The ideal credit utilization ratio is zero or close to zero.
According to many sources,
an ideal credit utilization ratio is around thirty to forty percent.
Not exact matches
The
ideal threshold on a
credit utilization ratio is 30 %.
Another good way to keep an
ideal credit -
utilization ratio on your cards is by increasing your monthly
credit limits.
If your
credit utilization ratio is low, and your payment history is good, why might your
credit score still not be
ideal?
Most
credit experts define an
ideal credit -
utilization ratio as around 30 percent.