Sentences with phrase «impact of down years»

But - then I would explain about asset allocation, and how the soon to be retired person had better be properly allocated if they weren't all along so that the impact of down years is mitigated.

Not exact matches

The surplus was still down 47 percent from a year earlier, with the trade balance remained in deficit as the yen's decline has pushed up costs of imported fuels immediately while its impact on exports will take some time to be fully seen.
«We sold $ 0 of beer into China last year because of the impact of that election, and the rhetoric the administration had laid down,» Wilson tells Inc..
When asked if the state of the U.S. economy would impact their holiday spending plans, four in 10 (41.4 %) said yes, down almost 20 percent from last year and the lowest amount since NRF first asked in 2009.
But more importantly, if you think that the process of passing through the low SMEs was gone, and if you think that the competition, now that everybody is trying to grow loans, particularly in the consumer side, will have any impact on margins, or no, maybe not this year but down the road.
Also contributing to the decrease, the company's Latin America sales channels were down roughly $ 2.1 million compared to the second quarter of last year, as the company continued to be impacted by a stronger U.S. dollar.
«You may have a 40 - year time horizon, it can even be 50 - year time horizon, and that is a lot of time to allow the market up and down movement to impact your portfolio in a positive way.»
However, our NOPAT calculation shows that Briggs actually earned $ 74 million in profit last year after the impact of these restructuring, write down, and other unusual charges are removed.
Rest of World net sales were $ 798 million, down 15.6 percent versus pro forma net sales for the year - ago period, due to a negative 26.0 percentage point impact from currency, including a negative 17.0 percentage point impact from the devaluation of the Venezuelan bolivar in June 2015.
However, he said the MLS home price index composite benchmark, which strips out the impact of changes in the mix of home sales, was down 5.2 % compared with a year ago and the number of new listings in April had plunged to 16,273, a 24.6 % decrease from the 21,571 listings seen last year at the same time.
The TREB's proprietary Home Price Index, which is based on a «composite benchmark home,» and which «strips out» the impact of these changes in mix, «was down by only 5.2 %» year - over-year.
For the past couple of years, underlying inflation has been held down by the lagged effects of the exchange rate appreciation that took place during 2002 and 2003, but the maximum impact from that source has now passed.
The delay in the Department of Labor's fiduciary rule until July 1, 2019, which had weighed down Allianz Life in the first half of this year, is no longer having a «major impact on what we are doing,» said Terzariol.
Of course, the precipitous drop in oil prices (down about 40 % from last year) is helping some large manufacturing, consumer discretionary, and transportation companies (prominently including airlines) offset the negative impact of the rising dollaOf course, the precipitous drop in oil prices (down about 40 % from last year) is helping some large manufacturing, consumer discretionary, and transportation companies (prominently including airlines) offset the negative impact of the rising dollaof the rising dollar.
I shall never forget the impact on my ministry when I sat down a few years ago and jotted on paper «the great rocky facts of being» (Augustus Hopkins Strong): some elementary but elemental truths I felt certain of, with certainty defined as «no doubt about it» but as «convictions by and for which one lives and dies.»
Nearly three - quarters of practicing Protestants (72 %) said the Bible should have a larger impact on society, down from 74 percent last year.
Arrow Group has posted a Eur1.9 m pre-tax loss on revenue down 18 % to Eur340m for 2009, compared to a pre-tax profit of Eur4.6 m in the previous year, as the Irish meat processor was impacted by reduced consumer spending and the weakness of sterling.
There have been no shortages of hot takes and instantaneous reactions to these trades, with baseball analysts debating the ability of prospects that won't impact the major league ball club until years down the road.
