Not exact matches
The insurer could then treat the sickness as a preexisting condition and deny some
coverage — even if the person had no knowledge of the
illness before enrolling.
As with other types of travel credit card insurance, this
coverage only applies to certain situations, like if you have an accident or are struck with an
illness before the flight or while you're on vacation.
It has some of the shortest waiting periods
before coverage kicks in (five days for accidents, 14 for
illnesses), and no additional exclusions for hip dysplasia (unlike Healthy Paws).
So, don't forget to check the pre-existing condition exclusions
before the end of your 30 day free look period to make sure your CI policy
coverage extends to every condition you think it does to make sure you will be eligible for your critical
illness benefit.
An insurance company may require detailed medical information, including a medical exam,
before making a decision to accept your application for critical
illness coverage.
There is a waiting period
before the payments will start: you may have to wait from 30 to 90 days after an accident or
illness or after continuous unemployment
before the insurance
coverage begins.
Some disability insurance companies exclude these
illnesses from
coverage outright, and any chronic
illnesses that you had
before you got
coverage — pre-existing conditions — will be excluded from
coverage when you file a claim.
Travel insurance companies need to exclude
illnesses and injuries that happened
before their
coverage starts to keep their costs down.
A pre-existing condition is any condition or
illness for which medical treatment was given, or a diagnosis was made on or
before the effective date of
coverage.
As an extra safeguard having a travel insurance plan with Travel Guard (which offers trip cancellation / interruption
coverage due to
illness or injury *) can cover you in the event you get sick — even
before your trip starts.
Pre-existing conditions include any medical condition, sickness, injury,
illness, disease, mental
illness or mental nervous disorder, that existed with reasonable medical certainty during the 36 * months
before your
coverage on Wander began, whether or not it was previously manifested, symptomatic, known, diagnosed, treated or disclosed.
As for any traveler, insurance
coverage for
illnesses and injuries while abroad should be verified
before departure.
A pre-existing condition is an
illness, disease or condition which you, your traveling companion, business partner, or family member booked to travel with you has 60 days
before the
coverage start date.
Pre-existing conditions include any medical condition, sickness, injury,
illness, disease, mental
illness or mental nervous disorder that existed with reasonable medical certainty during the 180 days
before your
coverage began (365 days for those 70 and older), whether or not it previously manifested, was symptomatic, known, diagnosed, treated or disclosed.
Even if you are not so lucky as to have a policy
before a chronic
illness strikes, you would be doing your loved ones a huge favor by advising them to get their own life insurance
coverage today!
Likewise, the rider may not cover critical
illnesses occuring
before 90 days into the
coverage.
You'll pay less in monthly premiums, but in the case of a serious
illness or injury, you will pay more out - of - pocket
before coverage kicks in.
A pre-existing condition is an
illness or medical condition that existed
before a policy's effective date, usually excluded from
coverage.
Before you decide to avail critical
illness coverage, it is important to compare critical
illness insurance and do adequate research into all the available options.
A typical graded death benefit will require you to wait at least 2 years sometimes 3,
before it will provide full
coverage due to death caused by
illness.