Sentences with phrase «impact business insurance»

Most environmental impact business insurance policies will enable to you purchase an extended reporting option.

Not exact matches

However, our health insurance broker recently briefed me on how it will impact our business when we renew our coverage.

The 2018 Cybersecurity Predictions Report by Aon's Cyber Solutions identifies the top trends in cybersecurity and cyber insurance that will impact businesses over the next twelve months.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

These figures are based on the impact of digital ledger technology on payments: (1) Business Cross Border, (2) Remittance, as well as impact on (3) Capital Markets and (4) Title Insurance.

Recent measures such as changes to the Canada Pension Plan, the rollback of planned cuts to Employment Insurance premiums, the introduction of carbon levies and cap - and - trade programs, and significant minimum wage hikes in Ontario and Alberta have a cumulative impact on investment returns and business competitiveness.

But they should be, because the increasingly international profile of the insurance business is likely to impact the U.S. annuity market...

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The bill backed by Seward prevents mid-sized businesses from being impacted by reverting New York's insurance law back to the 1 to 50 employee bracket.

The Government hailed it as «the UK's first tax with an explicit environmental purpose», but cut employers» National Insurance contributions rate at the same time in order to soften the impact on business.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sinsurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

The process of conversion also has a significant impact on the business management function within a new academy, including challenges associated with accounting and reporting, concerns about insurance or other back office issues.

You will end up with a damaging blemish on your business credit reports that can hurt scores significantly and greatly impact your ability to secure a line of credit, business loan, increase insurance premiums, or even maintain relationships with your current suppliers and partners.

Finding Indiana insurance quotes for health, business, home, auto or life insurance isn't hard, but how you find insurance quotes can have a huge impact on the ease and reliability of choosing the right company and policy for you.

It's just good risk management to spread out the risk from different types of business among different companies that are subsidiaries of the insurance company, in order to prevent one large catastrophic loss from impacting the entire company.

Other: There are dozens of other factors that impact your insurance choices — years in business, number of employees, location, assets owned, type of business, history of claims etc..

Mark Summerfield, CEO of Co-op Insurance said: «We were one of the first businesses to recognise and respond to the impacts of climate change, since then we have reduced our greenhouse gas emissions from our operations, purchased renewable electricity and have offset more than a million tonnes of carbon since we first introduced carbon offsetting on our products 10 years ago»

One of our long - standing corporate partners, Aviva, recently spoke to Business Fights Poverty setting out a business case for the insurance sector to follow its lead and go Climate Neutral, highlighting the benefits of doing so through an integrated Climate + Care programme — that delivers cost effective social impacts as well as cuttingBusiness Fights Poverty setting out a business case for the insurance sector to follow its lead and go Climate Neutral, highlighting the benefits of doing so through an integrated Climate + Care programme — that delivers cost effective social impacts as well as cuttingbusiness case for the insurance sector to follow its lead and go Climate Neutral, highlighting the benefits of doing so through an integrated Climate + Care programme — that delivers cost effective social impacts as well as cutting carbon.

KPMG predicts that autonomous vehicle technology will have a major impact on the insurance business, shrinking the sector by 71 per cent or US$ 137 billion by 2050.

Current Issues Impacting Insurance Defense Practice, National Business Institute, October 2005; Co-Author

Co-hosts J. Craig Williams and Bob Ambrogi welcome Dr. David Orentlicher, professor and co-director of the Center for Law and Health at Indiana University Schools of Law and Medicine and Attorney Joel L. Michaels, the partner - in - charge of the Health Law Department in McDermott Will & Emery LLP's Washington, D.C. office, to discuss legal issues surrounding healthcare reform, its impact on businesses, hospitals, and individuals and the role of federal government in the marketplace of health care insurance.

We discussed the genesis of Embroker, how it differs from a traditional insurance brokerage firm, the benefits that technology provides in the process of purchasing or managing insurance, and how this business will impact the overall market for professional services insurance.

Business owners must work with their insurance advisors to minimize any adverse impacts from a potential transaction.

Scarinci Hollenbeck delivers comprehensive services to financially impacted entities, including financial institutions, corporations, insurance companies, leasing and finance companies, and other organizations and businesses involved in the recovery and potential or actual restructuring of problem business credits.

