Sentences with phrase «if financial regulation»

Not exact matches

In today's marketplace, your company must meet a dizzying number of compliance regulations, with acronyms to match, if you store your customers» personal or financial information.

«If the private plan fails and the government decided to refer to the clause in Bank Recovery Resolution Directive (a European regulation) that permits extraordinary financial support, government's popularity could be at risk of severe deterioration,» he added.

If the U.K. government doesn't strike any sort of deal with the European Union regarding flying regulations, airlines will have to stop their activities in the country, Neil Sorahan, the chief financial officer of budget airline Ryanair told CNBC.

«If you asked me this question two years ago, I would have said it's a viable strategy for some market segments, like financial services, that want to keep all of the data and applications on - prem because of regulations,» he told Inc..

Post-financial market regulations (read: Dodd - Frank) have required banks and other «systemically important financial institutions» to hold more cash on their balance sheet, creating less bond inventory on balance sheets — fewer potential buyers, fewer potential sellers — if portfolio managers are forced to meet client redemptions quickly and en masse.

Whether your plan's financial advisor (if any) needs the BICE to comply with the regulation.

If the external shocks seemed to pose financial stability risks, macroprudential measures might be introduced as a complement or backstop to existing regulations and oversight of domestic financial systems.

Getting good advice regarding Social Security benefits can help — if pre-retirees can find a financial consultant adept at interpreting the multitude of regulations.

At the same time, not all regulatory expansions are desirable and in some contexts tougher regulation can be counterproductive for financial stability if it reduces profitability without offsetting benefit, if interferes with bank diversification, or if it causes regulators to become overly identified within regulated institutions.

If you recall, during one of her final speeches at the Jackson Hole symposium in August, Yellen defended the strict, broad - based financial regulations put in place after the financial crisis — Dodd - Frank included.

- + * The New York State Department of Financial Services (NYSDFS) has proposed regulations for virtual currency use in that state, which if implemented could dramatically affect the future of Bitcoin transactions.

If anyone doubts it, I invite them to review the opening passages of Niskanen's entry on «Monetary Policy and Financial Regulation» for the 2008 edition of Cato's Handbook for Policymakers.

«If it touches on jobs, growth, the economy, or finance, Gary's opinion is sought and very carefully weighed,» said Dennis Kelleher, chief executive officer of Better Markets, which advocates for tougher financial regulations.

He's right though about the need for tighter financial regulation, and it looks as if Obama has set an example with his plan to curb the size and risk - taking of banks which George Osborne will follow (assuming a Tory government from May).

For example, if Bitcoin is not a currency, then Bitcoin forwards and Bitcoin swaps that involve the exchange of Bitcoin for another currency will not fall under the statutory definitions of the more lightly regulated foreign exchange forwards or foreign exchange swaps.10 Likewise, retail trading of Bitcoin derivatives will be limited to designated contract markets, rather than subject to the retail foreign exchange dealer regulations.11 Treating Bitcoin as a commodity that is not a currency dovetails with the stances taken by other U.S. regulators such as the Financial Crimes Enforcement Network (FinCEN)(virtual currency does not have all of the attributes of real currency) 12, the Securities and Exchange Commission (Bitcoin investments are investment contracts because Bitcoin is a form of money) 13 and the Internal Revenue Service (treating Bitcoin as property for tax purposes).14

This case for financials becomes stronger if you assume some dialing back in financial regulation as the Trump administration promises.

In a joint interview with Marketplace on March 13, former Treasury Secretary Henry Paulson, former president of the New York Federal Reserve and former Treasury Secretary Timothy Geithner, and former Federal Reserve Chair Ben Bernanke stressed that while the financial system is stronger now than it was before the 2008 financial crisis, that could change if certain regulations are rolled back.

It's therefore unlikely that the new regulations in China allowing for the purchase of foreign financial assets will drive prices higher, even if all $ 70 billion of the recently raised assets find their way into gold ETFs, such as the oldest and biggest of them all, the SPDR Gold Shares (NYSEArca: GLD).

If we had given the industrial Barron's more tax breaks and less regulation and removed OSHA or removed minimum wage laws we would be living in far worse financial internment camps always owing far more to the Company than we can ever repay just to survive which is what the end result of unbridled capitalism leads.

