted the U.S. housing bubble collapse of the mid-2000s, Bale takes a complicated story and makes it accessible.
The rental market, however, has proven to remain strong, even when housing bubbles burst.
When the U.S. housing bubble burst in 2006, numerous homeowners experienced a decline in the value of their homes due to home prices decreasing nationwide.
If the outlook for the housing market is extremely optimistic — per the NAHB builder «confidence» report — how come these two homebuilders reduced their inventory after building them up to levels that exceeded their 2005/2006 housing bubble peak levels?
Two years ago, when Greater Vancouver houses were selling for an average of just $ 1 million, Porter dismissed talk of a Canadian housing bubble by declaring that ««bubble» is perhaps the most overused word since the global financial crisis.»
Housing bubbles grow with an increase in housing demand, pressured by limited supply.
But we should be able to find a happy medium between the reckless housing bubble years and today, when few but the most creditworthy can secure a home loan.
One can argue that the US housing bubble started with the government's socialist policy of enabling every American to realize the American dream of home ownership.
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