Whatever reasons you have for not buying renters insurance, those reasons are not good enough to overcome
the impact of a loss on every person in your family.
Though it doesn't guarantee a profit or ensure against the possibility of loss, having multiple types of investments may help reduce
the impact of a loss on any single investment.
Whatever reasons you have for not buying renters insurance, those reasons are not good enough to overcome
the impact of a loss on every person in your family.
We greatly regret the closure of some 2,500 post offices by the previous Labour Government, as we are very aware of
the impact of their loss on many small communities, especially in rural areas.
Recognise the importance of on - going support for bereaved parents and the potential
impact of their loss on all subsequent pregnancies.
While Arsenal fans would be unable to endure the stigma of enduring countless daunts from opposition fans,
the impact of the loss on the players can not be expressed in words.
Not exact matches
Make sure that you expend extra effort
on making those customers happy, as a
loss of those customers will have a material negative
impact on the business.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward
losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build rates
of certain aircraft; 6) the effect
on aircraft demand and build rates
of changing customer preferences for business aircraft, including the effect
of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse
impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse
impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the
impact of future discount rate changes
on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit ratings; 22) our dependence
on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest
on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness
of any interest rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or
impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
In the opinion
of the Company's management, a discussion
of loss reserve development is meaningful to users
of the financial statements as it allows them to assess the
impact between prior and current year development
on incurred claims and claim adjustment expenses, net and core income (
loss), and changes in claims and claim adjustment expense reserve levels from period to period.
In the opinion
of the Company's management, adjusted book value per share is useful in an analysis
of a property casualty company's book value per share as it removes the effect
of changing prices
on invested assets (i.e., net unrealized investment gains (
losses), net
of tax), which do not have an equivalent
impact on unpaid claims and claim adjustment expense reserves.
Companies seem to be increasingly offering insurance
on all manner
of things in part because
of something known as
loss aversion, which is when people feel a more psychological
impact from a
loss than from a similar - sized dollar gain.
Debt - to - capital ratio excluding net unrealized gain
on investments, net
of tax, included in shareholders» equity, is the ratio
of debt to total capitalization excluding the after - tax
impact of net unrealized investment gains and
losses included in shareholders» equity.
On a non-GAAP basis (excluding stock - based compensation expenses, amortization
of intangible assets, reorganization costs, goodwill and technology impairment charges, the
impact of the US tax reform and a
loss from discontinued operations), net
loss for the fourth quarter was $ (798,000), or $ (0.26) per diluted share, compared with a net
loss of $ (432,000), or $ (0.15) per diluted share, for the fourth quarter
of 2016.
On a non-GAAP basis (excluding stock - based compensation expenses, amortization
of intangible assets, reorganization costs, goodwill and technology impairment charges, the
impact of the US tax reform and a
loss from discontinued operations), the Company recorded a net
loss of $ (1.6) million, or $ (0.54) per diluted share in 2017, compared with a net
loss of $ (375,000), or $ (0.13) per diluted share in 2016.
As chairman
of Puma, Jochen is pioneering an environmental profit - and -
loss reporting tool that helps companies assess the
impact their products are having
on our planet and our communities, and lets customers know which products are sustainable.
But not as tragic as the
impact that a significant
loss of wealth has
on world progress.
The
loss of that clause, which liberals had seen as a crowning achievement
of the Civil Rights movement, makes it easier for states to adopt voting laws that can have an adverse
impact on minority voters.
Companies seem to be increasingly offering insurance
on all manner
of things in part because
of something known as
loss aversion, which is when people feel more psychological
impact from a
loss than from a similar - sized dollar gain.
