Sentences with phrase «if general interest rates»

The fixing of the rate means it's not subject to market fluctuations; if general interest rates go up, your loan rate remains the same.

Not exact matches

If they «re rising because there is general confidence that the economic growth will continue and that «s why interest rates are rising because stocks are actually — the return of companies is actually providing a competition for funds, that «s a positive thing.

Failure to deliver collateral - If a dealer fails to deliver collateral against borrowed securities on the loan date, cash will be held overnight against the loan without interest, and a penalty fee equal to the general collateral rate will be assessed, in addition to the lending fee.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

In general, a debt consolidation loan is usually your best bet if you don't have problems making monthly payments, you have a manageable amount of debt and you just want to pay a lower interest rate.

Using differential interest rates rising with earnings is less progressive and less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller debts if their families can afford to pay up front or soon after graduation.

Attorney General Schneiderman is part of a multi-state settlement with a firm, now in bankruptcy, which allegedly exploited members of the military with high interest rates, lawsuits and even calls to their commanding officers if they had trouble collecting.

A variable rate changes with market conditions, while a fixed rate remains the same, even if interest rates in general rise.

In general, bond prices are inversely correlated with market interest rates — so if I'm holding a bond portfolio and market interest rates go up, then my portfolio will decrease in value assuming all else is held equal.

If you buy a $ 1,000 General Electric bond with a 5 % coupon, or interest rate, that matures on June 30, 2020, then GE will pay you $ 50 interest (5 % of $ 1,000) each year.

If there is general fall in interest rates, it may be the right time to refinance mortgage so that you can lock up the low interest rate with fixed rate mortgage.

I'd say in general, if you HAVE to carry a balance, look first at the interest rate, and get the lowest interest rate card you can.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

If interest rates go up, then Treasury prices will go down, and in general, the longer the maturity of the Treasury security, the greater the drop will be.

Since rising interest rates affect everything badly, we could get killed even worse if the Fed raises rates, or the economy in general experiences higher interest rates beyond the control of those in control, or gets out of control.

As a general rule, refinancing that is, paying off your current mortgage and taking out a new loan at a lower interest rate may be worthwhile if it saves you money.

You may find one of these cards will benefit you if you are a frequent Target shopper, or you may be better off with a more general cash back credit card with a lower interest rate.

Therefore if speed is of the essence you may be best to go down the secured loan route, although bear in mind that a remortgage will in general have a lower interest rate than the secured loan.

General Change of Rate: If you're in good standing, your interest rate can change only if the credit card company changes the rate for everyone having the same kind of account with them, and they have to give you 45 days notRate: If you're in good standing, your interest rate can change only if the credit card company changes the rate for everyone having the same kind of account with them, and they have to give you 45 days noticIf you're in good standing, your interest rate can change only if the credit card company changes the rate for everyone having the same kind of account with them, and they have to give you 45 days notrate can change only if the credit card company changes the rate for everyone having the same kind of account with them, and they have to give you 45 days noticif the credit card company changes the rate for everyone having the same kind of account with them, and they have to give you 45 days notrate for everyone having the same kind of account with them, and they have to give you 45 days notice.

In general, if interest rates have fallen, the adjustment will increase the surrender value; and if interest rates have increased, the adjustment will decrease the surrender value.

In general, if you want to find out these facts about a credit card not listed above, look for «APR for Balance Transfers» under the Interest Rates and Interest Charges section of the Terms and Conditions.

As a general statement, if interest rates are rising the market value of a bond will tend to temporarily fall, and vice versa.

(2) If an institution offers a $ 1,000 two - year certificate of deposit on which it pays a 6 % interest rate, compounded daily, for the first year, and a 6.5 % interest rate, compounded daily, for the next year, the total interest for two years is $ 133.13, and, using the general formula above, the annual percentage yield is 6.45 %: APY = 100 -LSB-(1 + 133.13 / 1,000)(365/730)-- 1]

If we inquire further as to why the limits of a mean rate of interest can not be deduced from general laws, we find the answer lies simply in the nature of interest.»

At the time a servicer provides the written notice pursuant to § 1024.41 (c)(2)(iii), if the servicer lacks information necessary to determine the amount of a specific payment due during the program or plan (for example, because the borrower's interest rate will change to an unknown rate based on an index or because an escrow account computation year as defined in § 1024.17 (b) will end and the borrower's escrow payment might change), the servicer complies with the requirement to disclose the specific payment terms and duration of a short - term payment forbearance program or short - term repayment plan if the disclosures are based on the best information reasonably available to the servicer at the time the notice is provided and the written notice identifies which payment amounts may change, states that such payment amounts are estimates, and states the general reason that such payment amounts might change.

In general, if you have extremely low interest rates on your student loans we recommend saving for retirement.

As with all fixed - income securities, if interest rates in general rise after a bond is issued, the value of the issued security will fall, since bonds paying higher rates will come into the market.

The interest rate is usually fixed, so if rates in general fall, the value of the bond will rise.

Ok well that's a great point then, you are used to the money going to other things than just general spending, and I think paying off the loans first is a really good thing to have done, and should one would hope be reflected in your credit score (speaking which, if there is anything iffy in your credit history, now's the time to get it cleaned up, could make a difference in interest rates etc..

(coupled with bad loans) Also if interest rates move up (which i think will happen when the new president comes in to office) that will also push down home prices, but in general now is a a great time to buy i think.

A fixed rate allows you to lock in a low interest rate as long as you hold the mortgage and, in general, is a good choice if interest rates are low.

The interest payable on the loan can only be tax deductible by the trust if the interest qualifies under the general deduction formula and is levied at market rates.

Even though many retailers offer a 10 percent discount at the cashstand if you apply for a store credit card, consumers are using them less, consolidating credit debt onto a few general credit cards with lower interest rates.

«Although this positive trend may be short - lived if the general economy falters, one might ask whether consumers are increasingly seeing the current environment as a unique opportunity to buy a home while home prices remain depressed, rental costs are increasing, and interest rates are near historic lows.»

In general discount points are a better value if the borrower intends to live in the home for an extended period of time & they expect interest rates to rise.

A general role of thumb is that refinancing becomes worth your while if the current interest rate on your mortgage is at least 2 percentage points higher than the prevailing market rate.