Identity theft insurance also almost never does what you can already do yourself through free credit monitoring and the temporary freezing of accounts.
Things like coverage for rental reimbursement on your auto insurance policy or
identity theft insurance on your homeowners or renters insurance policy may or may not be included on the declaration page.
If you become a victim of identity theft and are covered
by identity theft insurance, the ball will still be in your court to resolve the issues.
Remember,
identity theft insurance does not cover direct monetary losses so it is critical to understand the conditions under which a claim would be paid.
If not, you may be able to
add identity theft insurance to your policy for a small fee or purchase a stand - alone policy from another insurer.
Things like coverage for rental reimbursement on your auto insurance policy or
identity theft insurance on your homeowners or renters insurance policy may or may not be included on the declaration page.
Remember, whether you're looking
for identity theft insurance, renters insurance, life insurance or more, it's important to comparison - shop before settling on a policy.
# 7 Instead of
buying identity theft insurance, you can do the same thing for yourself — simply by monitoring your credit reports from all 3 credit bureaus and paying attention to your credit card statements and bank statements.
Companies and even individuals who are slandered on the internet have little or no recourse unless it's
through identity theft insurance or reputational risk insurance.
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