Farhan Aziz:
How about annuity policiies Would you prefere an annuity or moneybaclk policy over term insurance?
Not exact matches
If you want to read more
about how annuities work and using
annuities as part of your retirement plan, visit the Protective Learning Center.
While there are many different checkpoints for selecting the right
annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding
how your contract is protected under the State Guaranty Association, and asking
about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Center.
«For instance, you could tweet
about how variable
annuities differ from indexed
annuities,» Vega says.
The company also makes educated guesses
about how long its
annuity buyers will live.
Even if you decide after answering these three questions that you are a candidate for an
annuity, you'll want to take some time to learn more
about how annuities work before committing to one.
To learn more
about how immediate
annuities work, you can click here.
But I can't help but think that some of the reluctance to «annuitize» is because many people don't have a clue
about how annuities work.
You can learn more
about David's story and
how indexed
annuities have helped him meet his retirement goals below.
Learn more
about David's story and
how indexed
annuities have helped him meet his retirement goals.
To do that, you'll want to go through a rigorous retirement - income planning process that starts with thinking seriously
about how you'll live in retirement and then moves on to such tasks as making a retirement budget; assessing different strategies for claiming Social Security benefits; considering whether you want more guaranteed income than Social Security alone offers (which is where an
annuity might play a role); and, settling on a withdrawal rate that has a reasonable shot at making your savings last as long as you do.
It's not
about knowing
how to execute an insured
annuity strategy, or transferring wealth to the next generation using life insurance.
To learn more
about how an
annuity can add stability and protection to a portion of a financial portfolio, talk to your financial professional.
This column goes into more detail
about how this
annuity - plus - traditional portfolio approach works.
In part 1 of our introduction to
annuities, we talked
about how income
annuities and fixed
annuities can add some stability to a financial portfolio by providing guaranteed income for life.1 In this video, we'll focus on two other types of
annuities: index - linked
annuities and variable
annuities.
To learn more
about how income
annuities and fixed
annuities can help protect a portion of savings and provide stable lifetime income, talk to your financial professional.
If you understand the time value of money, you're ready to learn
about annuities and
how their present and future values are calculated.
The proposed regulations inform agencies and employees
about who may elect phased retirement, what benefits are provided in phased retirement,
how an
annuity is computed during and after phased retirement, and
how employees fully retire from phased retirement.
I thought that one a great lead - in to talking
about annuities, as if / when /
how - much
annuities might help out will change as one ages.
People generally struggle with weighing the relative tax implications of each approach, for example, or
how to run in - depth comparisons
about how lifespan and health considerations should inform thinking around purchasing various types of
annuities versus taking lump sums.
This wariness stems from the fact that many people
about to retire are still unsure
about how they will benefit from the
annuity plans once they are ready to retire.
This is an important consideration when thinking
about how annuities relate to your estate planning and federal estate taxes.
Explore the options below to learn more
about the different types of
annuities and
how they may fit in to your financial objectives.
Either they lost money, were mislead
about how the
annuity worked, or had a friend who had a similar experience.
As a Registered Investment Advisor (RIA), I have found that when new prospective clients come in they have strong opinions
about annuities and a total lack of knowledge on
how they work, and I'm not surprised at all.
The second most popular misconception
about how variable
annuity works is thinking that the income rider account earnings are the same for the cash account value.
Or
how about if over the course of a long retirement now - dormant inflation re-awakens to the point that your
annuity payment can no longer cover as much of even your day - to - day expenses as it once did?
IALC Members Wade Mayo, President and CEO of LSW, and Ron Grensteiner, President of American Equity will be answering questions
about why people are turning to
annuities to help save for retirement,
how they work and
how you can best plan for their retirement years tomorrow, July 16 on radio broadcasts across the country.
Well, a recent study by David Blanchett, head of retirement research at Morningstar, found that by being flexible
about how much you draw each year from your retirement portfolio — say, scaling back withdrawals when the market is faring poorly and spending more when stock prices are surging — you may be able to get by while investing less in an immediate
annuity than you otherwise would.
How about No Cost Immediate
Annuities For Seniors?
For consumers who would like to learn more
about annuities — but are unclear
about how they work and may provide a guaranteed source of income — the following educational video provides helpful information.
How often do you run into articles in quality publications talking
about annuities that will pay a fixed sum over your life, or over your life if you live past a certain age?
But if I think
about how much I am going to be able to spend every day, then an
annuity looks great.»
Says Brown, «If I think
about how much money I have in a bank, then an
annuity looks horrible.
When looking to purchase a fixed indexed
annuity, your agent will talk to you
about how interest is credited.
But before you can make an informed decision
about whether such
annuity is right for you, you need to know
how this type of
annuity works.
Talk with a financial advisor
about how annuities and life insurance can be used to help fill in gaps in a retirement savings plan.
An SPIA
annuity could be a viable option for someone seeking an excellent return on their money that he or she will not outlive and does not want to worry
about how to invest the money.
«I have been an advocate of using objective analytic techniques to determine economic suitability for all
annuity transactions and have been writing
about how to do this conceptually for almost 15 years — well before the DOL raised the issue,» says finance professor Moshe A. Milevsky.
While there are many different checkpoints for selecting the right
annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding
how your contract is protected under the State Guaranty Association, and asking
about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Center.
If you want to learn
how to help your retirement strategy supplement your retirement income, you may want to think
about protecting your income with an
annuity.
For more information
about how one type of
annuity, known as a Fixed Indexed
Annuity works, check out this educational video.
Stan The
Annuity Man ® describes
how every type of
annuity works, thoroughly explains
annuity strategies from the simplest to the most complex, and provides unique insight
about the
annuity industry.
So if you're a consumer / investor and your «financial planner» has any of these letters after their name, then you can count on hearing all
about how you need to load up on way too much whole life insurance (AKA Variable Universal Life), and / or fixed or variable
annuities.
While there are many different checkpoints for selecting the right
annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding
how your contract is protected under the State Guaranty Association, and asking
about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Center.
If you want to read more
about how annuities work and using
annuities as part of your retirement plan, visit the Protective Learning Center.
Click on these links to learn more
about mutual income
annuities, Take your dreams further, and mutual income dividends: Mutual Income Annuities and the value of dividends, and How Dividend
annuities, Take your dreams further, and mutual income dividends: Mutual Income
Annuities and the value of dividends, and How Dividend
Annuities and the value of dividends, and
How Dividends Differ.
Learn more
about how our fixed deferred
annuities can help you grow and protect your retirement assets, and
how our guaranteed income
annuities can help you create a secure income stream in retirement.
You should think
about what your goals are for the money you may put into the
annuity, as well as
how much risk you are willing to take.
Consider a Trusted Choice member agent if you have any questions
about how annuities work for estate planning.