Sentences with phrase «hypothetical return of»

Actual and hypothetical returns of just the Aggressive Fee - Based Model, compared to the same Index Model, the markets, our American Funds model, are on the table mid-page here.

Hypothetical returns of each asset classes» current mutual fund pick, compared to its benchmark index are on the table mid-page here.

Not exact matches

Researchers tested a blizzard of potential «drawdown strategies» — that is, hypothetical rates of spending in retirement, mapped against investment returns on people's savings — to analyze which had the best chance to keep up with inflation and sustain a portfolio through a long retirement.

An investor who panicked and only later re-entered the market would have found that his bank account at the end of the bet was a lot smaller than a hypothetical account in which he earned the index - fund returns for the whole period.»

A 10 - times return over six years, a hypothetical holding period, means an investor rate of return of 46 percent, although returns are inherently diluted by other investments in the portfolio.

In the absence of the transactions tax, our hypothetical saver would realize $ 8,771 in gross investment returns.

footnote † † † This hypothetical example assumes a 6 % rate of return, a 4 % inflation rate, that expense ratios are cut from 0.80 % to 0.30 %, that withdrawals are adjusted for inflation, and that the entire portfolio is liquidated over 35 years.

To get a sense of what's at stake when you pull out of the market, even temporarily, during a bear market, the Schwab Center for Financial Research compared the returns from four hypothetical portfolios:

For those age 50 or older, one $ 6,500 yearly contribution could grow to more than $ 69,000 in 35 years.5 We used a hypothetical 7 % long - term compounded annual rate of return and assumed the money stays invested the entire time.

This hypothetical example assumes the following: (1) one $ 5,500 IRA contribution made on January 1, (2) an annual rate of return of 7 %, and (3) no taxes on any earnings within the IRA.

The hypothetical examples assume the following: one annual $ 5,500 or $ 6,500, IRA contribution made on January 1 of the first year, a 7 % annual rate of return, and no taxes on any earnings within the IRA.

Let's look at how a hypothetical portfolio made up of 70 % in stocks and 30 % in bonds would fair with a large stock market loss at different levels of bond returns:

Cumulative market value illustrates a hypothetical total return for an initial investment of $ 10,000.

All discussions of returns are strictly hypothetical and exclude commissions and taxes.

These projections are based on a hypothetical 6 % rate of return less a 0.25 % low - cost annual annuity charge, and a 6 % rate of return less a 1.26 % annual annuity charge, which is the national industry average annual charge as of 12/31/2016, according to Morningstar, Inc..

If a hypothetical investor began contributing and investing $ 5,500 to an IRA at age 25 and keep making the same annual contribution until age 65, you could potentially accumulate $ 703,119 — assuming a 5 % rate of return.

The return assumptions are based on hypothetical rates of return of securities indices, which serve as proxies for the asset classes.

The hypothetical portfolios consist of: 1) 100 % stocks represented by the S&P 500 Total Return Index.

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth 401k - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

- retirement savings and income - Pre-59 1/2 72t Calculations (avoiding penalty tax)- college savings and 529 plan illustrations - college cost and tuition data - Coverdell education savings - risk profile questionnaires and quizes - model portfolio illustrations - asset allocation and portfolio optimization - portfolio management and value tracking - 401 (k) retirement savings - Cost of waiting to save - Effect of Taxes and Inflation - Estate Tax Estimator - Finding Money for your savings goals - Health Savings Account (HSA) illustrations - Historical Hypothetical Portfolio Performance - Impact of Inflation - Life Insurance Needs Analysis - IRA Eligibility (all types of IRAs)- IRA Savings and Goal Analysis - IRA Required Minimum Distributions (RMDs)- IRA to Roth Conversion - Long Term Care Insurance - Lumpsum Distributions vs. Rollover Distributions - Model Portfolio Creation and Comparisons - Mortgage Amortization - Net Unrealized Appreciation of Employer Stock - Net Worth Estimator - New Value Calculator - Pension / Defined Benefit Income estimates - Portfolio Allocation Rebalancing - Portfolio Optimization and «Advice» - Portfolio Return Calculations - Paycheck Tax Savings - Required Minimum Distribution calculations - Retirement Budget and Expense Planning - Retirement Income Analyzer - Retirement Savings Estimator - Risk Tolerance Profile - Roth Conversion - Roth v. IRA illustrations - Short Term Savings goals - Social Security benefit estimates - Stretch IRA / Legacy IRA illustrations - Tax Free Yield calculations

Results are hypothetical, are NOT an indicator of future results, and do NOT represent returns that any investor actually attained.

He also says wisely that «when one returns from the hypothetical scheme to the rich complexity of individual events, it is evident at once that no person or group ever conforms completely to a type.»

Now imagine we leave the land of the hypothetical and return to the land of reality.

Benefits are «smoothed» instead of being calculated and projected with a fixed hypothetical future return.

The hypothetical used to determine this year's pecking order: The starting quarterback of a league - average team goes down with a freak injury, and early reports offer no sign of his imminent return.

