If you value this flexibility more than a high rewards rate, we recommend going with the Chase Sapphire Preferred ® Card.
However,
if you value flexibility over loyalty to United, you will likely get a better value out of generic travel rewards or cash back business cards.
Therefore,
if you value this flexibility, we advise users to try and qualify for a card like the Citi ® Double Cash Credit Card.
If you value flexibility over getting the highest possible returns, the Chase Sapphire Preferred ® Card is a reasonable choice.
You should expect to need at least 20,000 miles or more
if you value flexibility.
You're also able to apply them to more flights which is a plus
if you value flexibility.
Not exact matches
Bottom Line:
If you
value ease of use and
flexibility over all else then the Journey ® Student Rewards from Capital One ® could make a fine first credit card.
But it also said that leaving the EU could give the UK greater
flexibility — albeit at the cost of greater complexity -
if it chose to vary the tax system, particularly in the area of
Value Added Tax (VAT) which is currently heavily circumscribed by EU directives.
He said: «
If, in the autumn, the public finances continue to reflect the improvements that today's report hints at, then, in accordance with our balanced approach — and using the
flexibility provided by the fiscal rules — I would have the capacity to enable further increases in public spending and investment in the years ahead while continuing to drive
value for money to ensure that not a single penny of precious taxpayers» money is wasted.»
The state might follow the MET Project and use a composite estimate with less weight on
value - added, or
if the effects of the new test are concentrated on the
value - added for a subset of teachers, the state might give these teachers»
value - added less weight or allow districts greater
flexibility in how they use
value - added for performance evaluations.
If living life to its fullest means moving plenty of people and stuff — or various combinations of both — the Transit Connect Passenger Wagon offers impressive
flexibility at a remarkable
value.
If you prefer the
flexibility of free 3G coverage and can afford another $ 50, the Kindle 3 Wi - Fi + 3G for $ 189 is also an excellent
value.
If you're the type of credit card user who
values flexibility and the ability to find the best rates — no matter the hotel — then the Chase Sapphire Preferred ® Card is a better choice.
Bottom Line:
If you
value ease of use and
flexibility over all else then the Journey ® Student Rewards from Capital One ® could make a fine first credit card.
I «prefer» the Starwood Preferred Guest card for its
flexibility in transferring points to airline programs at a
value of (1.25 cents per point
if transferring 20,000 SPG points at a time).
If you
value spending beyond travel to earn rewards, the Sapphire offers a little more
flexibility by offering competitive rates for dining and restaurant purchases.
If you're already flying first class frequently, then you can take advantage of this additional
flexibility to get a little more
value out of the certificate.
Criteria used: Credit needed, rewards rates, rewards categories, sign - up bonus, point
values (
if any), redemption options and
flexibility, annual fee, other rates and fees, customer service, application process, miscellaneous benefits
If you want
flexibility and better rewards
value on everyday purchase, the Starwood card reigns supreme.
Between the card's sign - up bonus, travel benefits, and
flexibility, the Preferred offers great
value if you plan to travel and can meet its spending minimum.
The
flexibility and low adjusted interest rates associated with borrowing against cash
value life insurance makes such an option well worth considering
if you are looking to fund short - term cash needs without unduly disrupting your long - term financial plans or incurring significant loan costs.
However, you are limited to only redeeming for travel purchases, so
if you want more
flexibility, you may find a better reward rate and more
value in a straightforward cash back card.
You'll have more
flexibility when it comes to mortgage terms, and
if you have at least 20 percent of the home's
value available as a down payment, you can avoid costly PMI (Private Mortgage Insurance) payments.
If you're looking for a way to save for college that offers exceptional
value and
flexibility, you've come to the right place.
The drawback is that there is no
flexibility in the loan or repayment, and
if you do not have something of
value or a savings account, it will be almost impossible to receive a secured loan.
While the fixed - rate cards offer the ultimate in
flexibility because you can use points for whatever travel you want, the flexible currency cards can offer substantially more
value if you're shrewd when you redeem.
