Sentences with phrase «impact of higher»

Even in the housing sector, the impact of higher federal funds rates could be moderated by the decline in the business of adjustable - rate mortgages, which Fannie Mae economist Doug Duncan estimates make up just 4.5 percent of the mortgage market.

Ryan discusses the death of Osama Bin Laden; Ryan reviews the economic news of the week; Ryan notices the correlation between increased home sales and interest rate drops; Louis notes we can't expect the housing market to be supported by further decreases in rates as they are already near historic lows; Ryan explains that interest rates change once every four hours; Ryan notes the difference between getting a quote and being locked in to an interest rate; Ryan advises the importance of keeping in touch with your mortgage lender; Louis notes that interest rates change a lot faster than home prices; Ryan notes that the consumer confidence was up, Ryan and Louis discuss the Fed's decision to keep interest rates where they are and to continue the $ 600 billion QE2 program; Ryan and Louis discuss the Fed's view that inflation is nascent; Louis notes that not only does the Fed not see inflation that exists but disclaims any responsibility for it; Louis asserts that there is a correlation between oil prices and Fed policy; Louis discusses Ben Bernanke's assertion that the Fed can't control oil prices but that they somehow can control the impact of higher oil prices on the rest of the economy; Louis also remarks on Bernanke's view of the dollar - the claim that a strong dollar can be achieved through the Fed's current policy as it is their belief that they are creating a sound economy and therefore a sound dollar; Louis notes the irony of the Fed chastising Congress» spendthrift ways — if the Fed did not monetize the debt, Congress could» nt spend; Louis noted that as Bernanke spoke the prices of gold and silver rose as it seemed that the Fed has no interest in cutting off the easy money; the current Fed policy will keep interest rates low; Ryan notes that the Fed knows that they can't let interest rates rise because of the housing mess; Louis notes that the Fed has a Hobson's Choice - either keep rates low or let interest rates rise and cut off the recovery.

Borrowers will need to consider the impact of higher interest rates and lower LTV requirements on their ability to refinance.

You won't feel the impact of higher rates right away.

«Even a pick - up in wage growth may be insufficient to compensate the impact of higher mortgage rates and home prices,» says Yun.

«While consumers seemed to have shrugged off their concerns about the fiscal policy debate earlier in the year, they will likely face headwinds in coming months from the delayed impact of higher social security taxes and sequestration,» says Fannie Mae Chief Economist Doug Duncan.

It is still a bit early to gauge the full impact of higher interest rates.

Looking ahead, when mortgage rates eventually do rise, the maximum amortization threshold can be increased back to 30 years to help cushion the impact of higher borrowing costs.

«You don't really see the impact of higher interest rates necessarily in the (broader) S&P 500, because people expect the top line numbers to do better.

In this video, NAR Chief Economist Lawrence Yun talks about the possible impact of higher mortgage rates on the housing market.

For all the talk of its disruptive nature, Airbnb still looks a lot like capitalism 1.0: People with property, or those who have access to credit, find it easy to generate more and more of it; people with money to consume the product benefit from greater choice; and people with none of the above are squeezed out of the equation and collectively absorb the negative impact of higher rents and increasingly transient communities.

A study examined the impact of higher travel speeds on US rural interstates after the repeal in November 1995 of the national speed limit.

If, on the other hand, the tax provides «carbon dividends» to offset the impact of higher energy prices on poor households, it will create a new class of welfare dependents.

We use the equations in (Rahmstorf, S. 2007), and allow users to examine the impact of higher or lower future SLR per degree of warming through a sensitivity parameter, so that users can examine, for example, the impact of higher future rates of SLR due to accelerating melt and calving from the Greenland and West Antarctic ice sheets.

Users can easily modify this parameter to explore the impact of higher or lower values.

From an environmental perspective the impact of higher density construction is much lower than low density sprawl as not as much material is required per dwelling unit.

But here again Trenberth's attempt to separate the dynamics of atmospheric circulation from a thermodynamic impact of higher temperatures would be misleading.

A variant of this policy could ignore the cost impact of higher temperatures, and focus only on ocean health issues as well as sea level rise.