Actual results, including with respect to our targets and prospects, could differ materially due to a number
of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing
on additional capacity
on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States
on Chinese goods, and any corresponding Chinese tariffs in response, may negatively
impact demand for our products; product mix; risks associated with the ramp - up
of production
of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception
of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall
of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability
of receivables and other related matters as consumers and businesses may defer purchases or payments, or default
on payments; risks resulting from the concentration
of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers
of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits
of the transaction; the risk that retail customers may alter promotional pricing, increase promotion
of a competitor's products over our products or reduce their inventory levels, all
of which could negatively affect product demand; the risk that our investments may experience periods
of significant stock price volatility causing us to recognize fair value
losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity
of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization
of products under development, such as our pipeline
of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development
of new technology and competing products that may impair demand or render our products obsolete; the potential lack
of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report
on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Investors are not willing to put in money due to the uncertainty
on the eventual
impact of these claims in terms
of costs and
losses on profits and
on the net worth,» Toschi added.
On Wall Street, stocks dropped, adding to
losses from the previous trading session, with investors worried about the
impact of higher interest rates.
These risks include, in no particular order, the following: the trends toward more high - definition,
on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost
of revenue or operating expenses may exceed our expectations; the mix
of products and services sold in various geographies and the effect it has
on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the
impact of general economic conditions
on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance
of our new or existing products;
losses of one or more key customers; risks associated with our international operations; exchange rate fluctuations
of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence
on market acceptance
of various types
of broadband services,
on the adoption
of new broadband technologies and
on broadband industry trends; inventory management; the lack
of timely availability
of parts or raw materials necessary to produce our products; the
impact of increases in the prices
of raw materials and oil; the effect
of competition,
on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence
on contract manufacturers and sole or limited source suppliers; and the effect
on our business
of natural disasters.
The latest study suggested that Airbnb «continues to have a strongly racialized
impact» as the
loss of housing, which it blamed
on the company, was six times more likely to affect black New Yorkers.
The second rule
of thumb relates to our current fuel derivative portfolio where a 10 % reduction in the price
of Brent for the remaining half
of 2012 would result in an additional $ 0.04
of realized
losses on fuel derivatives that would offset the $ 0.13 per share favorable
impact from the reduced price
of fuel.
Achievement
of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the
impact and duration
of the
on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit
losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.
We find that the tariffs would result in a net
loss of nearly 470,000 U.S. jobs after accounting for positive
impacts on U.S. steel and aluminum producers.
«The
loss of this library and its
impact on fisheries and environmental science is equivalent to Rome destroying the Royal Library
of Alexandria in Egypt.
«Negative publicity or public opinion resulting from these matters may increase the risk
of reputational harm to our business, which can
impact our ability to keep and attract customers, our ability to attract and retain qualified team members, result in the
loss of revenue, or have other material adverse effects
on our results
of operations and financial condition.»
Increased costs to insurers from the suits won't affect rates for hurricane insurance this year but could
impact them next year, when insurers negotiate reinsurance contracts based in part
on total
losses from the September 2017 storm, the president
of a large Florida - based insurer said.
These paper gains and
losses will change each quarter as the prices
of the stocks change, and Mr. Buffett said that because Berkshire holds $ 170 billion
of stocks, the
impact on Berkshire's bottom line could be significant.
Adjusted EPS is defined as diluted earnings per share excluding, when they occur, the
impacts of integration and restructuring expenses, merger costs, unrealized
losses / (gains)
on commodity hedges, impairment
losses,
losses / (gains)
on the sale
of a business, nonmonetary currency devaluation and timing
impacts of preferred stock dividends.
We find that the tariffs would result in a net
loss of 146,000 U.S. jobs after accounting for positive
impacts on U.S. steel and aluminum producers.
Disrupted refining capacity along the Gulf Coast, along with the
impact on millions
of motorists, took a large bite out
of oil demand, leading to temporary
losses for WTI.
Second, China could export more capital to developing countries, in which case the decision would have no immediate
impact on China's overall balance
of payments, but it would run the risk
of increasing its investment
losses abroad.
«That has huge
impact on customer experience and satisfaction and also
on that retailer's P and L,» said Drew Green, chief executive
of Indochino, an internet retailer
of custom - fit suits, referring to profit and
loss statements.
