Sentences with phrase «if by debt»

I know if by debt to income ratio is high I may get a higher interest rate on the home equity loan or the bank may not give me the loan at all.

Not exact matches

Start by selecting a good credit card and then focus on establishing smart credit card habits — and if you have debt already, be diligent in your payments.

(Almost by definition, if you're debt - free, you're living below your means.)

«We note Valeant has more than $ 30 billion in total debt and approximately $ 3.8 billion due in 2018 - so the proceeds announced today would cover some but not all of what is due by year end 2018... Valeant has not indicated in its press releases if these deals are dilutive to EPS.

If you had debt forgiven by a credit card issuer, mortgage or student loan lender, or other financial institution, it may create «phantom income» that's taxable.

After all, even if the door closes on the current debt - settlement model — if the industry's history is anything to go by — another is bound to open.

An independent expert's report into Atlas Iron's debt restructure plan has found lenders would get a much lower dividend if the scheme isn't approved by creditors later this month.

And if interest rates go up, the government would have to pay much more to finance the more than $ 14 trillion in Treasury debt held by investors.

If you go to a less expensive college, get excited about «the opportunities a school will give you beyond college because you're not going to be burdened by debt,» said education consultant Klemmer.

With most of these debts being held by Chinese entities, it's unlikely we'll see a banking crisis in the same way we could have seen if Greece or Spain went belly up, said Lau — many foreign banks hold European bonds — but we've seen markets panic on far less worrisome Chinese news in the past.

Trump could also make it harder to pass lasting tax reform, since any policy that increases the debt above its baseline either requires Democratic support or — if passed by a slim majority of Republicans in the Senate — would expire in a decade.

We've seen that before: The bill that averted a debt - ceiling crisis earlier this year — by temporarily suspending the borrowing limit — would have frozen Congressional pay if the House or Senate had failed to pass a budget by April 15 (lawmakers would have received their salaries anyway at the end of the current legislature).

If approved by a federal judge, the bankruptcy would force Detroit's thousands of creditors into negotiations with Orr to resolve an estimated $ 18.5 billion in debt.

It may now be forced to default on its debt to international lenders if not bailed out by the Russian government.

By late summer 2014, with interest rates having declined further, it appeared that no further debt relief would have been needed under the November 2012 framework, if the program were to have been implemented as agreed.

It desperately needs a detox program that includes currency devaluation, an effective (if painful) cure used by many countries addicted to debt financing.

Limbaugh devoted a segment of his show today to slam Krugman and others that have begun to advocate the coin as a serious proposal to circumvent the debt ceiling if Congressional Republicans refuse to raise it by the «X date» that could come as soon as Feb. 15.

Sir Isaac Newton masterfully deflected credit and admitted the debt he owed others when he said «If I have seen further, it is by standing on the shoulders of giants.»

This is done by setting aside capital in good times so that banks can keep lending during a downturn, and are protected if customers lose their ability to make repayments on their debt.

Some entrepreneurs think that success will come sooner if they accelerate their growth by taking on debt to make some things happen sooner.

The Congress faces an array of policy choices as it confronts the challenges posed by the amount of federal debt held by the public — which has more than doubled relative to the size of the economy since 2007 — and the prospect of continued growth in that debt over the coming decades if the large annual budget deficits projected under current law come to pass.

Most borrowers surveyed by Credible (69 percent) were aware that student loan debt can be refinanced, and most (61 percent) said they'd consider refinancing if interest rates headed up.

In addition to factors previously disclosed in Tesla's and SolarCity's reports filed with the U.S. Securities and Exchange Commission (the «SEC») and those identified elsewhere in this document, the following factors, among others, could cause actual results to differ materially from forward - looking statements and historical performance: the ability to obtain regulatory approvals and meet other closing conditions to the transaction, including requisite approval by Tesla and SolarCity stockholders, on a timely basis or at all; delay in closing the transaction; the ultimate outcome and results of integrating the operations of Tesla and SolarCity and the ultimate ability to realize synergies and other benefits; business disruption following the transaction; the availability and access, in general, of funds to meet debt obligations and to fund ongoing operations and necessary capital expenditures; and the ability to comply with all covenants in the indentures and credit facilities of Tesla and SolarCity, any violation of which, if not cured in a timely manner, could trigger a default of other obligations under cross-default provisions.

If expectations are forward - looking, and if economic agents think some part of the debt will have to be paid for by printing money, higher interest rates might be the result, or higher wageIf expectations are forward - looking, and if economic agents think some part of the debt will have to be paid for by printing money, higher interest rates might be the result, or higher wageif economic agents think some part of the debt will have to be paid for by printing money, higher interest rates might be the result, or higher wages.

