Sentences with phrase «how travel insurance companies»

Here's how travel insurance companies define a pre-existing condition: it's any medical condition that the insured experienced the symptoms of or had diagnosed and treated during a specified time (called the look - back period) prior to their policy's effective date.

Not everyone with a medical condition needs pre-existing condition coverage with their travel medical insurance plan, and the only way to know for certain is by understanding how travel insurance companies define a pre-existing condition.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In this case, you must thoroughly check each travel insurance companies how much they would cover in any case of medically related accidents because you'll never know exactly how much it will cost you.

«Christina Tunnah, the regional manager for the Americas for World Nomads, a travel insurance company, said the two major factors that determine whether you have a claim are when you bought the insurance, and how exactly your travels were affected during a terrorist event.

Everything from travel insurance, trusted companies, how to find the cheapest flights and all the gear I use.

That being said, as a travel insurance company, how do you ensure you've got the back of your customers?

As with any type of insurance coverage, Visitors to Canada travel insurance rates will vary depending on the traveller's information including their age, how long they plan to be travelling, and the company select as their travel insurance provider.

Business practices and government regulations vary in different countries, professionals should understand how selling travel insurance from U.S. based company's works.

But having international travel insurance cover with a reliable company helps reduce your worry about your stuff being damaged, or how you'll cope if you get sick or hurt.

When an insured traveler encounters a travel disaster and files a claim with their travel insurance company, the company reviews what happened and applies the coverage rules to determine how much the traveler should receive to compensate their loss.

I hope MH Ross looks at the first line experience of customers, because travel insurance is about piece of mind and a travel insurance company is only as valuable as how it handles its customers» piece of mind.

See how much «cancel for any reason» coverage is provided by each each company at Travel Insurance Review.

How many travel insurance companies are there?

Comparison sites are a great place to browse different plans, and they list reputable companies and products (see How to Compare Quotes with a Travel Insurance Comparison Site)

This is the biggest challenge for any travel insurance company... how to educate a consumer in understanding the difference.

Related China Olympics travel insurance articles: How do I know my travel insurance company is reputable?

In some cases, travel insurance companies require you to cancel your plan in writing, so it's important to review the policy certificate and understand how to cancel.

When the expiry date of a multi-trip travel insurance policy is approaching or has passed, an insurance company will send a renewal notice to the policyholder and provide instructions on how to apply for renewal.

Related Links How do I know my travel insurance company is reputable?

Use a comparison site to see instant quotes from several companies (see How to Compare Quotes with a Travel Insurance Comparison Site).

How do I know my travel insurance company is reputable?

You can learn more about how life insurance companies evaluate foreign travel in this blog post: Foreign Travel and Life Iinsurance companies evaluate foreign travel in this blog post: Foreign Travel and Life Insutravel in this blog post: Foreign Travel and Life InsuTravel and Life InsuranceInsurance.

The trade association and travel insurance companies said it's difficult to say how many people are purchasing the policies because they want layoff insurance.

Leading travel insurance comparison company, Squaremouth, explains how the flu is covered by travel insurance.

If you are contemplating foreign travel or residence, the life insurance company will want to know when, where, and for how long.

With a variety of travel insurance companies and plans to choose from, it can be difficult to know where and how to start.

This helps the travel insurance company determine how much reimbursement you will receive for unexpected losses or trip cancellation.

If you are all set to get a student travel insurance, the next step that you have to do is compare a lot of options available in the market and on the internet and choose wisely with various factors in mind — like the country you are going to, what all needs to covered from your prospective, how well you can modify an insurance according to your needs and demands as certain insurance companies do offer customisation, etc..