Sentences with phrase «illness benefits coverage»

Most of the life insurance policies that we sell today include chronic and critical illness benefits coverage that will pay lump sum or monthly benefits for these types of disasters.

Not exact matches

«In advance of this data, my assumption was always that the average U.S. employee selected healthcare like the non-educated American picks wine — just by price,» says Jeff Oldham, vice president of Benefitfocus's Benefitstore unit, which specializes in voluntary benefits (e.g. coverage for things like critical illness, hospital indemnity, and accidents).

If you are diagnosed with an illness after purchasing coverage, the insurer will pay you a portion of the policy's death benefit.

If you are diagnosed with an illness after purchasing coverage, the insurer will pay you a portion of the policy's death benefit.

To those who are interested, fpsinsurance offers free critical illness insurance quotes that can help consumers find an affordable coverage that can benefit them the most in the future.

However, Pacific Life makes up for both of these downsides by including a unique «Living Needs Benefit» that provides coverage for chronic illness and terminal illness.

Additional insurance coverage exceptions include: insurance that provides liability benefits, fixed amounts per day for hospitalization, or for a specific illness or disease.

High risk health insurance, or critical illness insurance, is a supplemental coverage that can provide cash benefits if you're diagnosed with any of a range of life threatening conditions.

Benefits include trip cancellation and interruption insurance of up to $ 10,000 per trip, auto rental collision and damage coverage of up to $ 75,000, lost luggage reimbursement, trip delay reimbursement, and emergency evacuation or transportation due to illness.

Employees: Having employees comes with a number of requirements and one of them is the need to offer an industry - comparable benefits package that can include such coverages as life, disability, critical illness, health benefits, drug insurance.

There are several benefit riders that can be attached to your policy including; critical illness, disability waiver of premium, disability income, and / or additional persons coverage for a spouse or children.

For example, their term coverage lets you accelerate death benefits if diagnosed with any of a wide variety of illnesses, while many competitors only offer this ability for the terminally ill.

Disability Insurance is also very valuable — in fact, ideally you would have both coverages — but Critical Illness Insurance offers additional benefits.

The life insurance companies also offer solutions such as chronic illness riders AND long term care riders, which allow a portion of the policy death benefit to be used for long term care costs while also preserving a portion of the death benefit coverage.

Adding illness coverage is the next step in pet plan benefits, but it will raise the premium as well.

Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for accidents, illnesses and alternative treatments, as well as optional dental care coverage and exclusive member benefits.

Our policyholders value comprehensive accident / illness coverage and unlimited benefits at reasonable rates, which is why they choose to assume the responsibility of paying for those costs.

Employees who are unable to work due to illness, but who do not have paid sick leave or disability coverage may be eligible to receive 15 weeks of Employment Insurance sick benefits.

It was argued that such policies do not provide sufficiently comprehensive coverage of the cost of medical care, and are limited benefit plans that provide or pay for the cost of custodial and other related services in connection with a long term, chronic illness or disability.

As a large and well respected brand with short application forms and faster than normal turnaround times, Pacific Life provides additional coverage for chronic and terminal illnesses under their «Living Needs Benefit».

This article tells about life insurance for terminally ill people, which are considered as terminal illness by insurance provider, the benefits of such coverage and how to find a suitable policy from this condition.

The benefit of a fully underwritten policy is the critical illness insurance provider is willing to offer more coverage, and typically at lower premiums.

In addition to Humana's insurance plans for group health, Medicare, and individual health insurance, it also offers specialty benefits that include accident insurance, critical illness coverage, dental insurance, disability coverage, life insurance, supplemental health, and vision care.

There are several benefit riders that can be attached to your policy including; critical illness, disability waiver of premium, disability income, and / or additional persons coverage for a spouse or children.

Living Benefit included - at no additional cost Should you be diagnosed with a terminal illness with less than 12 months to live, you may be eligible for a compassionate one - time cash advance of up to 50 % of your term life insurance coverage (to a maximum of $ 100,000).

So, don't forget to check the pre-existing condition exclusions before the end of your 30 day free look period to make sure your CI policy coverage extends to every condition you think it does to make sure you will be eligible for your critical illness benefit.

Transamerica is noted for it's A + rating from A.M. Best, it's industry leading record of customer satisfaction, and it's «no exam» coverage with available «living benefits» riders for critical illness, chronic illness, terminal illness and disability.

Disability Insurance is also very valuable — in fact, ideally you would have both coverages — but Critical Illness Insurance offers additional benefits.

