It's super important for lawyers to get an own occupation rider, but many association plans — the long - term disability policies you can get from your local bar association, for example — use a kind of
hybrid policy where you get own occupation for a few years, but then it turns into an any occupation plan.
Christina has 25 years» experience in legal services including developing and running the largest specialist family law firm in the country; building an innovative
hybrid (part virtual, part high street) firm and most recently as director of
policy at the Co-operative Legal Services,
where she was responsible for all external relationships.