Sentences with phrase «if insurance»

If insurance companies, with scores of actuaries, price products incorrectly, they should stand by that pricing.

If your insurance claim is not settled, you may take it up with regulatory authorities.

If the insurance adjuster estimates the cost to replace and repair your home and belongings at $ 750,000 plus HST, then you'll need to remember that your coverage doesn't actually cover tax, so that portion of the bill will actually be an out - of - pocket expense.

If insurance company valuations rise far enough, AIG might have value.

If your insurance doesn't cover it, arrange a payment schedule with the provider.

If the insurance proceeds will otherwise create a taxable estate, it may be wise to have an insurance trust own the policy.

The same applies if the insurance policy premium is not specified in the regulations.

If the insurance adjuster sent by your insurance company decides that either (a) you're not covered for the damages or (b) the cost of the damages doesn't exceed your deductible, you might want to get a second opinion.

If the insurance company has paid you for the value of the stolen property, the recovered property then belongs to the insurance company.

If the insurance company views your credit report at that point, it may be able to determine how desperately you need cash by viewing debt amounts and any unpaid bills.

If your insurance policy has been active for more than 60 days, your insurer can only cancel your policy if you don't pay your premium or you have committed fraud or lied on your application for insurance.

If you want these coverages, be sure to ask if the insurance company can provide them and how much more it would cost you to obtain this coverage.

If the insurance or property tax has not been paid on time, notify your lender in writing.

Even if your insurance company will extend auto coverage to a conventional trailer, it is still a good idea to review the benefits of a separate policy.

Doug Hoyes: I think you definitely have to crunch the numbers because if the insurance is going to cost you $ 10, $ 15, $ 20 a month on whatever the loan is, would you be better off taking that $ 10 or $ 20 putting it into a savings account each month and after six months or a year or a year and a half or two years, you've got enough money sitting in the savings account to cover a couple of months of payments anyway.

«What happens if the insurance company that supplies my annuity goes under?

You are considered to be underinsured if your insurance covers less than 90 % of the rebuilding costs.

So - called «guaranteed replacement cost» policies cover the cost of rebuilding your home when it gets damaged, no matter what the amount — even if the insurance company underestimated how expensive it would be.

These days most policies simply include full replacement value and do not set a maximum dollar amount, so you're covered even if the insurance company underestimated how expensive it would be.

The good news is, most people have good credit and most people will pay less for insurance than they would if insurance scores weren't considered.

If your insurance provider didn't make the payments directly, submit your receipts as soon as possible

If the insurance company rates you for poor credit, and then you get a traffic citation, or get into an accident that is deemed to be your fault, your auto insurance premium can skyrocket.

Because when you apply for a policy, you'll be asked if an insurance company has ever cancelled, declined, or non-renewed your policy.

If the insurance company agrees to settle a claim, it means that the claim is gone in return for payment at or below the policy limits.

That expiration date is one of the reasons term is the most affordable type of life insurance: You're more likely to die the older you get, so if an insurance company doesn't have to cover you while you're in your 70s and 80s — when you're more likely to pass away — it can offer cheaper policies.

If MF company is charging on the entire corpus (and not on the fund investment of given period) and if insurance company is not charging like that... then don't you think that ULIP would be a better choice.

If your insurance provides you with one freebie and you haven't used it yet, by all means make an appointment to see if everything is working the way it should.

If your insurance company perceives your hobbies as dangerous, it may also have an effect on your insurability.

If insurance companies classify your job as risky or dangerous, it may result in an increase in rates or even a denial of coverage.

Ask if your insurance company offers accident forgiveness.

If your insurance company isn't willing to insure your dog, you should start by shopping around at different insurance companies.

It's easier if your insurance was active in the last six years, but don't let this put you off.

If your insurance company finds you've provided false information, your whole policy could be void, and you may be added to a fraud list, which other insurers will be able to see, so you'll find it hard to get cover in the future.

And, if an insurance company is using the financial stability discount, it is essentially having an effect on all of your insurance policies.

Anyone renting out their home for longer than 30 days will likely need to purchase either a landlord endorsement (if their insurance policy offers one) or a separate landlord policy.

Basically, the only time I dare to buy one of these stocks is if the insurance float is being invested by Buffett.

What if an insurance provider offered a web chat that you could use instead?

The latter can be an extremely costly (even if insurance coverage would be available), damaging decision, even if ultimately successful.

In Ontario, if an insurance company wants...

Likewise, if insurance companies believe your house is safe, they'll give you lower Delaware home insurance quotes.

So, if your insurance premium increases or if you aren't offered the best possible interest rate on a loan, you are entitled to a free copy of the credit report used to make the determination.

To see if your insurance company offers special discounts for smart home devices, contact your agent today.

If an insurance contract is NOT issued with ASD, they fail to meet the I.R.S. definition of an annuity.

I used to work for a credit card company (about 10 years ago) and at that time if the insurance was still making payments after about a year they would payoff the balance.

If the insurance company has made a payment to your lender, they can ask you to pay them back this amount.

Even if your insurance and property taxes are rolled into one monthly payment, you'll also need to consider maintenance and repairs.

He could have his wages garnished if the insurance company wins a judgment, and he lives in a state that allows garnishment.

Having an outstanding credit card balance could mean you pay more for car insurance — at least if your insurance company is among those that use what is known as a credit - based insurance score.

When refinancing, for example, if the insurance was paid three months ago, the new lender would collect nine months premium, plus an additional two months premium to have a two month reserve in your escrow account after they are disbursed to your insurance company.

For example, if your insurance policy coverage is for $ 200,000 that is the exact amount you may receive to rebuild.