Every business should carry general liability insurance as it protects the business from property damage, bodily injury, advertising injury, environmental impact, and personal injury claims.

Diane also advises local and overseas clients, including insurance and re-insurance undertakings and distributors, on the impact of the current and forthcoming regulatory regime on their business models.

Finding Indiana insurance quotes for health, business, home, auto or life insurance isn't hard, but how you find insurance quotes can have a huge impact on the ease and reliability of choosing the right company and policy for you.

Without a commercial general liability insurance policy, you are leaving yourself and your company vulnerable to lawsuits that could have a devastating impact on your business.

Having a solid and comprehensive business insurance policy is absolutely essential if you want to make sure that an unforeseen circumstance doesn't have a negative impact on your company's ability to continue operating for the long term.

If your business would be dramatically impacted by the loss of one or more of your top people, key man insurance can effectively protect against this risk and you should consider purchasing key man insurance policies to protect your company.

Typically designed so that the surviving business partner would have the money to purchase the company interests, life insurance for businesses can also be structured as «key person insurance,» where if a key employee dies the business owner will receive a benefit to help offset the financial impact of losing the key employee.

We are now seeing this trend impacting certain classes of business here with Insurance Companies looking for increases in the 5 % range.

Capturing the savings available through lower health insurance premiums is one way for small businesses to mitigate the impact of these tough decisions.

While true, most homes were impacted by wind or flooding, perils that are not typically covered by homeowners insurance in Texas, so that line of business wasn't impacted like auto was.

Home - based business insurance can help protect you from a significant loss that could have a devastating impact on your business making it an important part of your business plan.

Some do not fully understand the impact a life insurance policy can make for their family or business, and others see it as too complicated or a hassle to buy.

Commercial general liability insurance can positively impact business reputation and growth in the following ways:

Watching the recent news headlines has revealed that donating a car in California has become a growing trend in the state, but at the same time, many of these generous individuals and businesses are discovering that the impact that this can have on auto insurance premiums can be a surprising one.

Even though transferring the insurance activities, including the portfolio of insurances, from IHI to Bupa will have no direct impact on you or your policy, this requirement ensures that you as a policyholder is properly informed about the proposed changes in the structure of the insurance business presently conducted by IHI.

Neighboring businesses could also impact your rates — for example, if your business is located near an oil refinery or fireworks factory, your property insurance rates may be higher.

Regulators throughout the country, represented by the National Association of Insurance Commissioners, are calling for the insurance industry to take climate change more seriously and help businesses prepare for the potential impact of this phInsurance Commissioners, are calling for the insurance industry to take climate change more seriously and help businesses prepare for the potential impact of this phinsurance industry to take climate change more seriously and help businesses prepare for the potential impact of this phenomenon.

The Life Insurance Corporation of India was relatively immune to the impact of economic slowdown, but those in the private sector did see a downturn in business during the first half of the year 2009 - 10.

Various risk factors impact the cost of property insurance — like the location, type of business, the building's construction makeup and exposure to nearby risks.

If you're looking to get a life insurance plan on a family member or business partner, it's important that you understand insurable interest and how it's going to impact your life insurance protection.

When choosing an insurance policy, choose a limit that sufficiently covers your business by shielding it from devastating claims and choose deductibles which your business can afford without a substantial negative impact on your finances.

The decision to curtail level of insurance coverage will have an adverse impact on the country's private health sector, which would have seen a massive business growth as the programme channeled millions of new patients into private hospitals.

For example, a business person may purchase life insurance on the life of a business partner to decrease the financial impact it would cause their company.

• Sort through coverage confusion when severe weather damages or destroys residential or business property • Advise how business interruption coverage is impacted by hurricanes and other disasters • Explain hurricane safety and flood readiness tips, including home and business inventory prep and utilities check - listing • Supply information on the National Flood Insurance Program (NFIP) • Detail safe evacuation procedures • Discuss how to recover from storm and flood losses, whether or not the property is insured • Provide suggestions on emergency repairs and rebuilding • Offer tips for «drying out» safely and replacing belongings

It's just good risk management to spread out the risk from different types of business among different companies that are subsidiaries of the insurance company, in order to prevent one large catastrophic loss from impacting the entire company.

It may take more than one life insurance policy, but with term insurance being as affordable as it is, you should certainly be able to protect your business without significant impact on your budget.