Sentences with phrase «if boat»

This statement by Dr. Doherty sums it up, «I like to think of marriage as coming with the conviction that nothing will break us up; that we'll fight through whatever obstacles get in our way; that if the boat gets swamped, we'll bail it out; that we'll recalibrate our individual goals if they get out of alignment; that we'll share leadership for maintaining and renewing our marriage; that we'll renovate our marriage if the current version gets stale; that if we fight too much or too poorly, we'll get help to fight better; that if sex is no longer good, we'll find a way to make it good again; that we'll accept each other's weaknesses that can't be fixed; and that we'll take care of each other in our old age.»

Boat insurance may not cover you if the boat is not in the water.

Obviously, if your boat is worth more than $ 1,500 then you'd want to purchase additional coverage through your home insurance policy.

If your boat is worth more than $ 1,500, chances are good that your renters insurance or homeowners insurance won't cover it for physical damage because of the HO - 4 sublimits we've touched on elsewhere.

If your boat is involved in an accident and there is extensive damage that leaves it un-seaworthy, then you will need salvage services.

Your local agent can discuss your particular situation and help you determine if boat trailer insurance is right for you.

Additionally, if the boat has a motor that is at least 10 horsepower, all operators are required to have completed a NASBLA - approved boater safety education course and to have their certificate of completion with them while out on the water.

Even if your boat is not in use, it is subject to falling objects, severe weather damage, theft and vandalism.

If your boat is a canoe or kayak, you may have a certain amount of coverage in your homeowners policy, and may or may not need a policy devoted to specifically covering it.

Even if your boat is stored for the winter, you may want to maintain boat insurance during the off season.

Even if your boat is docked or stored in your garage, it can potentially be vandalized, damaged in a fire or storm, or stolen.

If your boat is stolen while it is anchored or docked, your comprehensive coverage will respond.

If your boat's hull or machinery gets damaged in an accident, property / physical damage coverage will help pay for the repairs to your vessel, whether the collision occurred on water or on land.

If your boat insurance / watercraft insurance is a comprehensive policy or includes property damage, it should cover damage caused by collisions with rocks and other marine obstacles.

If your boat sustains storm damage, your Louisiana boat insurance policy will reimburse you for the damage if you have comprehensive coverage.

Just like many other states, Illinois has a different view of riverboat casinos than those based on land, even if the boat never actually moves.

If your boat is damaged while in storage, assess the situation and file a claim immediately so you can be sure to repair or replace your boat as soon as possible.

Even if your boat is docked or stored in your garage, it can be vandalized, damaged in a fire or storm, or stolen.

If your boat has safety features like idle assisted steering, you should be able to get a break on premiums.

Some boats that may require it are those that are financed, but if a boat owner isn't required by their states to purchase it and they don't want to spend the money on it, they may be free to take their boats on the water and risk the elements.

This is what determines what your payout will be if your boat is a total loss.

If your boat exceeds a speed limit of 50mph, you will pay more.

If the boat is used to transport products, these items may be covered under a boat insurance policy.

You should make a point of checking your homeowners insurance policy to see what, if any, of these things it will cover if your boat is on the water.

Furthermore, for boats that were purchased through bank financing, some states only require insurance if the boat is brand new.

If you purchase a $ 30,000 boat and then purchase $ 5,000 worth of things to use on your boat, then that $ 35,000 is your total loss if your boat sinks.

Check with your insurance representative to find out if your boat is covered and what the limits are.

The amount you'd receive from your policy if your boat is stolen depends on the type and amount of coverage you purchased.

If your boat is stored inside or outside in a marine storage building, the primary insurance may be held by the owner of the storage facility, but your policy may provide secondary insurance.

No matter if your boat spends more time on the water, at the dock or in a storage facility, it is at risk of damage, theft and other accidents.

Proper boat insurance will pay if your boat is accidentally lost or damaged and will cover damage or injuries to others, as well as your legal costs, if someone takes your boat for a joy ride without permission.

Pays for on - water towing, jump starts, soft un-groundings and fuel delivery if your boat is disabled on the water.

You can purchase this coverage if your boat is no more than one model year old.

If your boat is 50 feet or less in length, learn about the comprehensive and optional Boat insurance coverage offered by Farmers.

If your boat sinks, we'll cover the costs of removing your boat from the water (if removal is legally required).

Pays for repairs if your boat is damaged or stolen.

This coverage is available for purchase if your boat is no more than one model year old.

If your boat is older than ten years, the insurer will conduct a survey first.

We'll pay for on - water towing, jump starts, soft un-groundings and fuel delivery if your boat is disabled on the water.

Also, if your boat is in a marina, the marina may require you to care a marine policy with specific limits of liability.

Covers towing expenses and other emergency services, up to selected limits, if your boat becomes disabled on the water.

Also, if your boat policy specifies that your boat will be stored during a specific period, say for the cold weather months of November — February and you take the boat out for a ride during that time period; you have no coverage under your boat policy should an accident occur.

If the boat is considered a total loss, you can even choose between the vehicle's replacement cost or its cash value.

Some policies only apply when the boat is in the water, which could leave you high and dry if your boat is damaged over the winter or as you are trailering it to the boat launch.

If your boat would cost more than that amount to repair, it will be totaled and you can use the insurance proceeds to help replace it.

If your boat was damaged, you will also be concerned with securing adequate repairs and being able to pay for them.

If the boat operator was boating under the influence, was recklessly operating the vessel, or exhibited gross negligence, then criminal charges could be brought against him or her.

Authorities would check if the boat was driven at apt speed, nautical charts, GPS etc..

If the boat accident lawyer is inexperienced and lacks skills, the person involved in the accident may not get the appropriate compensation that he deserves; which is one reason why it is imperative to carefully research potential lawyers with the utmost care.

For example, if a boat operator who hit another boat and injured people had a BAC of.06, he or she might not be criminally charged with boating while intoxicated or other crimes, as.06 was within the legal limit.