(coupled with bad loans) Also
if interest rates move up (which i think will happen when the new president comes in to office) that will also push down home prices, but in general now is a a great time to buy i think.
As we just went over, if you are looking at 15 to 17 - year duration on a 30 - year bond really what that means is that
if interest rates move by a 100 basis points, the bond price moves by about 17 %, up or down.
Where the math gets fuzzy for me is
if interest rates move up quickly right when the global equity markets begin to experience their first signs of a Central Bank quantitative - easing hangover.
If interest rates move higher, ETFs benchmarked to indices with longer durations will go down more in value than ETFs benchmarked to indexes that have shorter durations.
Although
if interest rates move up too quickly (I don't think they will), that could be a setback.
Virtually all bond mutual funds and ETFs are currently stuffed with premium bonds, Bender says, and they will be for a long time, even
if interest rates move gradually higher.
If interest rates move higher, the bond price must go lower to generate the new market yield.
If interest rates move higher, the bank could move the interest rate higher too to avoid losing out.
Remember, however, that
if interest rates move sharply higher, then «outperform» simply means «lose a bit less.»
If interest rates move between locking the interest rate and your loan closing, you DO NOT get a lower rate if rates move down.
The interest rate risk is high in these funds as they may lose capital
if interest rates move up.
Not exact matches
If the economy slows because of anticipated or real higher
interest rates, we won't see unemployment
moving under 7 %, and then the Fed is likely to reconsider and not «taper» at all!
But
if you think
interest rates are going to stay low, it's a
move in the wrong direction.
Investors could be on the edges of their seats this week as they wait to see
if the Fed will
move ahead with plans to further raise
interest rates.
With respect to
interest rates, we continue to see a bifurcation for U.S.
rates where shorter - dated yields
move higher in response to possibly two or three more Fed
rate hikes, while the U.S. Treasury 10 - year yield trades in a 2.25 percent to 2.75 percent range, with a temporary
move toward 2 percent possible
if geopolitical risks become realities.
If things
move along as anticipated,
interest rates are expected to go up in late summer.
Your choices are going to vary, and you may find out that you already have a good
interest rate, but talk to several loan officers at a number of banks to find out
if you can save by finally making the big loan consolidation
move.
«
If interest rates were to
move quickly, volatility was to
move quickly it could be an
interesting financial market in the next couple of years,» he warned.
If it doesn't, if 2.6 is broken and move to 3 percent, then that basically says that interest rates are headed higher on a longer - term basis.&raqu
If it doesn't,
if 2.6 is broken and move to 3 percent, then that basically says that interest rates are headed higher on a longer - term basis.&raqu
if 2.6 is broken and
move to 3 percent, then that basically says that
interest rates are headed higher on a longer - term basis.»
Economists will be watching to see
if the Federal Reserve's
move to raise
interest rates — and the subsequent gain in mortgage
rates — has affected housing prices.
So
if the current
interest rate is very predictive of future performance, what happens when
rates move or investor expectations trump this long - term reality?
NEW YORK (TheStreet)-- TheStreet's Jim Cramer believes in Walt Disney (DIS), he told one viewer Wednesday, but warned its shares could continue
moving lower
if the Federal Reserve raises
interest rates in November.
«Why would the Federal Reserve raise
interest rates in order to slow economic growth
if in fact inflation was
moving lower?
First, substantial direct or indirect wealth transfers from the state sector to Chinese households will unleash a surge in household consumption as household income rises (and because the
interest on bank deposits is an important source of income for most middle and lower middle class households,
if the authorities reduce
interest rates, as struggling borrowers are demanding, China actually
moves in the wrong direction).
Consequently,
interest rates are artificially low and will now create a problem
if people want to
move out of stocks.
Even
if the Fed makes good on its plan to raise short - term
interest rates, fund managers expect them to
move slowly and expect
rates to remain low for a lot longer.
«
If inflation
moves higher and
interest rates lag, that could be the catalyst for a
move higher,» he said, though he was not suggesting the existence of a bubble.
If you keep an eye on your debts and make some of these smart financial
moves, you'll put yourself in a position to avoid the worst of rising
interest rates.
If it is a new era of faster growth and new investment opportunities, then the equilibrium real
interest rate (the
rate at which monetary policy neither boosts nor restrains the economy) would rise, so the central bank would be right to
move interest rates towards that level.
If you are worried about rising
interest rates, you may be tempted to
move out of bonds into cash.
