Sentences with phrase «if using a card»

«If you use the card often, then the annual fee isn't usually an issue because you can get way more out of it than you spend,» says Stubbs.

While paying higher interest isn't ideal, if you use the card responsibly, you'll be able to improve your credit profile and should qualify for better deals in the future.

The welcome offer for new cardmembers that matches the number of Miles you earn by the end of your first year of membership means you can chalk up a lot of Miles if you use this card to pay for a lot of your purchases the first year.

And if you use the card for a cash advance, you'll pay $ 10 or three percent of the cash advance amount, whichever is greater.

If you use the card at a grocery store you'll earn a whopping 6 % cash back on each purchase.

If you use the card at a gas station or select department stores, including Macy's, J.C. Penney, and Kohls, you'll earn a bonus 2 % cash back, for a total of 3 % cash back on each purchase.

Also, if a using a card points system means cashing out to gift cards, that is a huge disadvantage.

If you use the card at a gas station or at a qualifying department store you'll earn $ 3 per $ 100 spent.

Some credit card companies will even give you a bonus if you use your card to make a cash donation.

British Airways Visa Signature ® Card — You can earn decent rewards for everyday expenses, but you'll get the most value if you use the card for British Airways purchases.

If you use the card for all your shopping in the months running up to your vacation, you'll soon amass some points.

Decline the agency policy and you will be covered for the value of the car if you use your card to make the purchase.

It is also worth noting that if you use the card to spend $ 1,000 in the first three months, you will receive a 50 Reward Dollar bonus.

If you use this card as your primary credit card to book Pay When You Stay hotel nights / other published rates on Priceline.com, or pay for the rest of your gas, groceries, and everyday spending, you'll be losing out rewards money (more below).

So you can earn Altitude Points faster if you use your card for travel expenses.

Your credit card company may offer international car rental insurance at no additional charge if you use that card to pay for the rental.

Although this is not a problem if you use the card to earn extra points and you pay in full each month, if you often carry a balance on your cards, you might feel the sting of this APR on your very first statement.

For a limited time, if you use the card to make $ 3,000 or more in purchases in your first three months, you will receive an additional 70,000 bonus miles along with 10,000 Medallion Qualification Miles.

Second, if you use your card responsibly for 12 months, Bank of America ® will review your account and might return your security deposit while allowing you to continue using the card.

If you use the card outside the U.S., you don't have to be concerned with USAA tacking on a fee for those purchases.

Both these applications come with a fee, and if you use your card to pay for one of them, that fee will be covered.

If you use that card for non-Frontier travel purchases, a $ 100 Target gift card could cost you upward of $ 30,000.

There's no annual fee and no overlimit fee, and you're never charged a foreign transaction fee if you use the card outside the U.S. Discover even waives the late fee the first time you miss a payment (although missing payments is not recommended), and the late payment won't trigger an increase in your interest rate as it would with some other cards.

If you use the card for any purchases, then after the first month, your purchases will be charged interest from the day that you make them till the day they are paid off: there is no 25 - day grace period.

If you use your card responsibly, you can easily build your credit.

Citi ® Hilton HHonors ™ Visa Signature cardholders can also earn gold status much faster, if they use their card to pay for 4 Hilton stays within the first 90 days of getting the card.

The truth is, if you use your card responsibly, always make sure you pay off as much as you can afford every month and resist the temptation to treat your credit card as the «never never», there really is nothing to fear.

If you use this card 30 times or more, in a single billing period, you will receive 50 % more points.

With many issuers, if you use your card for a year with on time payments, you may be upgraded or invited to apply for an unsecured credit card.

If you use the card responsibly, the bank may even return your deposit and make the card unsecured.

Getting a credit card while you're in college can be useful for purchases on campus, online, and for other aspects of your life, but only if you use your card prudently.

If you use your card to protect you from going into an overdraft with your checking account, you will also pay a $ 12 fee per transaction (as long as it is more than $ 12 overdrawn).

And, if you use your card and pay it off each month, you can create a history of timely payments.

If you use a card like this often you are sure to rack up a ton of free stuff and get all kinds of other perks.

I think Chase's trick is, if you use your card to tap that indicated available credit for any reason, the account gets automatically re-opened and all the changes you opted - out of get applied to the account.

Yes, there are «no hassle» cards out there that promise to avoid the rules and traps of airline miles, but you'll often pay more in points if you use those cards, especially if you're flying on expensive international flights.

Not shabby, especially if you use that card exclusively.

So, apply for a card with the lowest APRs associated with balanced incurred for your purchases, if you use your card only for purchasing goods or services.

If you used the card on any other purchase, you suddenly find yourself having earned just 0.7 %.

If you use your card to make purchase overseas, the currency conversion will be done automatically even at good rates.

However, holders of a United Airlines credit card can earn up to 7 miles per dollar spent (up to 35,000 total) if they use the card to book a balcony or suite.

Your credit card company or bank may be able to provide statements showing the purchase if you used a card, and the retailer may even have a record of it.

If you use the card wisely it can make your life easier or even improve your daily life.

The card also has other bonuses such as $ 50 that you can put towards online subscription services once you spend at least $ 5,000 annually on your card, $ 600 protection against damage and theft on your mobile phone if you use your card to pay your phone bill, and invites to exclusive events.

Firstly, if you use your card to pay for a Global Entry application, you will be given $ 100 in statement credit to pay off the expense upon approval — essentially gifting you Global Entry.

As a side note, if you use the card exclusively on hotels and car rentals your rewards rate will be 3.7 %.

Since most other cards charge between 3 percent and 5 percent as a balance transfer fee, if you use this card and transfer your balance right away, you can save money.

If you use your Card or charges post to your Account after you ask us to close it, we may keep it open or reopen it.

If you use the card frequently but wisely, you can get an increase in the credit limit.

Certain retailers will give you a promotional discount if you use their card on specific days or weekends.