With the top ranked team getting the top priority, Alabama will return to the scene of its hypothetical SEC Championship Game win to take on the Big Ten champion Buckeyes.

Because the US is so polarized politically, there is very little chance that a Republican controlled House of Representatives would choose to impeach a Republican President even if there were overwhelming evidence that he had accepted a direct bribe from the Russian government (such as, for hypothetical example, a 19 % interest in the Russian gas company Rosneft) in return for promulgating policies favorable to the Russians, let alone confirmation of the allegations that his Presidential campaign had coordinated election strategy and tactics with the Russians.

Over this 13 - year period, the hypothetical investment returns for CHAA companies were significantly higher than average S&P 500 returns — as much as triple in some of the scenarios.

On this (belated) Halloween special, That Guy Named John is joined by returning guest Steve, as they break down a hypothetical death match tournament with 16 of the most iconic horror movie villains!

Aside from the fact that schools don't offer to return money when an extra child enters this hypothetical classroom, the ebb and flow of students in and out of every school building everyday is subject to so many variables that it is nearly impossible to single out one.

In addition, let's assume hypothetical expected returns for U.S. equities, Treasuries and cash of 4.4 percent, 1.6 percent and 1.2 percent respectively, using BlackRock Client Solutions» five - year return assumptions for various assets.

Over the years I have found that it's helpful for people to study some tables of numbers that show hypothetical investment returns and withdrawal rates.

So instead of the simplistic, easy to remember brand, the annuity industry has decided to hang their hopes on hypothetical, theoretical, and non-guaranteed variable and indexed annuity return scenarios.

The blank white spaces indicate years in which our hypothetical investor ran out of money because the portfolio returns were insufficient to keep up with constantly rising withdrawals.

This hypothetical example assumes the following: a starting annual gross salary of $ 60,000 with a salary increase of 4 % (2.5 % inflation + 1.5 % real salary growth rate) each year; pre-tax contributions of 15 % of salary annually (that 15 % includes any contribution you may get from your employer) at the end of the year for 42 and 32 years, respectively; and an annual rate of return of 5.5 %.

Plugging in some hypothetical numbers into the tool (50 yr old; $ 600K inside an individual IRA; Modest expected annual rate of return = 4 %) provides RMD for his / her age 70.5.

Another three years of saving plus investment returns on new and existing savings for our hypothetical 55 - year - old socking away 20 % a year would boost the value of her nest egg by roughly $ 135,000 to about $ 515,000.

As of the close January 31st the hypothetical portfolio was up 10 % since inception, including dividends (returns exclude commissions and taxes and all trades are hypothetical so real results will differ).

I then created a hypothetical example showing the impact of investing $ 1000 and earning the median of 1st quartile returns (the 87.5 th percentile) of active small - cap share classes for a 3 - year period, and earning the median of 4th quartile returns (the 12.5 th percentile) of active small - cap share classes for the following 3 - year period.

Decembers results averaged 12.29 % for the 10 stocks, led by Silverleaf Resorts» (SVLF) return of over 38 % in 4 weeks and Fuwei Films (FFHL) 34 % 4 week return (returns are hypothetical and exclude commissions and taxes, free trades are always one option to avoid commissions).

Last month's results averaged 12.29 % for the 10 stocks, led by Silverleaf Resorts» (SVLF) return of over 38 % in 4 weeks and Fuwei Films (FFHL) 34 % 4 week return (returns are hypothetical and exclude commissions and taxes).

Decembers results averaged 12.29 % for the 10 stocks, led by Silverleaf Resorts» (SVLF) return of over 38 % in 4 weeks and Fuwei Films (FFHL) 34 % 4 week return (returns are hypothetical and exclude commissions and taxes, low cost trades are always one option to avoid commissions).

I can accept hypothetical returns as long as the period of time includes a long enough period to expose likely losses you are likely to experience during the worst of times.

All discussions of returns are strictly hypothetical and exclude commissions and taxes.

To determine what was safe would require a different sort of analysis, one that focused on what was known at the time the hypothetical retirements began, not on the returns sequences that played out in the real world but which we learned of only after the retirements commenced.

This hypothetical example shows that if you started with an initial investment of $ 75,000 in a taxable account over a 30 - year time - frame, it would grow to $ 266,740, assuming a 6 % rate of return.

Using the most recent full cycle dating back to 2007 as a guide, a hypothetical portfolio of 60 % global stocks and 40 % Canadian bonds slightly edged the S&P / TSX Composite Index's cumulative return, but with almost half the amount of volatility (see the chart below).

The results are absolutely stunning: the hypothetical portfolio of these so - called «net - net» stocks, many of which had no earnings at all, produced a shocking 35.2 % annual return for the period from 1984 - 2008.

The purpose of the hypothetical portfolio is to track returns for a portfolio of 15 stocks selected based on a variety of valuation metrics.

Since inception of the investor class, 10/31/2014 to 3/31/2018 Chart represents a hypothetical example of an investment in the Mid Cap Value Fund representing historical returns