And if you don't pay back the taxes for a long time, the government will eventually enforce the lien by seizing and selling your property to satisfy the debt.

If Chinese investment is on the whole productive, and the value of assets is growing as fast as the value of debt, then we can assume that current growth rates are not driven mainly by excessive debt and that Chinese growth is sustainable without the need to bring down investment growth.

If you consolidate your credit card debt by taking out an installment loan, such as a personal loan, and pay off your credit cards, your credit score may improve after a few months.

Of course if the value of debt rises faster than the value of assets, by definition wealth (equal to equity, or net assets, in a corporate entity) must decline.

If you operate a small business in the United States or any of its territories, have some capital of your own to invest in your business, and are current with all debt payments to the U.S. government (including your income taxes), you may be eligible for an SBA loan — unless your business falls into one of the ineligible businesses identified by the SBA:

If you feel overwhelmed by debt, call a certified credit counselor or get started online for a free analysis of your financial situation.

If you're rejected by the SBA, the administration may allow you to submit another offer, or they may send your debt to the U.S. Treasury Department for collection under the Treasury Offset Program.

Even if income does not change by much, wealth can rise or fall because of changes in the attitude of investors toward risk, and declines in the value of collateral behind debt.

If you did this, the level of federal debt could be cut by almost $ 40 billion.

If that's the case, you should consider consolidating your debts into one monthly payment by combining your outstanding debts with your mortgage.

«If you assume that for many years China has been misallocating investment (by which I simply mean that the resulting increase in productivity generated by the investment was less than the correctly calculated debt - servicing cost)...» How about not «assuming» and offer proof?

A dynamic is put in place in which debt keeps labor down — not only by eating up its wages in debt service, but in making workers suffer sharp increases in the interest rates they have to pay or even risk losing their homes if they miss a payment by going on strike or being fired.

If Country X is a developing country with insufficient domestic savings to fund domestic investment, net capital exports are probably caused either by flight capital or by the net repayment of external debt.

But closing down unnecessary capacity can pay for itself, even if unemployed workers are temporarily put on the government payroll (causing debt to rise, but usually by less than it had before), but only temporarily as Beijing takes other measures to boost household income through wealth transfers from the state and so to boost consumption, a form of demand which is likely to be more labor intensive than the demand created in the process of over-capacity.

That if creditors make a debt that can not be repaid, the debt is by definition odious, and there is no need to pay it.

If this were the case, Germany could have paid its reparations debt by depreciating the mark in 1921.

«Americans are fed up with their student debt, as evidenced by their delayed life plans and the lengths they would go to in order to get rid of it, if they could,» said Andrew Josuweit, CEO and president, Student Loan Hero.

In 2011, when congressional Republicans were threatening to allow the government to default on its debts if their policy wish list was not met, Powell met with a number of GOP lawmakers, urging them to reconsider their strategy by pointing out the serious risks involved.

If the Republicans, who are holding out for concessions on the health care law — the Affordable Care Act — in exchange for a budget vote, back down or are blamed for a shutdown, they would have even less ability to push their wishes by refusing to raise the debt ceiling, analysts at DBS in Singapore wrote Tuesday.

If you're getting hounded by debt collectors or your monthly minimums are eating up a huge chunk of your budget, consolidating your bills can give you a little more breathing room.

The proposals from the presidential campaign, reiterated last week by President - elect Donald Trump's choice for Treasury secretary, will massively favour the top 1 per cent of income earners, threaten an explosive rise in federal debt, complicate the tax code and do little if anything to spur growth.

You will be criticized, (not by debt rating agencies), but even if the deficit were to rise to one per cent of GDP (about $ 20 billion) the debt burden would still continue to decline.

For example, if Congress extends tax provisions that expired at the end of last year or will expire in the future and enacts an unpaid - for repeal of the automatic spending reductions known as the sequester, ten - year deficits would increase by $ 1.7 trillion (from $ 10.1 trillion to $ 11.8 trillion) and result in debt in 2027 reaching 97 percent of GDP (instead of 91 percent).

For developed economies, in other words, significantly higher capital inflows from abroad would either cause savings to decline as the inflows strengthen their currencies and reduce exports — causing either unemployment or consumption to rise — or, if their central banks act to sterilize the inflows, to increase imports by increasing consumer debt.

If Japan tries to increase domestic savings to fund the debt, for example by limiting wage increases, or by taxing consumption, both of which they have proposed, these measures may well cause domestic investment to fall.

Most, if not all, of these transactions create unreported contingent liabilities even while reducing the growth rate of debt — in this case by more than five percentage points.3