Nothing like one underachiever blowing smoke up the ass of another... we know that Ozil has some incredible technical gifts, but to be considered the best you have to bring more than just assists to the table... for me, a top player has to possess a more well - rounded game, which doesn't mean they need to be a beast on both ends of the pitch, but they must have the ability to take their game to another level when it matters most... although he amassed some record - like stats early on, it set the bar too high, so when people expected him to duplicate those numbers each year the pressure seemed to get the best of our soft - spoken star... obviously that's not an excuse for what has happened in the meantime, but it's important to make note of a few things: (1) his best year was a transition year for many of the traditionally dominant teams in the EPL, so that clearly made the numbers appear better than they actually were and (2) Wenger's system, or lack thereof, didn't do him any favours; by playing him out of position and by not acquiring world - class striker and / or right - side forward that would best fit an Ozil - centered offensive scheme certainly hurt his chances to repeat his earlier peformances, (3) the loss of Cazorla, who took a lot of pressure off Ozil in the midfield and was highly efficient when it came to getting him the ball in space, negatively impacted his effectiveness and (4) he likewise missed a good chunk of games and frankly never looked himself when he eventually returned to the field... overall the Ozil experiment has had mixed reviews and rightfully so, but I do have some empathy for the man because he has always carried himself the same way, whether for Real or the German National team, yet he has only suffered any lengthy down periods with Arsenal... to me that goes directly to this club's inability to surround him with the necessary players to succeed, especially for someone who is a pass first type of player; as such, this simply highlights our club's ineffective and antiquated transfer policies... frankly I'm disappointed in both Ozil and our management team for not stepping up when it counted because they had a chance to do something special, but they didn't have it in them... there is no one that better exemplifies our recent history than Ozil, brief moments of greatness undercut by long periods of disappointing play, only made worse by his mopey posturing like a younger slightly less awkward Wenger... what a terribly waste
never waste CAPITAL LETTERS on an article about Chambers at this juncture... I still can't believe that no one from management has ever explained why such a frugal club spent so much money on him in the first place... we haggle for months and years with clubs for players who could have a monumental impact on the very future of our club but somehow we found $ 16 million for someone who couldn't regularly crack a Southampton lineup (very fishy)... don't get me wrong, I like what he showed at times last season in Middlesbourogh but from the handful of games I watched him play I still have some serious questions about his consistency as a back - line player in the EPL; as such he should prove himself on loan for another season, making sure that he goes to a team that wants him in the starting 11... bottom line, let's not get bogged down with the semantics of peripheral players and focus on the real task at hand = figure out who the hell is going to be our starting 11 for the foreseeable future, which means getting contracts signed, getting rid of a lot of deadwood and bringing in talented players into the positions which truly need upgrading... the rest is just unnecessary noise
The absence of Tiger Woods at this year's Masters continues to have a negative impact on TV ratings, with ESPN reporting that viewership for Friday's second round was down significantly from that of last year when Woods was in the hunt for his 15th major.
We believe the impacts of migration are better addressed though controlling immigration, which is why the government will reduce the level of net migration back down to the levels of the 1990s — tens of thousands each year, not hundreds of thousands.»
Renee and guest Ronnie Ellis with CNHI News Service run down the key state legislative races in this year's primary contest, the top - tier candidates vying for the Democratic nomination in the 6th congressional district, the impact of recent educator activism in response to pension legislation and education funding, and more.
«The comptroller is really looking at, as we move into next year, whether or not the tax cap, which is at its lower point ever for school districts for the upcoming fiscal year, for 2016 - 17, to see the impact of that and whether or not if forces more districts to spend down that fund balance, to rely on borrowing, and if the impact does push anybody else into fiscal stress next year,» Butry says.
Hannon has had generally closer races in presidential election years and Democrats hope Cronin this year will benefit from the down - ballot impact of the presidential race.
The dual trials have had a tremendous impact on the workings of Albany, casting a pall over the idea of business - as - usual in the capital — which is what Mr. Silver's lawyers have maintained was going on, despite prosecutor's insistence the conduct was illegal — and slowing down negotiations over the budget late last year.
But at the same time, Faso said he's not concerned about the impact of running down ballot this year and the impact of a potentially weak candidate running for governor.
Blunkett warned of the impact of future boundary and funding changes, as he announced his intention to stand down as an MP next year.
1) The Journal News burns down their own empire — While the county executive election will have more impact on Rockland County's future, the biggest story of the year was the infamous Journal News gun map listing the names of residents who own pistol permits on an interactive map.
For these reasons, the County Executive race — like this year's election for Governor of Virginia — is seen as a bellwether in regard to whether the impact of the 2016 election and the «Trump effect» will reverberate down to state and local levels.
Nick Sundt of WWF says if turning down White House lights wasn't possible for security reasons, the Administration could highlight climate change impacts around the country in a special event, promote energy - efficiency measures, or generally rally Americans to participate in an event that began with 2.2 million people in Sydney in 2007 and involved millions more last year in 35 countries.
After a brief respite, the Younger Dryas, between 12,800 to 11,500 years ago, froze Europe solid within a matter of months — probably as a result of meltwater from retreating glaciers shutting down the Atlantic Ocean's «conveyor - belt» current, although a cometary impact has also been blamed.
Let's look 10 years down the line and let's see what kind of impact I've had from Dartmouth on global health issues.