Right now, as you approach full employment, the odds of having to raise
interest rates are [narrowing], and so,
if you want to get ahead of that and manage that risk [of having to
move] late and steep, then you are going to have to start
moving earlier.
In the case of adjustable
rate mortgages being refinanced, the tangible benefit would be
moving into a fixed
interest rate even
if that
rate is higher than the one currently being paid on the mortgage.
This is because fixed -
rate mortgages are mortgage loans for which the
interest rate does not change — even
if market mortgage
rates move higher or lower in the future.
«
If the Fed hikes — and it almost certainly will — we're going to see an almost immediate
move in the prime
rate, and that's going to flow directly into the
interest income of all the lenders here in the United States,» commented Albert Brenner, director of asset allocation strategy at People's United Bank, in a Tuesday «Power Lunch» segment.
Home price decreases:
Interest rates have really just one direction to go, if you assume that home prices will move inversely to interest rates (which is a reasonable assumption), then home prices may definitely
Interest rates have really just one direction to go,
if you assume that home prices will
move inversely to
interest rates (which is a reasonable assumption), then home prices may definitely
interest rates (which is a reasonable assumption), then home prices may definitely decline.
Michael Hasenstab:
If the Fed
moves first and
interest rates in the United States start to normalize, then higher US
rates combined with stable
rates in Japan or Europe should lead to a stronger US dollar, at least temporarily.
The sensible thing to do would be to buy Carvalho for # 37M (insert any # 25M + CDM who is an upgrade and is better according to fan wisdom than FC), bench Coquelin who then says to Wenger «well I did my best, the fans don't
rate me, I need to play and
if that is not good enough then best let me leave — not
interested in being benched», Wenger being the gent lets him go in January and Arteta
moves back up to second choice.
If interest rates don't
move, you have more flexibility with your options.
The mainstream press certainly believes that this has the potential to
move interest rates, especially
if the Fed changes the wording by even the slightest measure.
If however you keep a relatively high balance and pay hundreds of dollars in
interest it is in their best
interest to lower your
interest rate to keep you happy and prevent you from
moving your balance to another credit card.
As a result,
if your «Best»
rate is no longer the best, you may be able to
move your funds to another IRA CD with a higher
interest rate.
If the index
moves up, so does your
interest rate and the monthly payment per your loan agreement (
rate increases and decreases are limited by caps and floors).
If I find a business that I determine will compound intrinsic value at 10 - 12 % per year and I can buy that business at a material discount to its current intrinsic value, why would I care what the S&P 500 does in 2014, not to mention trying to anticipate the Fed's next
moves, where
interest rates are headed, European problems, etc... The macro things are important, as Buffett says, but not knowable (or predictable).
First, this is only a good
move if you can get a lower
interest rate than what's part of your card's terms.
If you have $ 20,000 in outstanding balances on several high
interest rate credit cards, it is highly unlikely you will be able to
move all of this onto a single low -
rate balance transfer credit card.
If you're going to do this, you must chase interest rates (I move the money every few months as on - line promotional bank rates expire), you must set autopayments (because if you miss a payment, it is very bad), and you should be careful that you don't accidentally take an advance from a card that has an uncapped fee — if they take 3 % off the top, it is hard to make mone
If you're going to do this, you must chase
interest rates (I
move the money every few months as on - line promotional bank
rates expire), you must set autopayments (because
if you miss a payment, it is very bad), and you should be careful that you don't accidentally take an advance from a card that has an uncapped fee — if they take 3 % off the top, it is hard to make mone
if you miss a payment, it is very bad), and you should be careful that you don't accidentally take an advance from a card that has an uncapped fee —
if they take 3 % off the top, it is hard to make mone
if they take 3 % off the top, it is hard to make money.
End up with a lower
interest rate than what you had on at least some of your previous loans (
if not, then loan consolidation may not be a smart
move)
If variable
rates on your HELOC balance
move above the fixed
rate of a Fixed - Rate Loan Option, you could pay less interest on the Fixed - Rate Loan Option bala
rate of a Fixed -
Rate Loan Option, you could pay less interest on the Fixed - Rate Loan Option bala
Rate Loan Option, you could pay less
interest on the Fixed -
Rate Loan Option bala
Rate Loan Option balance.
If you already have a savings account that is earning a competitive
interest rate, it is generally not worth
moving your money around in search of a higher
rate, unless you keep a large amount of cash in savings.
Therefore,
if the Fed's decision causes an
interest rate to
move up from 15 % to 16 % on December 21st, the new
rate will only apply to purchases made on or after December 21st.