Sentences with phrase «if fixed rates»

If fixed rates are rising «no - float - down» policies shouldn't impact you.

This spread can differ over time and might be wider if fixed rates are high, making ARM rates more attractive to homeowners.

Obviously, given all the other conditions equal, if the fixed rate goes down - payment amount of the amortization schedule should also go down.

Nonetheless, if a fixed rate reverse mortgage sounds good to you, then there is no time like the present to take a hard look at this opportunity with the rates being down

You are strongly urged to consult with financial planning, tax, and legal advisors to determine if a fixed rate annuity, immediate annuity, deferred income annuity or qualified longevity annuity contract is suitable in your financial situation.

With the hybrid option the initial rate adjustment can be as high as 2 % if the fixed rate period is five years or longer.

The rate is currently about 4.25 %, but if your fixed rate is substantially more, cutting your down payment will cost you big over the years.

Not exact matches

If numerous people complain about your response rate, for example, that should be a sign that you need to fix a problem.

The flexibility of interest rates on a business credit card is something that you would not deal with if you had a loan or fixed line of credit.

So if the market believes that China's problems are unlikely to be fixed soon, then it should welcome an increase in U.S. interest rates.

They wanted to know if they should break their mortgages and refinance at BMO's limited - time, bargain - basement 2.99 % rate — the lowest rate ever officially offered by a Canadian bank for a five - year, fixed - rate mortgage.

If your business offers services with a fixed rate — massages, pedicures, etc. — you might try offering additional services to your typical packages.

(PPP, if you're unfamiliar, is a theory that states that exchange rates between two nations are equal when price levels of a fixed basket of goods and services are the same.)

According to the SBA, fixed rate loans are not allowed to exceed the prime rate plus 2.25 percent if the loan matures in less than seven years.

Recently, at Fortune's Most Powerful Women Summit, legendary value investor and Berkshire Hathaway (BRKA) CEO Warren Buffett said that if you are looking to place a bet against the dollar, or that interest rates would soon rise, you should just take out a plain vanilla, 30 - year fixed mortgage.

These corporate fixed - income instruments pay a dividend that is taxed at a more favourable rate than regular bond interest, but you only benefit from this if they are held outside of a registered account.

But if you have a private loan, those loans may be fixed or have a variable rate tied to the Libor, prime or T - bill rates — which means that as the Fed raises rates, borrowers will likely pay more in interest, although how much more will vary by the benchmark.

That makes this a particularly good time identify the loans you've got and see if refinancing into a fixed rate makes sense, Dash said.

Miller also wanted to «keep our financing costs at some kind of fixed interest rate, because then I'd be able to factor that into potential acquisitions to see if they made financial sense for us.»

For example, if you apply for a $ 250,000, 30 - year, fixed - rate mortgage and your credit score is between 760 and 800 (which is excellent), you could qualify for a rate of 5.9 percent.

Fixed - rate loans provide a measure of certainty, although your monthly payments on a federal loan can still go up over time if you choose an income - driven repayment plan.

The new interest rate would still be equal to the current interest rates in that situation, but it might save money in the future if the variable rates rise (the new fixed rate would stay the same).

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges yoIf you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges yoif you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

Shopping around for mortgage rates is a good idea if you want a low rate on your 30 - year fixed home loan.

Getting the lowest possible mortgage rate for your 30 - year fixed home loan is important if you want to keep your housing costs low.

If interest rates rise over time due to market fluctuations, then these rates have the potential to be substantially higher than the rates for fixed interest rates loans.

If you refinance your 30 - year fixed - rate mortgage to a 15 - year fixed - rate mortgage, you'll shorten your mortgage loan term and likely reduce your mortgage interest rate.

So if your loan interest rates are fixed, celebrate.

However, if rates continue to rise, you'll be glad you locked in a fixed rate now, instead of being subject to a higher rate later.

You can always try to refinance your 30 - year fixed - rate mortgage if you're not happy with your current mortgage rate.

It is important to note that lenders aren't allowed to increase the origination fee reported in the Loan Estimate except in special circumstances — for example, if the borrower changes their loan type from an adjustable - rate to a fixed rate, or decreases their down payment.

If you do not have an appetite for assuming the interest rate risk, fixing your financing cost becomes very important.

If you are fortunate enough to amass even more than the 20 % required for the best rates, the extra money can go toward decorating and fixing up your new place or to lowering your loan amount and the resulting monthly payments.

If instead we'd had a fixed exchange rate, we would have had a balance of payments surplus.

If the Fed is successful in bending the curve downward with lower long - term rates, this will place extraordinary pressures on fixed - income investors and financial organizations.

If you have an adjustable - rate mortgage, and after your initial fixed - interest rate term ends, your interest rate can rise.

If the Bank of Canada had kept the exchange rate fixed at - say - 0.85 USD, the prices that Canadian oil producers receive would be about 15 % higher than what they get now.

That is the big benefit of fixed - rate loans — if interest rates rise, your rate is locked.

If you want the flexibility to choose between a fixed rate and a variable rate loan, consider SoFi.

While you can't shop around to find a lower student loan interest rate for federal loans since rates are fixed, you can — and should — shop around to find the best rate if you take out private loans.

«If rates go up — and I don't think they will — then the increase in yields would hurt metals and mining company prices as money left these assets and moved into fixed income.»

To understand why you might be better off with a fixed - rate loan, even if the interest rate is slightly higher, it's important to understand how these different loans work.

Even with such differences in approach, these lenders ended up quoting fairly similar expenses for the common 30 - year fixed rate mortgage, indicating that you should ask for a formal estimate if you're truly interested in comparing the actual costs of borrowing from one lender or another.

Step - down * Interest on step - down securities is paid at a fixed rate until the call date, at which time the coupon decreases if the bond is not called.

Bonds, if held to maturity, provide a fixed rate of return and a fixed principal value.

If the EI premium rate «fix» were not enough, the Finance Department also includes $ 1.2 billion in unrealized asset sales to help achieve a balanced budget in 2015 - 16.

If you want the stability of having the same payment month - in, month - out, then switching to a fixed - rate mortgage might just be for you.

If you are doing well financially and find yourself in a position to pay - off your mortgage sooner rather than later, then switching your fixed - rate mortgage to an adjustable - rate mortgage can be a powerful way to save you thousands of dollars in paying off your home.

This makes adjustable rate mortgages more affordable, at least in the short term, as the out of pocket expenses are less than if you were to finance your house with a fixed rate mortgage.

If you've taken out a fixed - rate loan on your home when interest rates were high, there's always a concern that rates will drop.