These options include a disability waiver (available on the CPA Plan, but not on the Spouse Life plan), as well as an Accidental Death and Dismemberment (AD&D) coverage, and an accelerated death benefit option feature for terminal illness.

For instance, for an American, there may be term insurance, permanent insurance, whole life, universal life, long term care insurance, accidental death, critical illness insurance, disability insurance, variable products, graded and modified, guaranteed premiums, living benefits, return of premium, policies for 5,10,20,30, or for life coverage — all very confusing to a potential customer.

Critical illness coverage (sometimes referred to as dread disease benefits) pays for medical expenses directly attributed to specific major medical diseases, such as cancer, stroke, or heart attack.

You can obtain Travel medical insurance that includes coverage for illnesses and injuries, medical evacuation, lost luggage, trip interruption and other essential benefits.

Residual Benefit Many companies offer disability coverage as a part of health insurance, which is referred to as a residual benefit, in order to help them through an iBenefit Many companies offer disability coverage as a part of health insurance, which is referred to as a residual benefit, in order to help them through an ibenefit, in order to help them through an illness.

And, traditional supplemental policies, such as cancer and critical illness insurance, that can fill the benefit gaps in health coverage and financially protect people when a worst case medical scenario happens.

These policies provide the same set of benefits that an individual term plan offers but the overall coverage is generally more in terms of illnesses or other factors that are generally excluded in the individual policies.

First, their policy includes a «Living Needs Benefit» that provides some coverage for chronic illness and terminal illness.

TravMed Abroad Travel medical and evacuation coverage with full benefits for U.S. citizens up to age 85 Comprehensive, short - term travel medical and evacuation coverage for illnesses and injuries incured while traveling outside the U.S. Includes worldwide travel assistance services.

The policy includes a unique «Living Needs Benefit» which provides some coverage for chronic illness and terminal illness

Two of the best riders under this plan, Critical Illness Plus Benefit rider and Permanent Disability Benefit Rider provide protection against 37 critical illnesses and comprehensive coverage against accidental permanent disability.

Other key features of the Royal Sundaram Lifeline plan include tax saving benefits, family floater benefits as well as an option to obtain coverage for up to 11 critical illnesses.

Health Benefit Insurance also can include supplemental medical insurance coverage for critical illnesses or accidents, as well as supplemental non-insurance services such as telemedicine, insurance advocacy, and pharmacy.

Trip Cancellation / Trip Interruption — CSA plans include Trip Interruption benefits that provide coverage for unused land or water arrangements and additional transportation expenses to return home due to covered illnesses that commence while on the trip.

Quarantine coverage is included under Trip Cancellation / Interruption and Trip Delay benefits in the event a physician quarantines the traveler / insured for any illness which prevents traveling.

Discover the advantages of simple, affordable living benefit plans including coverage for critical illness, disability income protection, and more.

HBI plans often offer first dollar coverage, so instead of paying a percentage of a member's health costs, they instead pay a benefit directly to the consumer if the consumer obtains a particular health service, such as seeing a doctor after for an illness

The Company shall not be liable for and will not provide coverage or benefits in excess of the maximum stated in the SCHEDULE OF BENEFITS for any claim or charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with any act of Terrorism; and provided, further, the Company shall not be liable for and will not provide any coverage or benefits for any claim, charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with the fobenefits in excess of the maximum stated in the SCHEDULE OF BENEFITS for any claim or charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with any act of Terrorism; and provided, further, the Company shall not be liable for and will not provide any coverage or benefits for any claim, charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with the foBENEFITS for any claim or charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with any act of Terrorism; and provided, further, the Company shall not be liable for and will not provide any coverage or benefits for any claim, charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with the fobenefits for any claim, charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with the following:

The Company shall not be liable for and will not provide coverage or benefits in excess of a $ 50,000 lifetime maximum benefit for any claim or charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with any act of Terrorism; and provided, further, the Company shall not be liable for and will not provide any coverage or benefits for any claim, charges, Illness, Injury or other consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to or arising in connection with the following:

Other optional benefits that can be built into Travel Guard customizable policies include «name your own family member,» an enhanced trip cancellation coverage that allows travelers to name non-family members whose illness or death would cause them to cancel travel plans.

Supplemental riders available with the term life insurance policy include: waiver of premium rider — premium payments may be waived if insured becomes totally disabled; children's level term insurance rider — Provides term coverage for children; and the accelerated benefit rider — You can receive a portion of the death benefit if you develop a terminal illness.

Accidental death benefit, accidental disability / dismemberment and critical illness coverage can be added for additional premiums.