Sentences with phrase «how life insurers»

-- MoneyWatch, CBS, How Life Insurers Can Sell You a Policy Without a Doctor's Visit

We wrote this article to help people understand how life insurers asses the risk of people who have received a pacemaker.

By reducing weight and lowering your blood pressure and cholesterol levels, quitting smoking and reducing alcohol intake, you can save a lot of money in how life insurers rate you.

Remember how life insurers use actuarial tables to look at aggregate data and determine someone's riskiness to classify them?

For the rest of you, let's look at how life insurers are going to be looking at your record.

Earlier this year we wrote about how life insurers classified e-cigarettes in terms of risk.

How life insurers rate people also varies considerably from company to company.

On how life insurers compromise rules on reserving using reinsurers that they own as subsidiaries.

How a life insurer will rate you also depends on the frequency of use.

The type of treatment for diabetes is relevant to how a life insurer views the condition, partly because it's related to the severity.

Not exact matches

Geeta Wilson, vice president of consumer experience at the health insurer Humana, says she lives in fear, as do many executives, of this «discrepancy between how we think of ourselves internally and how our customers think of us.»

Apprehension has also grown in recent months about the negative impact of record - low yields on the solvency of pension funds and life insurers and how this in turn could undermine financial stability, demand, and the very goals QE aims to achieve.

At a time like this, where many life insurers, particularly ones facing credit risks, and those having variable policies, where profitability has declined along with the stock market, the surcharges could have kicked additional life insurers over the edge, and who knows how big the cascade would have been.

While there are many different checkpoints for selecting the right annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Cenlife insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning CenLife Learning Center.

You hand over a lump sum to an insurer and in return you get a monthly payment no matter how the market performs and no matter how long you live.

And, for what it is worth, 12 years ago I played a large role in setting the rules for Maryland life insurers in place, both writing the law, and explaining to the legislators how it protected the public interest.

Depending on the type of whole life policy you choose, you may not know exactly how your insurer is investing the money for you.

With an indexed universal life insurance policy, you also want to how the insurer calculates your base cash value.

You give an insurer a lump sum of money (the premium) and in return you get a monthly payment for as long as you live, regardless of how the financial markets are behaving.

Depending on how you want to invest the cash value, you can choose between traditional universal life insurance (rates determined by insurer), indexed universal life insurance (tracks an index), and variable universal life insurance (you pick from a set of mutual funds).

Since insurers consider your habits and lifestyle to determine your life insurance rates, smoking will impact on how much you will pay as premium.

Just like life insurance, it can be difficult for consumers to figure out how and where insurers make their money due to the intangible nature these products.

How do you feel about life insurers?

At a time like this, where many life insurers, particularly ones facing credit risks, and those having variable policies, where profitability has declined along with the stock market, the surcharges could have kicked additional life insurers over the edge, and who knows how big the cascade would have been.

This is the bizarre story of how I pulled a win out of an impossible situation against my own management, and a major life insurer.

While there are many different checkpoints for selecting the right annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Cenlife insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning CenLife Learning Center.

Swedlove says Canada's life insurers aren't in favour of federal legislation, currently before Parliament, that would impose limits on how much genetic information can be collected.

Keith I. Braunfotel and Scott D. Frendel know how to negotiate with insurers for negligent motorists, doctors and nursing home owners whose carelessness changes and ends lives.

We understand that it will take a team of professionals to help prove to the Court, the Judge, the Jury and help the insurer understand the nature of the injury and how it impacts the accident victim's daily life.

We also counsel new insurers entering the Canadian life and health market how to best position themselves and their products.

The Inland Revenue's Statement of Practice E4, relating to how s 263 of the Inheritance Tax Act 1984 (ITA 1984) is to be interpreted, requires any life policy to have been issued on the basis of the provision to the insurer of full medical evidence of the assured's health; it is not sufficient that it was issued on the basis of a health questionnaire issued by the insurer and filled in by a lay patient.

How and Where to Find the Best Premium Quotes on Life Insurance Coverage When seeking the best quotes on life insurance coverage from Sagicor Life Insurance Company — or from any insurance carrier, it is typically best to work with either an agency or a company that has access to more than just one insuLife Insurance Coverage When seeking the best quotes on life insurance coverage from Sagicor Life Insurance Company — or from any insurance carrier, it is typically best to work with either an agency or a company that has access to more than just one insulife insurance coverage from Sagicor Life Insurance Company — or from any insurance carrier, it is typically best to work with either an agency or a company that has access to more than just one insuLife Insurance Company — or from any insurance carrier, it is typically best to work with either an agency or a company that has access to more than just one insurer.

A licensed insurance agent can help you determine how much an AIG Life Insurer Companies Guaranteed Whole Life Insurance policy will cost you.

Ask your insurer for their list of discounts because you never know how the details about your life could save you money.

However, since insurers usually can't say how fast or how much cash value will increase, it's hard to say when a whole life policy cash value would be available for a loan — although, it is generally accepted that at least 10 years must pass before a policy loan is an option.

Learn how how term life insurance works, or you can shop and compare free life insurance quotes online from top - rated insurers.

To determine how these rates differ regarding what else you may be qualified for, it can typically be best to work in conjunction with an independent life insurance agency or brokerage that has access to many of the top life insurers in the industry.

Costs vary based on your plan type, whether you have insurance through an employer or private insurer, what state you live in, and how much of the insurance you cover.

A. Insurers use many factors to determine rates, such as driving records, age, where you live, where you park, if there is a gap in insurance coverage, and how much you drive.

When determining how much a tobacco chewer should pay, lenient life insurers will consider the age, weight, height, frequency of tobacco chewing, general state of health and the family medical history of their prospective client.

Jun 20, 2012 - The New Jersey State Legislature works hard to improve the quality of life for all residents in the Garden State, and sometimes that includes making changes to how auto insurance is addressed by insurers and...

If you can no longer live in your house, you should contact your insurer and check your policy to see whether you have temporary accommodation entitlements and for how long.

While there are many different checkpoints for selecting the right annuity for you, this article presents three key tips that can help get you started by finding the right life insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning Cenlife insurer, understanding how your contract is protected under the State Guaranty Association, and asking about fees and other sales charges before you buy a contract.For more information, visit the Protective Life Learning CenLife Learning Center.

When a life insurer is determining how much your premiums will cost, they'll look at things like your health history and use that information to classify you.

Because insurers want to see how risky you are to insure, they'll use these to determine your final life insurance rates.

Use our free Life Insurance Quote tool to find out exactly how much insurance you need to cover everything in your absence, and to compare premiums from multiple insurers.

Insurers consider the applicant's age, health history (self and family), driving records, employment, hobbies, etc. while determining how to calculate the premium of life insurance.

This interest earning is another critical factor used when insurers determine how to calculate premium of life insurance.

Simplified life insurance is more expensive, because you're skipping the step that lets insurers assess how much of a chance they're taking on you.

Knowing ahead of time how your family health history may affect your life insurance premiums, for example, can help you pick an insurer who looks at that condition more favorably.