Sentences with phrase «how traditional credit»

Most real estate professionals are very familiar with how traditional credit scoring works.

Reports indicate that they focus on certain key factors that are similar to how traditional credit scores are calculated but with different weightings.

Not exact matches

Find out how this old - school alternative to traditional banks could be the answer to your credit - crunch blues.

It previously required them to be licensed, to educate the public on how their rates compare with traditional lenders and to share information on credit counselling with customers.

An overview by a barter - credit organization's CEO of how bartering offers an alternative to traditional loans.

They also collect trade credit information and data from the public record to evaluate small businesses, but their report is heavily weighted to how a business interacts with banks and other traditional lenders like credit card providers.

Compare how much you could potentially save in interest payments with an Express Personal Loan vs. a traditional high - interest credit card.

«Some of the best independent lenders use different criteria than a traditional bank or credit union to evaluate how likely a person is to repay a loan,» Gallegos points out.

Although Whitehead never credits Bergson explicitly with these insights, it is clear that thinkers within a process framework are the ones who are obliged to come up with a solution to this sort of problem, while more traditional thinkers do not often or ever worry about the ways in which the intellect distorts reality by subsuming it in a spatialized conceptual scheme, or how the concrete process of thinking is distinct from thought.

Despite that, the promises of a sequel actually excite me for two reasons: the first being that it is clear that a great degree of care and thought went into setting up this world (the opening credits are a hefty exposition dump explaining how things came to be), and also the fact that with the traditional story out - of - the - way and told, there is more freedom to get a little crazy with delivering ridiculous fun.

In competency - based learning, students make progress in their coursework as they master learning objectives, as opposed to a traditional credit - hour model in which students advance based on time regardless of how well they understand something.

In the section about D.C., the report goes so far as to credit charter schools with contributing to «dramatic improvements» in the traditional public school system, a statement that doesn't take into consideration how demographic changes have improved D.C. school results.

Learn more about how a credit union is different from a traditional bank, why our members truly matter, and how they receive the best pricing and service in the area.

Total Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly income.

With a traditional mortgage, you need to be pre-approved to determine how much you can afford based on your income and credit rating.

If you don't qualify for a traditional credit card because you have no credit history, secured credit cards are a great way to get your toes wet and learn how credit works.

The new independent lenders use different criteria than a traditional bank or credit union to evaluate how likely a person is to repay a loan.

How about paying off a car loan, paying off credit cards, funding a Traditional IRA or Roth IRA, building up emergency savings, funding college plans for your children, or retiring student loan debt?

Far beyond traditional credit data, we look at things like education, employment history, how they interact with our application, etc..

However, when you earn miles through a credit card, as opposed to earning them via the traditional route, there are some nuances that will change how your frequent flyer account operates.

They also collect trade credit information and data from the public record to evaluate small businesses, but their report is heavily weighted to how a business interacts with banks and other traditional lenders like credit card providers.

And as a consequence of the crisis, it's not uncommon to hear people slandering their local banks, and to notice how consumers are switching away from traditional banks and into other institutions, like their local credit unions.

How these benefits will compare to more traditional card programs in the long run is debatable (cash back credit cards, for example, are a more predictable way to rack up rewards), but it is certainly a creative concept.

While a traditional credit report provides a «snapshot» of how borrowers have been using credit instruments like cards and auto loans, trended data shows how consumers have utilized these credit trade lines going back 24 months in Equifax's case and 30 months in TransUnion's.

The prime loan delinquency rate was 7.08 % so that gives you an idea how well the VA mortgages are performing sided by side with traditional good credit loans.

No matter how outstanding your credit is, it is highly doubtful that you will be able to get cash in one hour from any traditional lender.

When borrowers hear the definition of a Home Equity Conversion Mortgage Line of Credit (HECM LOC), also known as a reverse mortgage equity line of credit, they are sometimes unsure how it differs from a traditional Home Equity Line of Credit (HCredit (HECM LOC), also known as a reverse mortgage equity line of credit, they are sometimes unsure how it differs from a traditional Home Equity Line of Credit (Hcredit, they are sometimes unsure how it differs from a traditional Home Equity Line of Credit (HCredit (HELOC).

Home equity lenders do not restrict borrowers on how to use the money, unlike traditional lenders who can reject applications based solely on the reason for needing credit.

Today's independent lenders use different criteria than a traditional bank or credit union to evaluate how likely a person is to repay a loan, yet they may not have the same type of staffing as a traditional lender.

We have already gone over the fundamentals of what traditional credit cards are and how to use them responsibly in this post, but here are some highlights:

I do provide advice on how to correct your income or credit challenges and being part of a large brokerage The Mortgage Group this enables me to work with you to get you bank inline with traditional mortgage lenders requirements.

Consumer Reports details how insurance companies use credit scores, or at least variations of traditional scores to help them determine your premium.

Depending on the amount you need to finance — and how long you'll need to repay it — credit cards can be a viable and, sometimes, better, financing alternative to traditional loans.

The long and short of it: Before booking a flight through traditional channels and redeeming miles through statement credits, check to see how many airline miles would be required to purchase the flight in question through your frequent flyer account.

Now I'm going to get into more traditional credit card rewards and talk about how valuable these cards can be when it comes to making gas purchase.

MCLEAN, Va., Nov. 14, 2012 / PRNewswire via COMTEX / — This «Black Friday,» the traditional prime holiday shopping day, nearly half of rewards card holders are not planning to hit stores or online retailers according to the latest Capital One (NYSE: COF) Rewards Barometer (www.capitalone.com), a quarterly survey among American consumers that focuses on how they accumulate and redeem credit card rewards.

China's mix of social and more traditional credit also looks at your friends» scores; how high or low they are can affect your score.

When borrowers hear the definition of a Home Equity Conversion Mortgage Line of Credit (HECM LOC), also known as a reverse mortgage equity line of credit, they are sometimes unsure how it differs from a traditional Home Equity Line of Credit (HCredit (HECM LOC), also known as a reverse mortgage equity line of credit, they are sometimes unsure how it differs from a traditional Home Equity Line of Credit (Hcredit, they are sometimes unsure how it differs from a traditional Home Equity Line of Credit (HCredit (HELOC).

Home Ownership Trends Are Shifting... Keep Reading To Find Out How They Might Make Owning A Home In Even Easier... Credit - score - based mortgages... they were once the primary way of buying a house... but these traditional methods of purchasing a home are becoming less common than in decades past.

With a traditional mortgage, you need to be pre-approved to determine how much you can afford based on your income and credit rating.