Sentences with phrase «if cardholders»

«If cardholders are booking a trip or need help with booking entertainment, they can call the concierge line to get special access to events and offers,» says Randy Hopper, a senior vice president at Navy Federal Credit Union.

«If cardholders are booking a trip or need help with booking entertainment, they can call the concierge line to get special access to events and offers.»

«But then, of course, the rate shoots up dramatically,» she says, if cardholders fail to pay their balance in full by the end of the promotion.

Banking experts speculate that the new U.S. Bank card could help drive up adoption of mobile payments, especially if cardholders change their payment method in order to reap bigger rewards.

However, it can add up quickly if cardholders take the time to redeem their cash at every opportunity.

So miles will never expire if cardholders make just one purchase every year and a half.

Plus, if cardholders make a purchase, stay under their credit line and pay on time for three billing periods in a row, Citi says it will reduce the annual interest rate on the card as well as award 100 points each billing period.

If cardholders don't purchase something that earns an automatic bonus, they only earn 1 percent cash back or one rewards point on their purchase.

For consumers who already have an account with Bank of America, the Bank of America Cash Rewards card is an exceptionally good deal — especially if cardholders optimize their earnings by maxing out the total amount of bonuses they receive.

Other tier statuses are available to cardholders; for instance, if cardholders spend $ 40,000 every year with the Executive Card, they receive 10,000 Elite Qualifying Miles which count towards earning elite status membership.

If cardholders can meet the criteria, they receive $ 100 back after spending at least $ 500.

If cardholders can qualify, we highly recommend applying for a rewards credit card.

If cardholders utilize their Amex EveryDay ® Credit Card at a supermarket located in the United States, then double Membership Reward ® points are awarded per dollar spent (for the first $ 6000 of purchases).

The fee is $ 10 and can be nullified if cardholders simply pay their monthly bill online.

If cardholders don't think they'd get enough use out of this card, there are other American Express cards that will also have new benefits beginning in August.

It offers flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in rewards if the cardholders pay on time.

This annual fee is effectively reduced to $ 0, if cardholders spend at least $ 24,000 per year.

It offers flat rate cash back on all purchases of 1 %, with the potential for 1.25 % in rewards if the cardholders pay on time.

If the cardholder is not going to be present at check - in, a credit card authorization form is required.

If the cardholder finds an item after paying for it, the cost of the item, minus a $ 5 service charge, will be refunded within 90 days of the date paid, provided the item has not been damaged and is returned to a Milwaukee Public Library staff member.

And a Consumer Finance Protection Bureau industry survey found that three of the top nine issuers still charge overlimit fees, if the cardholder opts in to allowing overlimit transactions to be processed.

However, if the cardholder fails to pay on time, a late fee is assessed.

If the cardholder spends $ 500 during the first ninety days with the credit card, then he or she receives a $ 100 credit.

If the cardholder does carry a balance forward, interest charges are added to the next bill.

Also, if the cardholder makes six consecutive payments on - time after an interest rate hike, the issuer must stop the increase.

Credit cards and medical bills are ideal for the debt settlement process because if the cardholder files for bankruptcy, the card company or medical facility could get nothing.

@DanNeely: The problem is that they can claim it's not fraud if the cardholder's pin was used.

If a rate has been lowered due to a negotiation between the financial institution and the cardholder due to a hardship or other similar reason, the rate may be changed if the cardholder does not abide by the terms outlined in the agreement resulting from the negotiation with the issuer.

Credit card issuers must review the cardholder's account six months after increasing the interest rate, and return the APR to the previous lower level if the cardholder has been on - time with payments.

Additionally, if the cardholder transfers his or her balance from another credit card, the balance is maintained on the card for 18 months, interest - free.

If the cardholder charges something on the card after the billing cycle ends, it is reflected on the current balance.

If a cardholder is unlucky enough to have their car breakdown, American Express offers to pay for towing or emergency roadside assistance up to 4 times per calendar year.

If the cardholder spends $ 1000 on the card in the first three months of membership, he or she will receive an additional $ 150.

If the cardholder fails to pay the fees, then the deposit is used to pay the fees.

If a cardholder spends over $ 30,000 with the Visa Signature ® Card, then they are awarded with a travel together ticket from British Airways.

If a cardholder misses their minimum payment by the due date, a late fee is assessed to the account.

If a cardholder spends over $ 10,000 with the World Elite Mastercard in a year, a bonus gift of 5,000 HawaiianMiles is awarded.

If a cardholder plans on traveling, this card is certainly one of the better choices over some of the other Chase products.

With the minimum security deposit paid, the cardholder automatically qualifies for a $ 200 credit line; however, if the cardholder opts to pay extra and add more than the initial security deposit, then a higher credit line is available.

The largest reward is the main headline on this card; if the cardholder spends $ 1000 dollars within three months of card membership, a 10,000 Membership Reward ® point gift is applied to the account.

If a cardholder wants to perform a search for a particular transaction, there is a search feature available that will allow a search up to 2,000 transactions.

Using the above information, if the cardholder wanted a $ 100 cash advance for one month, the total fees associated with the transaction would include:

Can I afford to pay off the entire account balance if the cardholder doesn't?

Also, if a cardholder opts - out and the bank cancels the cardholder's credit line, his / her credit score would go down because the «credit utilization rate» would increase.

If the cardholder misses a payment one month, a late payment fee is applied which may run up to $ 35.

If the cardholder ever needs to buy something outside of the country, a foreign transaction fee of 3 % applies to the United States dollar equivalent.

In short, the cardholder deposits a specified amount of money from which the card issuer can recover funds if the cardholder defaults on their obligations.

If a cardholder's credit profile was created after age 30, for instance, that's unusual and could be a red flag.

However, if the cardholder has proven himself or herself to be a reliable cardholder, it is likely the credit limit increase will be approved.

American Express begins the process by determining if the cardholder is eligible for a credit increase.