Criteria used: Credit needed, rewards rates, rewards categories, sign - up bonus, point
values (
if any), redemption options and
flexibility, annual fee, other rates and fees, customer service, application process, miscellaneous benefits
You'd never be want to pay for those seats using Flexperks or Arrival points as you'd have to spend ungodly amounts to cover the cash cost of the tickets) To me, the
flexibility to book seats I want, when I want, vastly outweighs maximizing the
value I could theoretically obtain
IF I could find availability using «optimal» award programs.
Between the card's sign - up bonus, travel benefits, and
flexibility, the Preferred offers great
value if you plan to travel and can meet its spending minimum.
If you don't have much
flexibility and aren't finding the flights you need to get home for the holidays with traditional airline miles, then turn to your credit card points that can be used at a fixed
value toward travel.
Three nights at a Ritz - Carlton category 4 hotel could add up to close to $ 3,000 in
value if properly utilized so this is nothing to scoff at, though you obviously don't benefit from the
flexibility provided by the other cards.
Because of its sheer
flexibility, the Chase Sapphire Reserve credit is better because it can be applied to any travel purchase, even
if its total
value is $ 100 less.
Look at it this way:
If I
value United's miles at 1.8 cents, and I have to give a 0.1 cent premium to Ultimate Rewards points for the sake of their
flexibility, then the final
value of Ultimate Rewards would be 1.9 cents.
If you paid for a Cathay Pacific flight, you can get more
flexibility and
value by choosing BA - Executive Club than Asia Miles.
If you don't know exactly what you want, you might favor a reward card that offers the most
flexibility or the greatest
value of rewards.
This really cuts into the
flexibility of the Membership Rewards program — you're stuck redeeming points for travel (or a few other options)
if you don't want to lose a huge chunk of
value on your points.
Wan na Get Away Fare Redemptions: Although I often talk of the
value of transferable points thanks to the
flexibility they give you to top up accounts and book premium international tickets on a whim, Rapid Rewards represents the flip side of award tickets where you know you are getting a great (semi) fixed
value on award tickets of about 1.8 - 2 cents each on Wan na Get Away (leisure) fares and you can redeem them for any open seat on a flight, just as
if you were buying it.
Bottom Line:
If you
value ease of use and
flexibility over all else then the Journey ® Student Rewards from Capital One ® could make a fine first credit card.
This opens up some
flexibility if you really must use your miles but the loss in
value makes it an option of last resort.
I can't complain I didn't get
value out of it because I played it A LOT and got my times worth out of it, but at the end I'll remember it as primarily short of what I wanted it to be / what it would have been capable of being
if there was a decent queue system for raids &
flexibility in how many people could run strikes together.
From photographs painted with inks, to traditional sign - making, and oil and acrylics on paper, A5xn sets out to prove that
flexibility and knowledge of materials are shared
values, even
if the application can be diametrically different.
... in adopting section 9 of the Guidelines, Parliament made a clear choice to emphasize the need for fairness,
flexibility and the actual condition, means, needs and circumstances of each parent and the child, even
if this meant sacrificing to some degree the
values of predictability, consistency and efficiency.
If you want
value, protection and
flexibility, check out our insurance coverage options, so we can help create an auto insurance policy to fit your needs and budget:
If this happened with whole life and other universal life insurance policies, they would take premiums from your cash
value until you get back on track — so you have some
flexibility.
If you are concerned with accruing cash equivalency
value or having more policy control with coverage
flexibility, then it may be worth your time to invest in a more permanent form of life insurance.
If you have accrued enough cash
value equivalency on your policy, then you will have the
flexibility to do a lot of things.
If you are looking for
flexibility in your financial plan while building strong cash
values, Universal Life is the way to go!
If you would like to retain the
flexibility of tapping into a cash
value life insurance policy's equity for retirement or other purposes down the road, you should consider either funding an independent policy for your ILIT or foregoing the strategy altogether.
This offers annuity owners more
flexibility as they can access the death benefit
value (
if needed) by creating a lifetime income stream.
Typical example:
If you plan to take two seven - day trips this year, Bupa Global's great
value annual travel insurance would save you money and give you the
flexibility to travel again with no additional insurance costs.