Sentences with phrase «how new financial technology»

He also has some thoughts on fixed versus variable rates and how new financial technology is impacting our financial decision making.
Worse you might have a vague notion of how these new financial technologies work.

Not exact matches

A look at how incubators are affected by the new health - care law, often referred to as Obamacare, which provides financial incentives to providers that embrace technology.
Fortunately for them, an army of technology companies across the country are equipped with the technical know - how and financial support necessary to usher in a new era of digital commerce in the country, as highlighted by the infographic below.
We spoke with von Friedeburg about how new - school technology is shaping the old - school financial services organization and the shift companies big and small have to make when it comes to information security.
Bloomberg recently surveyed senior leaders across the financial technology landscape to understand how trends will evolve in the new year.
A new World Bank report focuses on the role digital technology plays in personal banking and how it can help close the financial inclusion gap.
Chris Laws, global head of product development, compliance and supply solutions for Dun & Bradstreet, explains how new technologies are providing ever deeper analysis to deliver reputational and financial risk mitigation
New technology in the financial industry is changing how people manage their finances.
The November 15th program will include cutting - edge discussions such as: how non-exchange traded alternatives are becoming the mutual funds of yesteryear; what is driving retail's demand for non-exchange traded alternatives; using micro-investing technology to diversify across and within online marketplaces; how legislation is being used to engineer a new breed of alternative products; how innovations in self - directed IRAs will create new retail distribution channels for the entire alternative product universe; how technology will ensure the scalability of online platforms and enable traditional financial services providers to increase AUM; how millennials will fuel the growth of FinTech and redefine financial services; how FinTech will replace the 401k and transform the way Americans save for retirement; and how modernizing the Self - directed IRA is the trillion dollar FinTech opportunity.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
«These new technologies could transform how financial transactions are recorded, reconciled and reported - all with additional security, lower error rates and significant cost reductions,» said Hu Liang, State Street SVP and head of emerging technologies.
However, new technologies are having a great impact on financial services and, as lawyers in this field, we can't be effective if we don't understand those impacts or fail to evaluate how they may alter behaviour or the ways in which securities markets operate.
With a user interface that requires users to send money to long strings of letters and numbers rather than human - readable names, it's no wonder that many individuals have a hard time figuring out how to use this new financial technology.
Speaking on a panel about the impact of distributed ledgers on post-trade solutions, professor Emin Gün Sirer of Cornell University explained how technological changes are already resulting in the rise of «a new class» of government employee who will take financial technology to a new level.
«Bankchain is a new clearing and settlement network that leverages blockchain technology to reimagine how financial institutions execute post-trade.
Though different in intent, both papers were focused on presenting new ideas for how decentralized blockchain networks could scale at a time when the conversation was dominating industry conversation both among major financial institutions, who are seeking to leverage the technology for existing high - volume transaction systems, and bitcoin developers, who are working on solutions to scale the digital currency's transaction capacity.
However, Regulators across several jurisdictions are taking steps to provide individuals and businesses with certain rules on how to integrate this new technology with the formal and regulated financial system.
(Updated March, 2018) Ever since Satoshi Nakamoto published his famous paper detailing how Distributed Ledger Technology (DLT), which is another nomenclature for Blockchain technology, can underpin a digital currency, the first of which would later be known as Bitcoin, the world has been taken by storm by this new form of settling financial traTechnology (DLT), which is another nomenclature for Blockchain technology, can underpin a digital currency, the first of which would later be known as Bitcoin, the world has been taken by storm by this new form of settling financial tratechnology, can underpin a digital currency, the first of which would later be known as Bitcoin, the world has been taken by storm by this new form of settling financial transactions.
«These new technologies could transform how financial transactions are recorded, reconciled and reported - all with additional security, lower error rates and significant cost reductions,» said Hu Liang, State Street SVP and head of emerging technologies.
* Afternoon sessions focused on innovative technology, skilled nursing trends, hot new investments, and how to build partnerships for clinical and financial success.
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