Sentences with phrase «if the individual owns»

For example, if an individual owns a policy based on the life of his spouse and names himself as the beneficiary, this policy will not be creditor proof.
If an individual owns property or operates a business, there is a responsibility of care that must be demonstrated to avoid injuries as well.
For example, if an individual owns a 10 - year return of premium term life insurance plan and the 10 - year term has expired, the premiums paid by the owner will be returned, less any fees and expenses which the life insurance company retains.
However, if an individual owns both a traditional IRA and a Roth IRA, his or her maximum annual contribution limit is considered to be collective for both types, not for each IRA.
An individual may also be listed in conjunction with a corporation if the individual owns at least 51 % of the company.
For example, if an individual owns a whole life policy with a death benefit of $ 100,000 and a cash value account worth $ 25,000, it is common for beneficiaries to expect a payout of $ 125,000.
If an individual owns more than one vehicle, selecting an auto insurance company which gives him a good deal on insurance policies in exchange becoming the sole insurance provider to him is also a very good idea.
For example, if an individual owns one Bitcoin priced at $ 18,000 (hypothetically) and foresees that the price will drop in the future, to protect themselves, they can sell a Bitcoin futures contract at the current price, which is $ 18,000.

Not exact matches

Households and individuals who are employed, have decent incomes, own homes and have done everything they feel they «should» be doing now find themselves facing serious, if not insurmountable, debt problems.
And if that isn't enough to get your started, psychology also offers some insights on how to overcome your fear of failure, while individuals have shared moving accounts of their own personal quests to conquer their fear.
The enormity of that small act — an individual buying something she made with her own hands — never stops being amazing, even if the financial reward is small.
If the old boundaries between work and life have broken down, it's up to individuals to set their own, Moses says.
If the business is a corporation, «at least 51 percent of each class of voting stock and 51 percent of the aggregate of all outstanding shares of stock must be unconditionally owned by an individual (s) determined by SBA to be socially and economically disadvantaged,» stated the Small Business Administration.
«Sometimes plans are so egregious, where fees are north of two and a half, three and a half percent, where it might make sense to simply bypass the 401 (k) and if possible set up your own individual retirement account at a low - cost provider,» Robbins said.
«We have a policy at Goodway: Any employee can submit anonymous feedback and expect a response from the most appropriate person (or a named individual if they specifically request that) provided two criteria are met: 1) No hate or vitriol, and 2) Include your own reasonable suggestion on how to change what you're writing about.»
In particular, when you applaud the exercise of autonomous judgment or freedom by some individual, group, or company, ask whether you would still applaud it if the individual, group, or company had values different from your own.
If you're a handy individual and have the right skills and tools, then you can start your own repair business on the side.
The President directed that if the Department makes an affirmative determination as to any of the above three considerations, or the Department concludes for any other reason, after appropriate review, that the Fiduciary Rule, PTEs, or both are inconsistent with the priority of the Administration «to empower Americans to make their own financial decisions, to facilitate their ability to save for retirement and build the individual wealth necessary to afford typical lifetime expenses, such as buying a home and paying for college, and to withstand unexpected financial emergencies,» then the Department shall publish for notice and comment a proposed rule rescinding or revising the Fiduciary Rule, as appropriate and as consistent with law.
If you own the bond fund that fell in value, you can sell it right after the fall and still buy the portfolio of individual bonds some say you should have owned to begin with (which, again, also fell in value!).
If you would like investment, accounting, tax or legal advice, you should consult with your own financial advisors, accountants, or attorneys regarding your individual circumstances and needs.
Like all major life and financial decisions, it's up to you and your own individual situation to see if refinancing your student loans is the most viable option.
If you thought that it was up to each individual worker to be responsible for his or her own work - life balance, think again.
The tax implications of individual bonds are fairly straightforward: If an investor owns bonds that generate taxable income (which covers almost all bonds except for municipal bonds, in general), he or she is taxed on that income in the year it's received.
Bond funds typically own a number of individual bonds of varying maturities, so the impact of any single bond's performance is lessened if that issuer should fail to pay interest or principal.
No matter if you are a new investor just starting to invest on your own or a well - experienced one, many investors are interested in selecting individual common stocks for their own portfolios, but aren't sure where to begin their search for a great investment idea.
If you own shares of record, meaning that your shares are represented by certificates or book entries in your name so that you appear as a shareholder on the records of Computershare, our stock transfer agent, you may vote by proxy, meaning you authorize individuals named in the proxy card to vote your shares.