Adjusted EBITDA is defined as net income / (
loss) from continuing operations before interest expense, other expense / (income), net, provision for / (benefit from) income taxes; in addition to these adjustments, the Company excludes, when they occur, the
impacts of depreciation and amortization (excluding integration and restructuring expenses)(including amortization
of postretirement benefit plans prior service credits), integration and restructuring expenses, merger costs, unrealized
losses / (gains)
on commodity hedges, impairment
losses,
losses / (gains)
on the sale
of a business, nonmonetary currency devaluation (e.g., remeasurement gains and
losses), and equity award compensation expense (excluding integration and restructuring expenses).
Adjusted EPS is defined as diluted earnings per share excluding, when they occur, the
impacts of integration and restructuring expenses, merger costs, unrealized
losses / (gains)
on commodity hedges, impairment
losses,
losses / (gains)
on the sale
of a business, and nonmonetary currency devaluation (e.g., remeasurement gains and
losses), and including when they occur, adjustments to reflect preferred stock dividend payments
on an accrual basis.
The increased competition has not led to a
loss of customers for Dexcom, said Sayer, but it eventually could have an
impact on pricing.
Adjusted EPS is defined as diluted earnings per share excluding, when they occur, the
impacts of integration and restructuring expenses, merger costs, unrealized
losses / (gains)
on commodity hedges, impairment
losses,
losses / (gains)
on the sale
of a business, nonmonetary currency devaluation (e.g., remeasurement gains and
losses), and U.S. Tax Reform, and including when they occur, adjustments to reflect preferred stock dividend payments
on an accrual basis.
The benefit and cost
of hedging with a «flat» short position in a given market index is straightforward: if the market declines, the short position offsets the
impact of the market
loss on the portfolio; if the market gains, the short position surrenders the
impact of the market gain.
ROBIN BOLTON Water, air and noise pollution, the
loss of resources through spills or leaks, along with accidents and the
impact on surrounding communities, are repercussions
of not identifying risks timeously
While the increase will have a positive
impact on the province's total labour market income — hiking it by 1.3 per cent — it will also result in the job
losses over a number
of years.
A lot
of attention went to the fact that the company reported a
loss, stemming entirely from the one - time negative
impact of tax reform
on the multinational to the tune
of $ 13.6 billion.
The
impact of central bank asset purchases
on the financial markets remains wholly dependent
on investor psychology, particularly the willingness
of investors to chase yield and to ignore any risk
of capital
loss.
Particularly good to see someone explain that the
impact on bond funds is not the simplistic «1 % rise in bank rates means
loss of duration %» but depends
on the interest demanded at that point in the curve and normal supply / demand issues which are massively distorted for linkers.
Approximately 34 percent said they anticipate a negative
impact on their business, and 16 percent stated that they would be forced to lay off workers and suffer a
loss of business.
Those costs include not just
losses on sterilization operations but also the
impact of a huge export sector
on the environment, he said.
The estimated
impact of historical catastrophes
on today's exposures», a repeat
of Donna in 2005 would have caused $ 26 billion in insured
losses.
Examples
of these risks, uncertainties and other factors include, but are not limited to the
impact of: adverse general economic and related factors, such as fluctuating or increasing levels
of unemployment, underemployment and the volatility
of fuel prices, declines in the securities and real estate markets, and perceptions
of these conditions that decrease the level
of disposable income
of consumers or consumer confidence; adverse events
impacting the security
of travel, such as terrorist acts, armed conflict and threats thereof, acts
of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread
of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment
of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount
of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion
of our assets pledged as collateral under our existing debt agreements and the ability
of our creditors to accelerate the repayment
of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the
loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance
on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price
of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times
of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability
of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report
on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
The radical secularization that has transformed Christianity's heartland into the most religiously arid half - continent
on the planet has at least as much to do with the craven surrender
of ministers
of the gospel to theological and political fads, and their consequent
loss of faith, as it does with the
impact of urbanization, mass education, and the industrial revolution
on Europeans» understanding
of themselves.