Sentences with phrase «if other financial needs»

In the case of mortgage insurance, the death benefit is paid directly to the bank and your family has no say, even if other financial needs are more dire.

Not exact matches

If you have other children, you need to think about how your decision to help one child will affect the rest of the family, said Mitchell Kraus, financial advisor and owner at Capital Intelligence Associates in Santa Monica, California.

Yes, there are good reasons why some startups should put working day - to - day on growing their business aside and spend the time instead looking for outside investment, including: gaining the financial and other operational resources they need to move forward; to increase their financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.

If paying off credit card debt or other consumer debt is your biggest financial need, you're better off working with a qualified credit counselor than a financial planner.

Under the rule, lenders will need to conduct an upfront «full - payment» test to determine if borrowers will be able to afford to repay the loan without compromising other financial obligations.

In other words, WTI will need to rise further if the industry is to improve its financial position.

If you're considering spending outside of that budget or prioritizing something material over a bill coming due, it may mean you need to cut back in some other way, according to Tom Corley, an accountant, financial planner and author of «Rich Kids: How to Raise Our Children to Be Happy and Successful in Life.»

Among protections in the proposal, lenders would need to conduct an upfront «full - payment» test to determine if borrowers will be able to pay the loan without compromising other financial obligations and without needing to reborrow (a cycle that piles on fees and interest, making it harder to dig out).

For example, if you're planning to use the loan proceeds to buy another business you'll need to provide a copy of the purchase agreement, the target company's financial statements, tax returns, and other details about them (your loan officer will inform you as to the specific documents you may need to add to your loan application).

For example, if you're planning to use the loan proceeds to buy another business you will need to provide a copy of the purchase contract, the target company's financial statements, tax returns, and other details about them.

Companies will need to figure out if they're run for the purpose of providing financial returns to shareholders, or for some other higher / lower / more self - interested purpose.

As such, a recommendation is in the best interest of a consumer if it furthers the consumer's needs and objectives, and is made «without regard to the financial or other interests of the producer, insurer or any other party.»

Because blockchains can allow for faster transactions through peer - to - peer solutions, automated processes, and other improved benefits, the ways that central banks and other financial institutions administer settlements will need to improve if they are to remain competitive.

«If you live in a big city and need to spend more on housing due to work and the current rental market, it's OK to do so as long as you adjust some of your other discretionary spending,» says Ash Exantus, director of financial education at BankMobile, a digital banking platform.

If you're struggling with your credit and other lenders are reluctant to let you borrow, OneMain Financial can be one way to get the cash you need.

There is the permission list — bitcoin, Ethereum, public blockchains — and then there is a whole other ecosystem where established financial institutions, kind of the traditional market if you want to think about it that way, is trying to apply this technology but in a different way using private networks where you don't need the same trust because these banks will know each other.

If you don't have the money to cover your bills and other financial needs today, what makes you think you'll have enough PLUS extra to repay the loan two weeks from now?

this tells me that the financial prudence we have extolled as prudent for the clubs future and for the adherence to FFP is really a smoke and mirrors situation we need a striker (opinions differ to which one) we need cover for Le Coq (again opinions differ) and maybe we need one other in another area of the pitch, but if we don't get them we wont be better than we were this year and we wont move closer to the real glory.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

If your marriage was very short, if both of you are committed to ending your marriage without a legal or financial battle, if you have no children or assets, and if neither of you wants or needs to receive spousal support (alimony) from the other, then you may be able to process your own divorce using a kit or online toolIf your marriage was very short, if both of you are committed to ending your marriage without a legal or financial battle, if you have no children or assets, and if neither of you wants or needs to receive spousal support (alimony) from the other, then you may be able to process your own divorce using a kit or online toolif both of you are committed to ending your marriage without a legal or financial battle, if you have no children or assets, and if neither of you wants or needs to receive spousal support (alimony) from the other, then you may be able to process your own divorce using a kit or online toolif you have no children or assets, and if neither of you wants or needs to receive spousal support (alimony) from the other, then you may be able to process your own divorce using a kit or online toolif neither of you wants or needs to receive spousal support (alimony) from the other, then you may be able to process your own divorce using a kit or online tools.

Scholarships are awarded on the basis of academic merit, but also may consider financial need and other factors, if the donor chooses.

So, if you are in need of a financial assistance or support to help pay your bills and meet your other financial needs, or you're looking for a great companion to share your success with, SugarDaddyMeet.com is the best place to be.

Unlike the other sugar daddy dating sites out there, many features may be set for girls to purchase and as we know the reason why girls come to a luxury dating site is that they need financial support, it doesn't make much sense if girls have to spend too much, for dating a real sugar daddy.

In particular, if you're going to perform an action that impacts the financial soundness of your company — something that costs money, in other words — then you need to be able to measure the results.

According to new research, whilst requesting money from their parents in order to get by, some undergraduates admitted to asking for money than they really needed, and others admitted that they had enough in the first place, but wouldn't have had money to socialise if they didn't ask for financial help.

If the nation's public schools need to improve as much as most of the politicians and the nation's business leaders claim, then that immense task will only be successful if all the financial and other resources of government at the local, state and federal levels are coordinated to concentrate on that worIf the nation's public schools need to improve as much as most of the politicians and the nation's business leaders claim, then that immense task will only be successful if all the financial and other resources of government at the local, state and federal levels are coordinated to concentrate on that worif all the financial and other resources of government at the local, state and federal levels are coordinated to concentrate on that work.

