Critical
illness covers people who are very sick but who have every possibility of surviving, or at least surviving more than 12 months.
Not exact matches
And I bet none of those healed had any kind of health insurance with huge rip - off insurance companies who charged them ridiculous premiums and then said they wouldn't
cover whatever their
illness was, or had limits on what they would pay, or gave payoffs to crooked politicians to keep
people from getting decent health care at reasonable prices, or forbade them from buying the medications they needed from anywhere they were available, or even had forms to fill out.
Other changes to the existing law will mean
people with mental
illness will no longer have to prove their condition is clinically well - recognised in order to be
covered by the DDA, and local authorities and private members» clubs will be legally obliged to treat disabled
people equally.
For example, no matter how much a
person save (or invest), it is never enough to
cover stuff like a terminal
illness, tragedy that burn down the house, etc..
Health officials are reminding the public to
cover all sneezes and coughs using a tissue or the crook of the arm, avoid
persons with flu - like
illness, to stay home from work and school if you experience flu - like
illness and to remain home for 24 - hours after a fever has subsided without the use of fever reducing medications.
People with serious mental
illness depend on public - sector mental health services and are
covered primarily by Medicaid.
Besides increasing the proportion of
people in the USA
covered by medical insurance once the ACA is fully implemented, the authors show that structural and financing reforms introduced by the Act will help healthcare in the USA to transition from a «sick care system,» largely focused on treatment of
illness, to a system that includes disease prevention, health promotion, early detection, and public health as integral components.
An insured
person can use these financial payments to
cover the cost of any living expenses she incurs while unable to work due to
illness or injury.
Medical expenses can add up quickly with a critical
illness and many
people don't have an emergency fund large enough to
cover these expenses.
What are some reasons that your renters insurance might need to
cover illness in another
person?
This makes sense because an insurance company would quickly go out of business if they allowed
people to wait until their pet becomes sick before signing up for insurance to
cover their
illness.
Workers» compensation benefits are not intended to
cover injuries or
illnesses that leave a
person unable to work for the rest of their lives.
It is intended to help
people to
cover the costs of their
illness and is not just a benefit for those who are out of work.
Return of Minor Child (ren): Should the Insured
Person be traveling alone with a Minor Child (ren) and is hospitalized because of a
covered Illness or Injury and the Minor Child (ren), under age 19, is left unattended, the Company will arrange and pay, up to the maximum stated in the Schedule of Benefits, for one way economy fares to their Home Country.
Long Term Care insurance is similar to a disability plan and is used to
cover a range of services for
people who develop degenerative diseases, prolonged
illnesses, or cognitive disorders.
Return of Minor Child (ren)-- Should the Insured
Person be traveling alone with a Minor Child (ren) and be hospitalized because of a
covered Illness or Injury and Your Minor Child (ren) is left unattended, the Assistance Company will arrange for a one way economy fare (s) to Your current Home Country.
If you, your traveling companion or an immediate family member suffers an
illness or injury that's disabling enough to make a reasonable
person cancel a trip, Allianz Global Assistance considers that a
covered reason for trip cancellation.
If an injury or
illness occurs during the period of coverage and the insured
person requires medical or surgical treatment, this plan will pay, subject to the co-insurance and selected deductible, reasonable and customary charges for the following
covered expenses, up to the selected policy maximum.
J. RETURN OF MORTAL REMAINS — In the event of the death of the Insured
Person during the Period of Coverage as a result of an
Illness or Injury
covered under this insurance while the Insured
Person is outside of his / her Home Country, the Company will reimburse the authorized personal representative or the estate of the Insured
Person up to the amount shown in the Schedule of Benefits / Limits for the costs and expenses incurred to return the Insured
Person's Mortal Remains to his / her Home Country and thereafter to the place of burial or other final disposition (but not including any costs of burial or other disposition); provided, however, that the Company must coordinate and approve all costs and expenses related to the return of the Insured
Person's Mortal Remains in advance as a condition to the availability of this benefit; or up to the amount shown in the Schedule of Benefits / Limits for preparation, local burial or cremation of the Insured
Person's mortal remains at the place of death in accordance with the commonly accepted cultural and religious beliefs practiced by the Insured
Person.
Having this coverage means that a
person who is self - employed will be able to get insurance to
cover the costs of treatment for
illness or injury.
Shriraj Deshpande, head — health insurance, Bajaj Allianz General Insurance, said: «A critical
illness cover is to protect the loss of income of the
person suffering from the critical disease.»
People who are not
covered by a health insurance policy pay hefty amounts of medical bills from their own pockets in case of hospitalization arising out of an injury or
illness.
It's important to note that the
person who is sick must be a
covered person as defined in the travel insurance description of coverage (unfortunately, best friends and beloved pets don't count — you'll need «cancel for any reason» coverage in that case) and their
illness must not have been caused by a pre-existing medical condition (unless you also purchased a waiver).
Long - term care insurance
covers the costs associated with treating chronic
illnesses or other ailments in old age, such as at - home care for Alzheimer's patients or nursing home costs for
people unable to live alone.
If an Injury or
Illness occurs during the Period of Coverage and the Insured
Person requires medical or surgical treatment, this plan will pay the following
Covered Expenses, up to the selected policy maximum.
