Sentences with phrase «housing finance market»

In the speech, Director Watt announced that the GSEs would take actions that improve liquidity in the present single - family housing finance market, including stepping back from a proposed reduction in conforming loan limits which are currently set at $ 417,000 and up to $ 625,500 in high - cost areas of the country.

Ginnie Mae says it's changing baseline financial requirements for lenders «in order to ensure that its program requirements align with the rapidly changing housing finance market.

The QM rulemaking is by far the most important CFPB action to date and will play a crucial role in determining the shape of the US housing finance market going forward.

Johnson - Crapo Legislation On May 15, 2014, the Senate Banking Committee passed S. 1217, the «Housing Finance Reform and Taxpayer Protection Act of 2014,» to overhaul the secondary housing finance market.

The long - term viability of America's housing finance market requires comprehensive reform of the secondary mortgage market.

«Clearly if the securities offered in a reformed housing finance market have a government guarantee, those securities will be priced favorably and have a high degree of liquidity to reflect that guarantee,» said DeMarco.

Central to Moody's rating of Freddie Mac's securities are its U.S government charter and status as a Government Sponsored Entity (GSE), along with its firmly established leadership position in the vital U.S housing finance market.

Federal Housing Finance Agency (FHFA) Director Mel Watt made his first public speech addressing FHFA's strategic plan for Fannie Mae and Freddie Mac that improves liquidity in the present single - family housing finance market.

Long terms plan for SFPL include entering the housing finance market...

This change, coupled with the statutory maximum premiums charged for these loans, will help protect FHA and further facilitate its efforts to encourage higher levels of private market participation in the housing finance market.

According to a mortgage regulator, «Freddie Mac has done a considerable amount on behalf of the American taxpayers to support the housing finance market since entering into conservatorship,» Freddie Mac spokesman Michael Cosgrove told Politico.

The National Association of REALTORS ® supports comprehensive reform of America's housing finance market that protects taxpayers and ensures the availability of affordable mortgage credit today and into the future.

Reforming America's housing finance market can only be achieved through a forward - looking, comprehensive approach that supports the housing and economic recoveries, said NAR President Ron Phipps in testimony before the House Subcommittee on Capital Markets today.

Reforming America's housing finance market can only be achieved through a forward - looking, comprehensive approach that supports the housing and economic recoveries.

This was the Administration's most significant discussion on housing finance since the release of the Treasury Department's 2011 white paper, «Reforming America's Housing Finance Market.»

Reforms to America's housing finance market must ensure a reliable source of affordable mortgage lending for creditworthy consumers.

Economists at the National Association of REALTORS ® estimate that the fee reduction will price in an additional 1.6 million to 2.1 million renters along with many trade - up buyers, resulting in 90,000 to 140,000 additional annual home purchases based on the standard affordability limits at the FHA and conventional market and dynamics in the housing finance market.

This change, coupled with the statutory maximum premiums charged for these loans, will help protect FHA and further facilitate its efforts to encourage higher levels of private market participation in the housing finance market.

NAR has and will continue to advocate comprehensive housing finance policies that will ensure qualified borrows can obtain safe and sound mortgage finance products rather than piecemeal approaches that would introduce uncertainty into the housing finance market and slow the fragile housing recovery.

But there are ways to structure the new monopoly or duopoly in ways that maintain efficiency and competition in the housing finance market, while safeguarding taxpayer liabilities, according to the plans» authors.

«Recent proposals to reduce or eliminate the mortgage interest deduction and remove government support of the housing finance market could have disastrous consequences for the economy, not to mention making it harder or nearly impossible for millions of families to own their own homes.

To ensure a viable secondary mortgage market going forward, Phipps said that private capital must return to the housing finance market and the government's involvement needs to be reduced; however, full privatization is not a viable option.