Not sure if this was covered by another article (my apologies if it was) but I was wondering if you owned your rental properties as an individual or through a limited liability entity.
If you are an individual managing your own portfolio, as a general rule, I favor dollar cost indexing on a monthly basis.
If you own shares of common stock in more than one account — for example, in a joint account with your spouse and in your individual brokerage account — you may have received more than one notice or more than one set of paper proxy materials.
Even if Google wanted to release it software updates to every single Android phone at once it would not be possible since smartphone manufacturers add their own modifications to a version of Android and the update needs to be approved by each individual carrier in many countries.
It takes dedication, hard work and determination to achieve business success and of course you can build your own food cart business — brand to become a successful brand with corporate and individual clients from all across the city where your food cart business is located and through the length and breadth of the United States of America and other countries of the world if you decide to go into owning loads of food carts and franchising.
Take it from Warren Buffett, one of the world's greatest investors, who said in his 1996 letter to investors (and if anything it holds more true now): «Most investors, both institutional and individual, will find that the best way to own common stocks is through an index fund that charges minimal fees.
Quick question: presumably if one chooses the managed fund (lifestrategy / target retirement) route, you could still choose to invest further in individual index funds of your own choosing?
You can file a real estate tax appeal on your own, as an individual, however, keep in mind that the tax - appeal process can be quite technical and there is always a risk that your appeal could lead to higher taxes if an assessor finds that your property is actually valued too low.
It would be great if Vanguard would introduce this and allow individuals to choose their own allocation.
If you work as an individual real estate agent, you can always set your own rules, and live the kind of lifestyle that you want.
It takes dedication, hard work and determination to achieve business success and of course you can build your own gutter cleaning services business to become a successful brand with corporate and individual clients from all across the city where your gutter cleaning services business is located and through the length and breadth of the United States of America and other countries of the world if you decide to go into opening offices and franchising.
IF THE COMPANY BELIEVES, IN ITS SOLE DISCRETION, THAT ANY INDIVIDUALS OR ENTITIES OWNING CTK CREATES MATERIAL REGULATORY OR OTHER LEGAL RISKS OR ADVERSE EFFECTS FOR THE COMPANY AND / OR CTK, THE COMPANY RESERVES THE RIGHT TO: (A) BUY ALL CTK FROM SUCH CTK OWNERS AT THE THEN - EXISTING MARKET PRICE AND / OR (B) SELL ALL CRYPTOCURRENCY ASSETS OF THE COMPANY.
If you summed up the holdings of all active investors (both individual and professional), you'd end up owning the entire market portfolio.
If my beliefs in God as a Christian are so rediculous why is so much time spent by secular individuals spent trying to discredit them to validate their own.
Crazy thought here — if Jesus existed and he was the son of God — could he not have appeared to each individual in their own color of race?
If the data were acquired by asking students about their own college, then especially at schools with strong denominational ties there are almost certainly social pressure on individual students to maintain the appearance of piety.
It may well be the case that God so respects the «humanity» of each particular individual that he will seldom, if ever, override those decisions which are significant in an individual's own life history, even if the actualization of such decisions will negatively affect large numbers of people.
But I do argue that even if we each had privileged and direct access to, and guaranteed inventory of, our own individual human experience, only a complex dialectical examination could, if anything could, reasonably and nonarbitrarily determine which features of our own experience — individual and human — are essential to experience as such, which are essential to human experience but not to experience as such, and perhaps which are essential to one's own experience but not to human experience as such.
And if there is such a common basis, if all people are concrete individuals, then one can complete his understanding only by returning again to his own individuality.
She managed to prevent individuals from getting tenure (and fired others outright) if their own academic subspecialties drew more positive attention, grants, money, and attendance than hers.
His conclusion: Evil is multicausal, brings together individual and social factors (Robespierre probably would have lived out his life as a harmless provincial lawyer if not for the French Revolution), and is particular (every act of evil has its own story).
You missed my post saying it should not be imposed and if allowed let each individual pray on their own god.
If we examine ourselves, we must admit that our faith swims against the main current of our culture and of our own individual psyches.
If we individuals in the church make room for questions, eventually the church will be more open (or should be anyway... if not, then I guess we question - loving people should make our own churchIf we individuals in the church make room for questions, eventually the church will be more open (or should be anyway... if not, then I guess we question - loving people should make our own churchif not, then I guess we question - loving people should make our own church).
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