With PSG currently under investigation to see if they have adhered to financial fair play regulations following their heavy summer spend, the club may be pressured to sell and, with the World Cup next summer, Draxler would be wise to seek pastures new.

Jose Mourinho has suggested clubs, Manchester City principal among them, will be wary of flouting Uefa's financial fair play regulations only if the g -LRB-...)

Though Scotland's Futuresuggests otherwise, it is likely that a corollary of this is that a great deal of financial regulation will also be undertaken at the British level: if the Bank of England is to act as lender of last resort, it will also want to have some control over financial regulations that mitigate the risks run by Scottish institutions.

They point to the increasing commercialisation of the game, coupled with a lack of financial regulation, which are causing clubs to take financial risks with dire consequences if they go wrong.

The Department of Financial Services has the power, under the proposed new rules, to deny and potentially revoke a consumer credit reporting agency's authorization to do business with banks and insurance companies in New York if a credit agency doesn't obey the new regulations.

If we are to ensure a strong and vibrant financial service sector, then the government must ensure it proceeds with good regulation.

Progress has been made in the time since the crisis occurred, but if we are planning for the long term then we must ensure that financial regulation does not become political.

If health care and financial regulation bills are passed and the economy is growing at 4 % or better by the second quarter of next year, Democrats will easily win in all four of those contests.

«This latest test of world financial systems presents a window in which to address fundamental issues that, if tackled properly, will improve economic management, regulation and the fight against inflation, and help us prevent similar crises in the future,» he said.

Chemical companies have significant financial incentives to delay changes to the current regulations, especially if that company would be liable for its pollution down the road.»

If one or more of our members suffers or alleges to have suffered physical, financial, emotional or other harm following contact initiated on our platform or an online dating website of one of our competitors, any resulting negative publicity or legal action could harm our reputation and business and may have an adverse effect on us and the reputation of the online dating industry in general, potentially leading to, among other things, increased government scrutiny and regulation and an adverse effect on our business, financial condition and operating results.

(B)(i) that such unit shall be located at an organizational level and shall have an organizational status within such State agency comparable to that of other major organizational units of such agency, or (ii) in the case of an agency described in clause (1)(B)(ii), either that such unit shall be so located and have such status, or that the director of such unit shall be the executive officer of such State agency; except that, in the case of a State which has designated only one State agency pursuant to clause (1) of this subsection, such State may, if it so desires, assign responsibility for the part of the plan under which vocational REHABILITATION services are provided for the blind to one organizational unit of such agency, and assign responsibility for the rest of the plan to another organizational unit of such agency, with the provisions of this clause applying separately to each of such units; provide for financial participation by the State, or if the State so elects, by the State and local agencies to meet the amount of the non - Federal share; provide that the plan shall be in effect in all political subdivisions, except that in the case of any activity which, in the judgment of the Secretary, is likely to assist in promoting the vocational REHABILITATION of substantially larger numbers of handicapped individuals or groups of handicapped individuals the Secretary may waive compliance with the requirement herein that the plan be in effect in all political subdivisions of the State to the extent and for such period as may be provided in accordance with regulations prescribed by him, but only if the non - Federal share of the * cost of such vocational REHABILITATION services is met from funds made available by a local agency (including, to the extent permitted by such regulations, funds contributed to such agency by a private agency, organization, or individual);

-- The regulations issued under this section shall provide that, if the public entity is able to demonstrate to the satisfaction of the Secretary that the provision of paratransit and other special transportation services otherwise required under this section would impose an undue financial burden on the public entity, the public entity, notwithstanding any other provision of this section (other than paragraph (5)-RRB-, shall only be required to provide such services to the extent that providing such services would not impose such a burden.

The Labre car was their back up till it was sold, they didn't make a new back up because next years rules regulations are different so it didn't make financial sense to build a new car if it was not needed.

This case for financials becomes stronger if you assume some dialing back in financial regulation as the Trump administration promises.

The routine uses of this information include, but are not limited to, its disclosure to federal, state, or local agencies, to private parties such as relatives, present and former employers, business and personal associates, to consumer reporting agencies, to financial and educational institutions, and to guaranty agencies in order to verify your identity, to determine your eligibility to receive a loan or a benefit on a loan, to permit the servicing or collection of your loan (s), to enforce the terms of the loan (s), to investigate possible fraud and to verify compliance with federal student financial aid program regulations, or to locate you if you become delinquent in your loan payments or if you default.

