Sentences with phrase «if other credit card issuers»

Not exact matches

If you had debt forgiven by a credit card issuer, mortgage or student loan lender, or other financial institution, it may create «phantom income» that's taxable.

If you pay more than your minimum payment on a card, your issuer is required to apply any money in excess of the credit card minimum payment to the balance with the highest APR and any remaining portion to the other balances in descending order based on the APR..

(If your card discovery process includes comparing the features of Discover credit cards with credit cards from other issuers, use the category links on the left side of this page.)

FICO helps banks, credit card issuers, auto loan companies and other lenders decide if you're a good credit risk.

Other credit card issuers report the limit as highest balance ever charged on that credit card, which could hurt if your card balance is currently at that highest point.

Also before you commit check with the card issuer if they allow balances from other cards in their portfolio of credit cards to be transferred to one of their balance transfer cards — they may not allow that.

Also, if credit card companies notice multiple hits on your report from other card issuers, it could signal a red flag of you being desperate for money.

If you're interested in other cards from this issuer, then you can review some additional choices from our list of American Express credit cards and charge cards.

On the other hand, if you are late or miss a payment, you can be certain that your card issuer will report your tardiness to the credit agencies.

Given how skittish creditors have gotten, it's conceivable that this sort of thing could have a ripple effect as other card issuers might react negatively if / when they see your credit score drop.

On the flip side, some of these cards do not offer bonus rewards, they may have an annual fee, or the card issuer typically only considers individuals with good or excellent credit (keep in mind that your credit score as well as other factors are involved in determining if you qualify for a credit card).

If you want these perks you can get them from other credit cards with better rewards program — whether they be through Amex or another card issuer.

Just a reminder, as we already mentioned, credit card issuers look at other factors, in addition to your credit score, to determine if you are eligible for their credit card.

Many issuers will decline an increase request if you have missed a payment on the card account or on other credit cards in the last 12 months.

If so, does that mean that the credit ding from applying for a Capital One card or loan would lower my credit score more than it does when I apply for cards through other issuers?

Keep in mind, credit scores are just one criteria that credit card issuers use to determine if you are eligible for one of their credit cards, credit card issuers use a variety of different types of credit scores and other criteria to make credit decisions.

Thus, if your credit card issuer tries to collect a charge while it's investigating or violates the act in any other way, you should contact the Federal Trade Commission.

Other credit cards issuers will only count the payment if it is made by 5 pm to 6 pm.

When I closed some other cards before, I always asked if it's possible to move the credit limit of the card being closed to other cards with the same issuer.

If you have ten credit cards but only use two of them, contact the credit card issuers and close the other eight.

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Keep in mind when credit card issuer's are making a decision if you will be approved for one of their credit cards they use a variety of different types of credit scores and other criteria to make credit decisions including what terms, such as interest rate, you may be eligible for.

In other words, if despite my medical issues I managed to keep my mortgage current but had some credit card late pays, I want card issuers to see why I had a problem, but I don't want future mortgage lenders to see that I ever had a problem at all.

If you receive an offer for a guaranteed approval credit card, a credit card issuer may have purchased your name on a list of customer contact information from other brands you have a relationship with — like rewards or loyalty programs, catalogs, and magazines.

First, the signup bonus: the credit card issuer not only holds the right to deny you the points if you have already received this specific deal, but they also say they may not give you the bonus if you have any other American Express card (s).

So if you have been denied by other card issuers, you may still have a chance and can use the Walmart card to help increase your credit rating.

Other credit cards issuers will only count the payment if it is made by 5 pm to 6 pm.

And even if you can only carry two Capital One credit cards, there are other reward cards and co-branded cards you can get that have the same great benefits from the same great credit card issuer.

But if spend isn't an issue, it's a good idea to apply for several cards at once (often called an «app - o-rama») every 3 - 4 months or so, because when applying at the same time, other issuers won't see the other credit inquiries and you may even get some merged credit inquiries, reducing your total number of hard pulls which is better for your credit score.