Sentences with phrase «how risky the hobby»
It depends on how risky the hobby is — and how often you do it.
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An underwriter will look at various aspects of your life — your health, your hobbies, your driving record — and classify you from Preferred Plus to Substandard to determine how risky you are.
Current health, health history, driving record, hobbies, and more go into the underwriting process, allowing the life insurance carrier to classify you based on how risky you are to insure.
They might request some additional information from your doctor, and then it all goes off to the underwriter, who uses all of the information collected about you, from your family's health history to your current health to your hobbies, to determine how risky you are to insure and place you into a classification.