Sentences with phrase «if living debt»

But if living debt free is your desire, it is better not to go into debt at all.

But if you live a debt free life and spend less than you earn then magically you won't have the same financial woes as the majority of Americans (unless something major happens).

Not exact matches

(Almost by definition, if you're debt - free, you're living below your means.)

If FUBU had failed, he explained, at least he wouldn't have run up huge debts just to live, and run the risk of going bankrupt personally or ruining his credit rating.

Heck, you could drive a $ 40,000 BMW and live in a $ 500,000 home, but if you're $ 600,000 in debt, then you're actually worth less than a 7 - year - old child!

If you're living paycheck to paycheck and have tens of thousands of dollars in debt, then the answer is pretty simple.

«Life insurance in retirement might make sense if you have a fair amount of debt that you don't want to burden your family with,» Simmonds said.

People need to realize that $ 150,000 to $ 200,000 a year is a great income to live on if you don't have debt.

I often say if you're willing to go into debt for $ 100,000 - 150,000 to get an MBA and have two years of your life with no work experience, why on Earth wouldn't you just join the most ambitious early - stage startup you know and work for a paltry salary to get the experience?

You might have business debts that could fall on your family if you don't have life insurance.

So if you have 20 years left on your home loan and your refinance using a 30 - year loan, you've just added 10 years to the life of your debt.

A collection agency, whether through the US government or private lender, won't usually settle a defaulted student loan debt if it's less than the amount that the lender is likely to receive over the life of the original loan — so negotiation is essential during settlement talks.

However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.

You guys are set for life John and really don't have to worry about stocks and bonds and diversification as much if your debt levels are under control and your pension covers all your expenses.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

«Focus on paying down all debt and downsizing — if necessary — because living debt - free in retirement means living stress - free,» Janis said.

«Americans are fed up with their student debt, as evidenced by their delayed life plans and the lengths they would go to in order to get rid of it, if they could,» said Andrew Josuweit, CEO and president, Student Loan Hero.

There is a basic moral principle at work: If debts can not be paid without radically transferring property from debtors to creditors, the loan should be deemed «bad» and be written down to the ability to be paid while living a normal life.

If you want to enjoy debt free living, you may need to pay more than the required minimum payment.

Bob @ Dwindling Debt writes Great Tips for Cutting Expenses in Retirement — The average retired person already knows how to live on a fixed income, especially if they have been retired for a number of years.

Term life insurance provides affordable coverage for a defined period of years, with its primary purpose to replace income or help pay off outstanding debts if the insured dies during that time.

If you feel like you're drowning in debt, we can throw you a life ring.

In addition, your spouse may be liable for your debt if you lived in a community property state.

We recommend that you don't purchase credit life insurance and, if you're concerned about debts being passed on, purchase a term life insurance policy instead.

Term life insurance is a great option if you have a particularly large amount of debt or know how long the debt will be outstanding.

A spouse could also be held responsible for the debt if you lived in a community property state.

The borrower lives in the home while the bank retains the right to seize the home if the borrower is unable to service the debt.

Life insurance can pay off your business debt, pay taxes if ownership of your business is transferred as part of your estate, or pay for a business partner to buy out your share via a buy - sell agreement.

But I think in other countries, maybe Australia, if you walk away you still owe the money, so the debt will follow you for all of your life.

If you payoff your debts, or at least the high and variable - rate variety, you'll be removing a large measure of uncertainty from your life.

However, if you are a single doctor making $ 300,000 per year, did not have to address a meaningful debt burden, and only have $ 100,000 in investments at the age of forty, you have done something very wrong (most likely, you either lived at your means or traded stocks instead of thinking like an owner that made long - term investments) even if you have that same $ 100,000 in paper wealth because you had the skill set and personal opportunity costs to do so much more with your hand in life.

If anything changed in your life, it could affect your financial situation, making it impossible to pay off these debts, which would cause further problems.

If you've got a major, shared goal — like, say, living overseas or living debt free — you're going to have to get practical.

I consider simplicity as a spiritual way of life — if you stop working around the clock or worrying about being in debt or shopping compulsively, then you have time to try to be a better person rather than just an accumulator.

I don't agree but I understand: If you were 80 years old already (a rough estimate for an average human life span), you would have to hear someone tell you that they had turned their back on organized religion about 6050 times per second for your entire life just to pay off the national debt.

One danger to the Christian revolt is that it will enter into alliance with forces whose aims and strategies are so foreign to its own that when the common Victory is won — if won it can be — the revolutionary church will be left with the sad reflection that it supplied the «Fourteen Points» which gave specious sanctity to an outrageous peace and that its fruits of victory are an external prosperity based on rotting foundations and debts which it can not collect without destroying its own life.

If, for example, «conscience» can command me to use artificial means of contraception because of my life circumstances, why couldn't conscience permit, or even require, that I continue to defraud customers if my business is in debt and my family would suffer from its failure, even as I work my way into a better, more honest financial situatioIf, for example, «conscience» can command me to use artificial means of contraception because of my life circumstances, why couldn't conscience permit, or even require, that I continue to defraud customers if my business is in debt and my family would suffer from its failure, even as I work my way into a better, more honest financial situatioif my business is in debt and my family would suffer from its failure, even as I work my way into a better, more honest financial situation?

Diana's «debt» continued to increase, to more than 10,000 euros, and if she refused to do the work to pay it off, her captors threatened her life.

If only half of reimbursements for debt servicing went towards health and education, it would save the lives of 300 children per day and 16 fewer women per day would die following childbirth.»

I don't think he can contribute to my living situation and I can't afford him too but if I break up with him because I'm fed up of his lack of money and his big debts that makes me appear to be an awful human being, not taking him in and breaking up with him at his lowest point financially.

If you are here reading this right now you are jumping into our story at the point where we are — 100 % out of debt — free from our 9 - 5 jobs and have one that lets us live on our terms — homeschooling our girls — looking for our sailboat.

If you look at Live 8 and the sequence of events, it precedes the decision to end Third World debt.

The National Union of Students (NUS) President Aaron Porter, who wrote a piece for Channel 4 News asking Lord Browne if he would like to start his adult life with debts of # 40k last week, said: «If adopted, Lord Browne's review would hand universities a blank cheque and force the next generation to pick up the tab for devastating cuts to higher educatioif he would like to start his adult life with debts of # 40k last week, said: «If adopted, Lord Browne's review would hand universities a blank cheque and force the next generation to pick up the tab for devastating cuts to higher educatioIf adopted, Lord Browne's review would hand universities a blank cheque and force the next generation to pick up the tab for devastating cuts to higher education.

«There are shorter product life cycles and if consumers are feeling less connected to the products they're already buying, just add easier access to credit and higher consumer debt levels and it's a toxic combination,» says Shah.

If you are here reading this right now you are jumping into our story at the point where we are — 100 % out of debt — free from our 9 - 5 jobs and have one that lets us live on our terms — homeschooling our girls — looking for our sailboat.

For example, if you define your ideal life as follows: I have no debt, I am free of my abusive partner, I have no chronic pain.

If you're desire is to be debt free and go into full time ministry, then you should absolutely be taking the steps now to live that way.

Sure the best life starts with the best education, but if the education is debt free it is even better!

This would be me in a nut shell if I found out that I only had 30 - 60 days left to live... that is, if I didn't have kids and a husband that would have to inherit my debt.

Love is never as formulaic in real life as it's often made out to be in the movies and The Debt offers a refreshing, (if not a little hard to understand at times) more realistic take on it.