Sentences with phrase «how good a credit risk»

It's a single number which to a degree is an indicator of how good a credit risk you are to a lender.

Not exact matches

The opposite is also true: a small client is not necessarily a bad credit risk; some are great payers.So, how do you tell the good payers from the bad payers?

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

If you are not sure what your current credit score is, you can get three different scores to have a good idea of how lenders see you in terms of risk.

A creditor will use all of the gathered financial information to determine if you are a good credit risk, and if so, how much credit you can receive and how much it will cost you in interest.

This is why making balance transfers between existing cards is usually a better option as you may still get the offer of a 0 % transfer so you will be better off, without actually taking on any more forms of credit and risking how your credit history appears to potential credit providers.

A credit report is an accumulation of information about how you pay your bills and repay loans, how much credit you have available, what your monthly debts are, and other types of information that can help a potential lender decide whether you are a good credit risk or a bad credit risk.

This Hiring Risk Index can help you better understand how employers may interrupt your credit report.

Your credit score measures how well you've handled borrowed money, and lenders use it to determine how much of a risk it would be to let you borrow their money.

Choosing a line of credit versus refinancing your mortgage, or picking between a variable - rate loan versus one with a fixed rate, will depend on your own individual needs and how well you tolerate risk.

«We have long advocated for more up - front credit risk transfer programs and when the details of IMAGIN are released, we will be studying them closely to better understand how it would work and to ensure it is consistent with the GSE charters and does not cross the bright line that separates the GSEs» secondary market functions from the primary mortgage market.»

The amount of capital varies on the immediacy with which deposits may be withdrawn, the degree of equity / credit risk of the assets and how well the asset cash flows are matched to the liability cash flows.

Among the topics covered are how to evaluate and minimize risk, deciding what investment approach is best for you, mortgages and credit lines, and leasing a property.

Credit scores, along with income and debt load, sum up how well a person has managed credit and whether the person represents a good risk for a lCredit scores, along with income and debt load, sum up how well a person has managed credit and whether the person represents a good risk for a lcredit and whether the person represents a good risk for a lender.