Also, check with the Department of Financial Regulation or Department of Banking if the lender is registered to conduct business within your state.

If you believe that people are rational and markets are efficient, this will largely determine your views on gun control (unnecessary), consumer protection laws (caveat emptor), welfare programs (too many unintended consequences), derivatives regulation (let a thousand flowers bloom), whether you should invest in passive index funds or hyperactive hedge funds (index funds only), the causes of financial crises (too much government intervention in housing and mortgage markets), and how the government should or shouldn't respond to them (the primary financial role for government should be producing and verifying information so that it can be incorporated into market prices).

Fortunately, Zenith Financial Group has board certified consultants and experts that are well aware if the consumer protection laws and the time the regulations carry.

If you decide to get a title loan, your loan agreement should include a declaration that you received a toll - free number for the Department of Financial and Professional Regulation - Division Financial Institutions.

A quick excursus: I agree that tight regulation of financial institutions is necessary if there is fiat money.

However, when asked if they support specific regulations currently on the table in Washington, such as those proposed by the new Consumer Financial Protection Bureau (CFPB), not as many consumers put their hands up.

Financial crises will always happen, and if we use monetary policy and bank regulation to try to avoid them in entire, we only set ourselves up for larger crises in the future.

A loan broker shall comply with the provisions of the federal Gramm - Leach - Bliley Act, 15 United States Code, Section 6801 et seq. (1999) and the applicable implementing federal Privacy of Consumer Information regulations, as adopted by the Office of the Comptroller of the Currency, 12 Code of Federal Regulations, Part 40 (2001); the Board of Governors of the Federal Reserve System, 12 Code of Federal Regulations, Part 216 (2001); the Federal Deposit Insurance Corporation, 12 Code of Federal Regulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rregulations, as adopted by the Office of the Comptroller of the Currency, 12 Code of Federal Regulations, Part 40 (2001); the Board of Governors of the Federal Reserve System, 12 Code of Federal Regulations, Part 216 (2001); the Federal Deposit Insurance Corporation, 12 Code of Federal Regulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 40 (2001); the Board of Governors of the Federal Reserve System, 12 Code of Federal Regulations, Part 216 (2001); the Federal Deposit Insurance Corporation, 12 Code of Federal Regulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 216 (2001); the Federal Deposit Insurance Corporation, 12 Code of Federal Regulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 332 (2001); the Office of Thrift Supervision, 12 Code of Federal Regulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 573 (2001); the National Credit Union Administration, 12 Code of Federal Regulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 716 (2001); the Federal Trade Commission, 16 Code of Federal Regulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 313 (2001); or the Securities and Exchange Commission, 17 Code of Federal Regulations, Part 248 (2001), if the loan broker is a financial institution as defined in those rRegulations, Part 248 (2001), if the loan broker is a financial institution as defined in those regulationsregulations.

Zenith Financial Group has U.S Board certified consultants and experts that are well aware if the consumer protection laws and the time these regulations carry.

Under both standard banking regulations and the Lending Code (an agreement that all major banks have signed up to) banks must treat you fairly and be considerate if you are in financial difficulty.

This assessment is focused helping you look at your financial situation to determine if bankruptcy makes sense and then, only if it does, your trustee will explanation the rules and regulations that are associated with the bankruptcy process.

Regulations will be available prior to 1 July 2018 specifying the circumstances that the Commissioner is to consider when determining if an individual has suffered a financial hardship.

The reason is that there are so many risks: government regulations of short - selling (SEC Rule 204), special government regulations put in place during market panics (e.g. the 2008 SEC ban on short selling financials), forced buy - ins, unlimited losses, debt to the brokerage, interest one is charged for being short which can vary arbitrarily, brokerages could change margin requirements to any arbitrary amount, arbitration clauses, you agree to indemnify the brokerage for anything it did even if it did the wrong thing, some brokerages also do market - making and thus have further incentive to fleece the client, and all the other «screw you» legal language that you agreed to when opening an account.

I am not a fan of regulation or central banks, but if we are going to have a complex financial system with derivatives and central banks, they need to be regulated by the central bank.

If the white paper claims the ICO is not a financial product, this may indicate that the promoter is trying to avoid regulation, leaving you with no consumer protection.