And even if there is little trend of solar in the past decades (there still is some discussion about an upswing in minimum solar strength), the impact of the higher - than - past level of solar intensity is delayed by the oceans and only now may come into equilibrium...

I agree that the impact of some higher prices or higher taxes can and should be offset, at least in part, for people in different situations.

The impact of higher temperature and marine productivity is evaluated in the model as a result of higher atmospheric carbon dioxide and oceanic nutrient concentrations.

And putting - off Brits from flying won't be the only impact of higher APD — foreign visitors are likely to also stay away.

Even if there are long - term advantages of paying your debt in full, do not disregard the impact of a higher payment in your cash flow every month.

While I think your point to consider the impact of the higher payment of a 15 year vs. 30 year mortgage to your monthly budget is very wise, I come to a different conclusion from your example.

The impact of higher rates on the value of future dividends is similar to the impact on the value of future bond coupon payments.

You won't feel the impact of higher rates right away.

We find that, for even small increases in interest rates, the net impact of higher interest rates dominates the effect of lower tax rates, so that the net effect of EGTRRA is to reduce investment.

In contrast, the impact of an increase in inflation expectations has a more muted impact on equity valuations as the impact of the higher cost of capital is offset by higher nominal earnings growth.

(ETF.com: Sep 29, 2016) ETF.com said that while it's impossible to know whether the next Federal Reserve rate hike will cause «a rally in interest rates (and sell - off in bonds)... there are many tools available in the ETF world to minimize the impact of higher rates, or even capitalize on them.»

The next opportunity to gauge the impact of higher rates will come with the firm's next quarterly risk report in July, Wang said.

Balance carrying credit card users are likely the ones to feel the most immediate impact of the higher interest rates.

There is little cause to celebrate, however: the positive impact of higher - level questioning is tempered by the low overall rates of occurrence of this practice across all of our K - 6 observations.

Further, once the impact of higher levels of cognitive skills are taken into account, the significance for economic growth of school attainment, i.e., additional years of schooling, dwindles to nothing (see Figure 3).

The impact of higher education on achievement, aspirations and socio - economic status can be generational.

None examine the impact of higher fat, animal - based diets on coronary artery lesions.

But until now no U.S. study has evaluated the impact of the higher taxes on infant mortality rates.

That may be true if you are talking about climate models, but in determining the impact of higher temperatures on ecosystems and agriculture, knowledge about the MWP and other past temperature extremes is likely very interesting.

Our research shows a positive impact of higher earnings - per - share and stock price, but that «positive» may come at a high cost.»

Data are needed to understand the relationship between the patterns and amounts of use in terms of consequences, as well as on the health conditions of those receiving medical marijuana and the impact of higher potency.

Part of the problem is that the benefits of better plant growth, thanks to higher carbon dioxide concentrations (plants use CO2 for photosynthesis) are more than offset by the impact of higher temperatures and differing precipitation.

The fee would encourage investment in sustainable energy while protecting families from the impact of higher prices.

The Government tries to blame global forces — Euro zone weakness, and the impact of higher oil and food prices worldwide.

New England Puritanism did not degenerate into moralistic Unitarianism because of the impact of Higher Criticism.

Many predict growth will slow again in the April - June quarter, as the impact of higher Social Security taxes and government spending cuts begin to weigh on the economy.

Emerging markets that are already feeling the impact of higher food costs will now have to deal with higher energy prices, which many governments already subsidize for its citizens.

This partly reflects the impact of higher food prices and rising indirect taxes, with underlying inflation a little under 1 3/4 per cent.

The rise in yields began to unwind in late March, however, in response to the fall in global equity prices and growing concern about the impact of higher oil prices on global economic activity.

Possible impact of higher tariffs — If tit - for - tat tariffs escalate and are implemented, then they could trim the outlook for economic growth — and U.S. consumers and producers could feel the biggest effects.

Most economists agree that when lawmakers raise taxes, economic growth suffers because of the negative impact of higher taxes on investment.

Theoretically, the impact of higher nominal rates and inflation on corporate earnings is ambiguous as multiple transmission channels can work in opposing directions.