(e) The board shall establish the information needed in an application for the approval of a charter school; provided that the application shall include, but not be limited to, a description of: (i) the mission, purpose, innovation and specialized focus of the proposed charter school; (ii) the innovative methods to be used in the charter school and how they differ from the district or districts from which the charter school is expected to enroll students; (iii) the organization of the school by ages of students or grades to be taught, an estimate of the total enrollment of the school and the district or districts from which the school will enroll students; (iv) the method for admission to the charter school; (v) the educational program, instructional methodology and services to be offered to students, including research on how the proposed program may improve the academic performance of the subgroups listed in the recruitment and retention plan; (vi) the school's capacity to address the particular needs of limited English - proficient students, if applicable, to learn English and learn content matter, including the employment of staff that meets the criteria established by the department; (vii) how the school shall involve parents as partners in the education of their children; (viii) the school governance and bylaws; (ix) a proposed arrangement or contract with an organization that shall manage or operate the school, including any proposed or agreed upon payments to such organization; (x) the financial plan for the operation of the school; (xi) the provision of school facilities and pupil transportation; (xii) the number and qualifications of teachers and administrators to be employed; (xiii) procedures for evaluation and professional development for teachers and administrators; (xiv) a statement of equal educational opportunity which shall state that charter schools shall be open to all students, on a space available basis, and shall not discriminate on the basis of race, color, national origin, creed, sex, gender identity, ethnicity, sexual orientation, mental or physical disability, age, ancestry, athletic performance, special need, proficiency in the English language or academic achievement; (xv) a student recruitment and retention plan, including deliberate, specific strategies the school will use to ensure the provision of equal educational opportunity as stated in clause (xiv) and to attract, enroll and retain a student population that, when compared to students in similar grades in schools from which the charter school is expected to enroll students, contains a comparable academic and demographic profile; and (xvi) plans for disseminating successes and innovations of the charter school to other non-charter public schools.

If it were to take on a school and that school came with a financial liability, then there is only one place the money needed to plug that gap can come from — the other schools in that MAT.

It extended its relatively unknown Buyback program, previously assoicated mostly with textbooks, movies, and video games, to include a wide range of electronics products including the iPad, the iPhone, the Samsung Galaxy, the Motorola Xoom, and all kinds of other devices that might — if you could trade them in for a decent sum — prepare the way for you to buy a Kindle tablet, both in terms of the need to replace functionality and the financial wherewithal to make the purchase.

At least if you both come clean and determine you need some professional input, you can seek it out without seeming like you're avoiding your partner and talking to lawyers and financial planners before each other.

If you build enough equity, you may be able to borrow against it for other financial needs.

If you need help deciding whether you should go into forbearance, or if you need help looking into and acting on other options, talk to Ameritech FinanciaIf you need help deciding whether you should go into forbearance, or if you need help looking into and acting on other options, talk to Ameritech Financiaif you need help looking into and acting on other options, talk to Ameritech Financial.

By cutting out these expenses, you'll actually need less money in your spending plan and perhaps to even live on if you don't need to put more money towards debt or other financial priorities.

Regarding the funding or your retirement accounts, Dave Recommends that if you have any debt at all other than a mortgage (or extremely large student loans), you need to suspend all retirement savings contributions and focus all of your financial resources towards paying off your debt; including those of you who may be lucky enough to get an employee match in your 401k or 403b.

These products are typically favored if you want to have coverage in place quickly, perhaps because you're in poor health, and only need a small payout in the case of your passing (to cover funeral expenses, a loan, or other limited financial obligation).

If you used private (or alternative) loans from a bank or other financial entity, you'll need to check with your lender to make sure you have the correct information for those loans.

Once a Chime checking account is established, the account holder can set - up direct deposits, transfers, and link to other bank accounts with other financial institutions if needed.

For example, if you are cashing in your policy for short term financial needs and will be left without life insurance, it may be best to look for other ways to increase your cash flow.

If you're interested in this option, make sure you talk to your financial advisor so you can compare it to your other investments and insurance needs.

If you don't qualify for a Pell grant but need financial aid to help you through school, you may qualify for other options.

Sir, I've not been able to file ITR for the financial year 2014 - 15 due to certain reasons — laziness, lack of time, etc... well, it seems to me that I won't be able to do the needful by the 31st of March 2016 as well... Apart from my business income (does not need audit), I have income from other sources, such as House rent, Shop rent, etc... totaling around 4.5 lacs... What if I file ITR for financial year 2014 - 15 after 31st March 2016, say in May, July or Nov 2016... would I be liable for penalty (Rs. 5000) apart from interest on tax amount!?

The other thing you'll hear from financial aid counselors is that if you do need to borrow to fund your education, you should start with federal student loans.

«Not only do home buyers have to look for whether or not they can qualify for a loan, they need to look at other areas of their personal and financial life to determine if buying now is the right decision for them,» Wilcox says.

If you need to borrow from banks or other financial institutions, it will come at a steep price.

If they can generate enough money to meet their needs from sources other than their primary occupation, then they have achieved financial independence.

However, if you need cash and your financial situation leaves you no other alternatives, borrowing money from your 401k might help you get your financial life back on track.

Thus a good diversification strategy would be to include a prepaid tuition plan with your other college saving investments, if only prepaid tuition plans didn't have such a harmful impact on need - based financial aid.

I do like BRK and MKL and other quality names that are cheap (many financials), and there is no need to switch if you like what you own, of course.

I would use a fee only financial advisor if I needed help with something other than managing my investments.

For example, if you're planning to use the loan proceeds to buy another business you'll need to provide a copy of the purchase agreement, the target company's financial statements, tax returns, and other details about them (your loan officer will inform you as to the specific documents you may need to add to your loan application).