Certain insurance policies also
cover death due to an accident or
illness, where the cost for transferring the deceased
person back to their country is paid by the insurer.
Injuries and
illnesses that were already present when the insurance
cover started, together with the consequences, complications, exacerbations and relapses arising from them, and particularly chronic or recurring
illnesses, regardless of whether they were known to the insured
person at the time the insurance
cover began or not.
$ 250 per insured
person for each
covered illness.
If a
covered injury /
illness results in a death, expenses for the insured
person to be buried or cremated in the country of death in lieu of the Return of Mortal Remains / Repatriation of Remains.
Key
person insurance policies
cover the untimely death, disability or sudden departure of a key
person, but they can also provide financial support while the
person is recovering from an
illness or injury and is unable to work in their previous capacity.
K. RETURN OF MORTAL REMAINS — In the event of the death of the Insured
Person during the Period of Coverage as a result of an
Illness or Injury
covered under this insurance while the Insured
Person is outside of his / her Home Country, the Company will reimburse the authorized personal representative or the estate of the Insured
Person up to the amount shown in the Schedule of Benefits / Limits for the costs and expenses incurred to return the Insured
Person's Mortal Remains to his / her Home Country and thereafter to the place of burial or other final disposition (but not including any costs of burial or other disposition); provided, however, that the Company must coordinate and approve all costs and expenses related to the return of the Insured
Person's Mortal Remains in advance as a condition to the availability of this benefit; or up to the amount shown in the Schedule of Benefits / Limits for preparation, local burial or cremation of the Insured
Person's mortal remains at the place of death in accordance with the commonly accepted cultural and religious beliefs practiced by the Insured
Person.
United India Senior Citizen Policy
covers hospitalization expenses for treatment of
illness, injury and certain Day Care procedures of
people between the age of 61 and 80 years.
J. RETURN OF MORTAL REMAINS — In the event of the death of the Insured
Person during the Period of Coverage as a result of an
Illness or Injury
covered under this insurance while the Insured
Person is outside of his / her Home Country, the Company will reimburse the estate of the Insured
Person up to US $ 50,000 for the costs and expenses incurred to return the Insured
Person's Mortal Remains to his / her Home Country and thereafter to the place of burial or other final disposition (but not including any costs of burial or other disposition); provided, however, that the Company must coordinate and approve all costs and expenses related to the return of the Insured
Person's Mortal Remains in advance as a condition to the availability of this benefit.
The payment of Inpatient
Covered Expenses is subject to these conditions: (a) Services must be those which are regularly provided and billed by the Hospital and (b) Services are provided only for the number of days required to treat the Insured
Person's
Illness or Injury.
The benefits of this Plan will be provided for each Insured
Person for a
covered Illness or Injury and for those services that are Medically Necessary and for which the Insured
Person has benefits.
SBI Life Poorna Suraksha, for instance, reduces your life
cover as you grow older but increases its critical
illness cover, accounting for the fact that
illnesses are more common as
people grow older.
In this case, the
person insured becomes eligible for increased
cover if diagnosed with a critical
illness i.e. sum assured for critical
illness + sum assured for health insurance.
, for instance, reduces your life
cover as you grow older but increases its critical
illness cover, accounting for the fact that
illnesses are more common as
people grow older.
While the insurer can safeguard itself from higher claims from risk - prone customers, loading ensures that even
people with a slightly high - risk factor get critical
illness insurance
cover.
Often
people assume it will
cover you for the likes of
illness or redundancy and this may lead to difficult financial situations should the event of job loss or
illness arise.
If the insured
person dies or gets totally or partially disabled through a natural
illness, such disability (or death) will not be
covered under a personal accident policy.
In - patient treatment for
covered illnesses / injuries, where the insured
person is hospitalised for more than 24 consecutive hours.
This means you were likely sold a mortgage protection policy that
covers people with significant medical condition and
illnesses.
However, most
people's health insurance plans only
cover illnesses and injuries that occur within the United States.
If more than one
person is
covered under a single critical
illness policy, each member qualifies to get
cover once during the policy tenure.
As per reports, most elderly
people contract lifestyle ailments such as diabetes, high blood pressure etc.; if they ever come across any
illness, a health
cover will make sure that finances don't become a hurdle in their treatment.
Plan E: When a
covered Injury or Illness is incurred by the Insured Person, the Company will pay 100 % of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the I
covered Injury or
Illness is incurred by the Insured
Person, the Company will pay 100 % of Reasonable and Customary medical charges for
Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the I
Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card.
Plan F: When a
covered Injury or Illness is incurred by the Insured Person, the Company will pay 80 % of Reasonable and Customary medical charges for Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the I
covered Injury or
Illness is incurred by the Insured
Person, the Company will pay 80 % of Reasonable and Customary medical charges for
Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the I
Covered Expenses, excess of the Policy Period Deductible as stated on the ID Card, up to the Medical Maximum as stated on the ID Card.
Return of Minor Child (ren): Should the Insured
Person be traveling alone with a Minor Child (ren) and become hospitalized because of a
covered Illness or Injury and the Minor Child (ren), under age 19, is left unattended, the Company will arrange and pay, for one - way economy fares to their Home Country.
Illnesses That Are Covered - People at an old age, mostly have some pre-existing i
Illnesses That Are
Covered -
People at an old age, mostly have some pre-existing
illnessesillnesses.