Sentences with phrase «how about the annuity»

Farhan Aziz: How about annuity policiies Would you prefere an annuity or moneybaclk policy over term insurance?

Not exact matches

If you want to read more about how annuities work and using annuities as part of your retirement plan, visit the Protective Learning Center.
While there are many different checkpoints for selecting the right annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Center.
«For instance, you could tweet about how variable annuities differ from indexed annuities,» Vega says.
The company also makes educated guesses about how long its annuity buyers will live.
Even if you decide after answering these three questions that you are a candidate for an annuity, you'll want to take some time to learn more about how annuities work before committing to one.
To learn more about how immediate annuities work, you can click here.
But I can't help but think that some of the reluctance to «annuitize» is because many people don't have a clue about how annuities work.
You can learn more about David's story and how indexed annuities have helped him meet his retirement goals below.
Learn more about David's story and how indexed annuities have helped him meet his retirement goals.
To do that, you'll want to go through a rigorous retirement - income planning process that starts with thinking seriously about how you'll live in retirement and then moves on to such tasks as making a retirement budget; assessing different strategies for claiming Social Security benefits; considering whether you want more guaranteed income than Social Security alone offers (which is where an annuity might play a role); and, settling on a withdrawal rate that has a reasonable shot at making your savings last as long as you do.
It's not about knowing how to execute an insured annuity strategy, or transferring wealth to the next generation using life insurance.
To learn more about how an annuity can add stability and protection to a portion of a financial portfolio, talk to your financial professional.
This column goes into more detail about how this annuity - plus - traditional portfolio approach works.
In part 1 of our introduction to annuities, we talked about how income annuities and fixed annuities can add some stability to a financial portfolio by providing guaranteed income for life.1 In this video, we'll focus on two other types of annuities: index - linked annuities and variable annuities.
To learn more about how income annuities and fixed annuities can help protect a portion of savings and provide stable lifetime income, talk to your financial professional.
If you understand the time value of money, you're ready to learn about annuities and how their present and future values are calculated.
The proposed regulations inform agencies and employees about who may elect phased retirement, what benefits are provided in phased retirement, how an annuity is computed during and after phased retirement, and how employees fully retire from phased retirement.
I thought that one a great lead - in to talking about annuities, as if / when / how - much annuities might help out will change as one ages.
People generally struggle with weighing the relative tax implications of each approach, for example, or how to run in - depth comparisons about how lifespan and health considerations should inform thinking around purchasing various types of annuities versus taking lump sums.
This wariness stems from the fact that many people about to retire are still unsure about how they will benefit from the annuity plans once they are ready to retire.
This is an important consideration when thinking about how annuities relate to your estate planning and federal estate taxes.
Explore the options below to learn more about the different types of annuities and how they may fit in to your financial objectives.
Either they lost money, were mislead about how the annuity worked, or had a friend who had a similar experience.
As a Registered Investment Advisor (RIA), I have found that when new prospective clients come in they have strong opinions about annuities and a total lack of knowledge on how they work, and I'm not surprised at all.
The second most popular misconception about how variable annuity works is thinking that the income rider account earnings are the same for the cash account value.
Or how about if over the course of a long retirement now - dormant inflation re-awakens to the point that your annuity payment can no longer cover as much of even your day - to - day expenses as it once did?
IALC Members Wade Mayo, President and CEO of LSW, and Ron Grensteiner, President of American Equity will be answering questions about why people are turning to annuities to help save for retirement, how they work and how you can best plan for their retirement years tomorrow, July 16 on radio broadcasts across the country.
Well, a recent study by David Blanchett, head of retirement research at Morningstar, found that by being flexible about how much you draw each year from your retirement portfolio — say, scaling back withdrawals when the market is faring poorly and spending more when stock prices are surging — you may be able to get by while investing less in an immediate annuity than you otherwise would.
How about No Cost Immediate Annuities For Seniors?
For consumers who would like to learn more about annuities — but are unclear about how they work and may provide a guaranteed source of income — the following educational video provides helpful information.
How often do you run into articles in quality publications talking about annuities that will pay a fixed sum over your life, or over your life if you live past a certain age?
But if I think about how much I am going to be able to spend every day, then an annuity looks great.»
Says Brown, «If I think about how much money I have in a bank, then an annuity looks horrible.
When looking to purchase a fixed indexed annuity, your agent will talk to you about how interest is credited.
But before you can make an informed decision about whether such annuity is right for you, you need to know how this type of annuity works.
Talk with a financial advisor about how annuities and life insurance can be used to help fill in gaps in a retirement savings plan.
An SPIA annuity could be a viable option for someone seeking an excellent return on their money that he or she will not outlive and does not want to worry about how to invest the money.
«I have been an advocate of using objective analytic techniques to determine economic suitability for all annuity transactions and have been writing about how to do this conceptually for almost 15 years — well before the DOL raised the issue,» says finance professor Moshe A. Milevsky.
While there are many different checkpoints for selecting the right annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Center.
If you want to learn how to help your retirement strategy supplement your retirement income, you may want to think about protecting your income with an annuity.
For more information about how one type of annuity, known as a Fixed Indexed Annuity works, check out this educational video.
Stan The Annuity Man ® describes how every type of annuity works, thoroughly explains annuity strategies from the simplest to the most complex, and provides unique insight about the annuity industry.
So if you're a consumer / investor and your «financial planner» has any of these letters after their name, then you can count on hearing all about how you need to load up on way too much whole life insurance (AKA Variable Universal Life), and / or fixed or variable annuities.
While there are many different checkpoints for selecting the right annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Center.
If you want to read more about how annuities work and using annuities as part of your retirement plan, visit the Protective Learning Center.
Click on these links to learn more about mutual income annuities, Take your dreams further, and mutual income dividends: Mutual Income Annuities and the value of dividends, and How Dividendannuities, Take your dreams further, and mutual income dividends: Mutual Income Annuities and the value of dividends, and How DividendAnnuities and the value of dividends, and How Dividends Differ.
Learn more about how our fixed deferred annuities can help you grow and protect your retirement assets, and how our guaranteed income annuities can help you create a secure income stream in retirement.
You should think about what your goals are for the money you may put into the annuity, as well as how much risk you are willing to take.
Consider a Trusted Choice member agent if you have any questions about how annuities work for estate planning.
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