Sentences with phrase «if borrowing»

borrowing money for a maximum of seven days to cover the settlement of security transactions if the borrowing does not exceed 10 % of your fund's total assets (you can only borrow to settle security transactions if, at the time the transaction was entered into, it was likely that the borrowing would not be needed)
So if borrowing from your RRSP allows you to get over that threshold, you'll save thousands in mortgage insurance premiums.
The same is true if your borrowing needs are not essential.
National Bank Direct Brokerage reserves the right to close short positions if borrowing such securities is no longer possible.
But if your borrowing scenario is not that spectacular, you're considered more of a risk — and your interest rate will rise to reflect that.
If borrowing is only meant to supplement 529 savings and investment income cash flow, it wouldn't be the end of the world.
However, you must look at your current financial situation and determine if this borrowing option will help you build your finances or it will just put more pressure on your funds.
In response to the OP's comment - you should look at this in the aggregate, if borrowing or not borrowing the money for the repairs is the difference between breaking even or losing money each month then the deal itself was a bad deal in the first place.
I wouldn't borrow money to get out of debt unless it's an absolute emergency and if borrowing money actually helps you to improve your predicament.
When you combine this with the fact that «owning» a «new» file has less value for most people than owning a new physical book, you can see the potential for more, perhaps many more, people to shift from buying to borrowing especially if borrowing is free.
Huntington, for example, will delay capital projects if borrowing will cause debt service costs to increase, Nadelson said.
If the borrowing request is rejected, Nassau would pay the settlement in cash from a fund set aside by the administration of former County Executive Edward Mangano.
«If borrowing become a closer, we certainly would consider it.
But if borrowing is your best or last remaining option, you might find that an unsecured personal loan is the best way to do it.
If borrowing costs are important to you, StreetShares offers lower APRs than BlueVine.
In other words Canadians want better highway, better subways, better education and healthcare, but they are not prepared to pay for them through deficits and higher debt, even if this borrowing for new infrastructure doesn't increase our future debt burden.
In other words, Canadians want better highways, better subways, better education and healthcare, but they are not prepared to pay for them through deficits and higher debt, even if this borrowing for new infrastructure doesn't increase our future debt burden.
The agency commissioned a survey that found 720,000 families would struggle to make payments on their home - equity loans if interest rates rose by a mere 0.25 percent, and almost one million would be in trouble if borrowing costs rose a full percentage point.
These firms use debt to fund acquisitions, and if borrowing becomes more costly that could disrupt their business models.
And if you borrow money you could end up paying the price.
If you borrow money and can't repay it, your personal assets are at stake.
If you borrowed your way through college, seeing how much you owe in black and white can bring your graduation celebration to a screeching halt.
If I borrowed money at 18 or 20 percent, I'd be broke.»
If you borrow $ 10,000 from your Aunt Irma and fail to pay it back, you will have to see Aunt Irma at every Thanksgiving dinner until she dies.
«The heart of the issue is, if you borrow from a family member, there's risk because it can cause damage to the personal relationship, depending on how that loan is handled and the expectations from the borrower and the lender,» says Katherine Dean.
If you borrowed money from the federal government to pay for your education, your school will require you to complete exit counseling.
This is because there is a higher risk that you won't pay back the loan if you borrow a lot or if you plan to repay the loan over a long period of time.
If the borrowings of the Export Development Bank were included, «market debt» would likely have been exceeded «one trillion» in both 2012 - 13 and again in 2015 - 16, while the Conservatives were still in government.
If you borrow money from XYZ Bank, XYZ Bank becomes your lender.
Even if your borrowings are small and your positions aren't immediately threatened by the plunging market, your mind may well become rattled by scary headlines and breathless commentary.
If you borrow $ 231,000 and choose to hand over 23 % ($ 69,000) as a down payment, that last number represents your home equity.
If you borrowed before July 1, 2010, some or all of your loans may have been made under an older federal student loan program called the Federal Family Education Loan (FFEL) Program.
If you borrowed money to pay for graduate school, you have 25 years to repay the debt.
So if you borrow money to buy a house or a car, if you take out a student loan to pay for college, or if you borrow in a personal loan, you don't count that as income.
Contacting the online lender may be hard to do if you don't have a copy of the loan documents or if you borrowed from a lender that fails to post contact information.
That's because the IRS considers forgiven debt to be taxable income so if you borrowed a substantial amount and didn't make much of a dent in the balance, all that money has to be reported when you file.
If you borrow too much or if interest rates increase more than you expected, your monthly HELOC payment could grow beyond your ability to pay.
If you borrow a dollar, you got ta pay it back (even if you're Greece)...
So if you borrow to buy property, your loan payments will eventually be justified by the increased value, while business loan charges can be paid from operational revenue.
Make sure to clarify your terms if you borrow from them.
If you borrow money from a bank or make a transaction at a bank, the transaction is recorded once (twice if you have it send to your cell phone).
The fed funds rate directly or indirectly influences many other interest rates in our economy — if you borrow or lend.
In general, if you borrowed a federal loan, your lender is the federal government, which means you may have a servicer who was hired to collect your student loan payment.
If you borrowed a federal loan under the Federal Family Education Loan (FFEL) Program before July 1, 2010, it is likely classified as a Federal Direct loan or a Federal Stafford loan.
If you borrowed a private loan (s), reach out to your university's financial aid office to retrieve contact information for each of the loans you borrowed.
Firstly, all loans have consequences if you borrow the money but then refuse to pay it back.
However, if you borrowed a private loan, a private entity such as a bank may be collecting your payments.
Lenders will typically require that you obtain purchase money insurance or private mortgage insurance (PMI) if you borrow more than 80 % of the value of your home.
So, for example, if you borrowed from a home equity line of credit to pay tuition, the interest you paid was tax - deductible.
The 2017 tax year will be the last time that you can deduct interest paid on home equity loans and home equity lines of credit if you borrowed up to $ 100,000, no matter how you spent the money.
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