Sentences with phrase «how certain life insurance policies»

We can help you better understand more about the how certain life insurance policies work so that you can make the best decision for you and your family.

Not exact matches

Comparing the best life insurance policies can be a challenge because, even if you find a range of appealing quotes online, you'll need to take into account certain factors — such as your job, medical history, lifestyle, or hobbies — that will impact your eligibility for certain rates and how much insurance you require.

Universal Life Insurance — With universal life insurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the cash vaLife Insurance — With universal life insurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the caInsurance — With universal life insurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the cash valife insurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the cainsurance coverage, policyholders can, within certain guidelines, choose how much of their premium goes towards the policy's death benefit, go to the cash value.

A term life insurance policy works exactly how it sounds; after purchasing coverage, or committing to pay for coverage on a regular basis, you receive life insurance for a certain number of years, or a «term.»

Most universal index life insurance policies come with a guarantee that you will be credited a certain amount each year — regardless of how well the index does.

Oftentimes, an insurance agent will get a call from someone who thinks a deceased relative had a life insurance policy, but they are not certain and they don't know how to find the policy.

Life insurance is priced on how likely you are to die while a policy is in effect, so if you're older, ill, on certain meds, a smoker, etc. it's going to up your premium.

A term life insurance policy works exactly how it sounds; after purchasing coverage, or committing to pay for coverage on a regular basis, you receive life insurance for a certain number of years or a «term.»

Illustrations: Life insurance policies, specifically permanent polices, will have pages of illustrations showing how the policy will perform at certain interest rates.

Universal life insurance offers policy holders a great deal of flexibility in that they can choose — within certain parameters — when they make their premium payment, as well as how much of that payment is allocated to the death benefit and how much of it is allocated to the cash value component.

Because policy holders can not control how financially responsible their company is, a certain level of benefits are guaranteed by the Life & Health Insurance Guaranty Association of Pennsylvania.

These policies offer more flexibility than whole life insurance because the policy holder may allocate — within certain guidelines — how much of the premium goes towards the death benefit and how much goes toward the cash value.

This coverage is considered to be more flexible than whole life insurance coverage, however, because the policyholder can decide how much of the premium goes into the cash value component of the policy and how much goes towards the death benefit (within certain parameters).

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No matter what kind of policy you're looking to buy in Atlanta, insurance quotes are going to be based on the amount of coverage you want to buy and certain factors including (but definitely not limited to) the zip code you live in, your claims and credit history, and your age that the insurance company uses to figure out how likely they will be to pay out for a large claim.

Whether you have a term life insurance policy or a cash value policy, make certain to read your policy carefully in order to learn more about your grace period and how long it lasts.