The environmental group cites the recommendations of a 2013 Intergovernmental Panel on Climate Change report as a reason for EPA to dramatically shorten the time frame over which it calculates greenhouse gas impact — from 100 years down to 20.
Within nations, addressing climate health impacts is a matter of weighing upfront versus deferred costs — that is, deciding to spend money to reduce emissions and pursue sustainable development or spending more money many years down the line to contend with disease, persistent flooding and an overwhelmed health sector.
Peering down into impact craters, the probe's cameras have seen evidence that the planet was shaped by several massive floods of lava billions of years ago.
During its approach, Rosetta has trained its navcams and OSIRIS camera at the comet, which sent back dramatic pictures of Churyumov — Gerasimenko; revealing it to be craggier and sharper edged than the asteroids and moons previously explored that had been worn down by billions of years of meteor impacts.
While this year didn't present any obvious entries, there were still plenty of buzzworthy films that could make an impact with voters down the line.
The film's two - week period has at least a year's worth of drama crammed into it, as characters all simultaneously melt down, but The Last Kiss forgoes gut - level impact in favor mostly of bow - tied denouements for each character.
And he tempers his story about the healing powers of technology by noting that its full impact is «many years down the road.»
«Although more families have been choosing charter schools in Arizona, funding for charter school students has gone down significantly over the past five years — deeply impacting many of the highest - performing schools in our state,» added Sigmund.
No matter how you measure it, the Renewal Program isn't helping kids, despite de Blasio's promise of a «bold» plan with «profound impact» backed by a «major investment» — almost a billion dollars by 2019 — that will «shake the foundations» of NYC's school system and «turn every Renewal school into a successful school» within three years or he would shut it down.
When I sat down with him to review his results, he was smart enough to quickly understand how his poor performance at the beginning of the year would impact his growth trajectory and could ultimately hurt his chances for a high - school scholarship.
In addition, we know that teachers tend to improve with a few years of experience, so TFA volunteers who stay in the teaching profession may make a more substantial impact down the road.
Morales said the alleged promise of financial cooperation for promoting «Won't Back Down» had no impact on his or other parents» support for the parent trigger effort and bringing in Hesperia charter school LaVerne Preparatory Academy to take over Desert Trails at the end of this school year.
For example, one key indicator of success will be reducing the number of suspensions and expulsions that are handed down each year, and lowering the disparate impact those suspensions and expulsions have on students of color.
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Seat Side - Impact Airbags 3 - Point Safety Belt System - Inc: Alr In All Passenger Positions Rear - View Camera Child Safety Rear Door Locks Anti-Lock Braking System (Abs) Driver & Front Passenger Dual - Threshold Dual - Stage Front Airbags W / Passenger Occupant Sensor Front & Rear Head Protection System (Hps) Corona Ring Integrated Daytime Running Lights Front & Rear Park Distance Control W / Graphic Display Emergency Interior Trunk Release Handle Front Safety Belt Automatic Pretensioners Acoustic Belt Warning Active Protection Bmw Assist W / Enhanced Bluetooth & Usb - Inc: (4) Years Of Automatic Collision Notification Emergency Request Enhanced Roadside Assistance Remote Door Unlock Stolen Vehicle Recovery Customer Relations Teleservice Mobile Office Features Myinfo Lower Anchors & Tethers For Children (Latch) On Rear Outboard Seats Dynamic Stability Control (Dsc)- Inc: Brake Fade Compensation Start - Off Assistant Brake Drying Brake Stand - By Dynamic Traction Control (Dtc) Dynamic Brake Control Crash Sensor That Activates Battery Safety Terminal Disconnect Of Alternator Fuel Pump & Starter From Battery Automatically Unlocks Doors Turns On Hazard & Interior Lights Tire Pressure Monitor Active Knee Protection
While he was unsuccessful, Kohn's motion in no way impacted the decision or proceedings against Apple for its part in this issue; Apple is appealing its own ruling, handed down by Cote earlier this year in which she found sufficient evidence of price fixing on the part of the company.
Tourette's and the myriad of impacts it has had on Hanagarne's life — he took 10 years to finish his undergraduate degree, for example, and had trouble holding down a job in his 20s — sounds like it would make for a depressing tale.
In the intro, I talk about the shake - ups in publishing this week: Kindle Worlds shuts down, the Indie Author Support Network approaches Amazon on behalf of authors impacted by KU scammers, and Romantic Times (RT) shuts down after 37 years.
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