Sentences with phrase «hurricane deductibles on»
FEMA & Governor Cuomo fact sheets uploaded to County Website Governor Andrew M. Cuomo announced that New York homeowners will not have to pay potentially large hurricane deductibles on insurance claims stemming from damage caused by Hurricane Sandy.
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It will also touch on some special deductibles within policies for endorsements, floaters and specific perils such as hurricanes.
Unlike the standard «dollar deductible» on a homeowners policy, a hurricane or windstorm deductible is usually expressed as a percentage, generally from 1 to 5 percent of the insured value of the structure of your home.
The hurricane deductible is based on a percentage you choose.
The insurance department allows companies to apply an actuarially justified hurricane deductible based on a property's distance from the ocean.
The deductible for hurricane damage can range from 2 % to 10 % of the insured value of the dwelling depending on the policy.
Hurricane insurance might be tricky to find, especially if you feel the coverage on your home, auto, or business insurance isn't adequate or would leave you with too high of a deductible to pay out of pocket.
It's important to know your particular policy well, because in the past decade, many insurers have begun to raise deductibles on damage caused by «named» storms such as Hurricane Irene.
Unlike basic homeowner policy deductibles, hurricane deductibles are based on a percentage — such as 5 percent — of the property's insured value.