Sentences with phrase «impact on creditor»

George is careful, throughout her book, to avoid making simplistic cause - and - effect relationships between Third World debt and its «boomerang» impact on creditor nations.

If that is the case, the management are obliged to ensure that the impact on creditors is minimised as far as possible.

Not exact matches

Working on behalf of lenders, other creditors, management, and shareholders themselves, our seasoned and compassionate professionals help find the best solution for your organization and the people impacted by challenging situations.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Because debt settlement programs often ask or encourage you to stop sending payments directly to your creditors, they may have a negative impact on your credit report and other serious consequences.

As the counselors deal with your creditors on your behalf make sure you know how they communicate with you and your creditors, especially on any action that has direct or indirect impact with your debt and credit rating.

A debt consolidator can help to get the creditors to report your bill as paid and thereby reducing its impact on your credit.

Impact of Proposal: If you make a consumer credit proposal through a consumer proposal, an R7 credit rating will appear on your report to indicate that you have made a settlement with your creditors.

Ninety - five times out of one hundred, the payment of a collection will have zero impact on scores (payment of an original creditor account is very different — we are just talking about third party collections here).

Hard Inquiries, which are the inquiries that are left behind when you apply for things such as car, mortgage or credit card, do have an impact on your credit history and may affect a potential creditor's decision to extend credit.

Many creditors refuse to deal with debt settlement companies and debt settlements have a huge negative impact on your credit score.

While a flurry of potential creditors checking your credit score might cause those three little numbers to temporarily dip slightly, consumers viewing their own credit report — called a soft pull — has no impact on credit score.

A creditor should pay his credits on or before the stipulated date for a positive impact on his credit score.

Making sure that revolving credit accounts are paid in full during the creditors «data dump» may or may not have a positive impact on ones FICO score.

Having several creditors check your report can have a negative impact on your credit.

You may simply end up getting a charge - off (from your creditors) that will have a negative impact on your credit score.

Our team is ready to help you with real solutions that have a lasting impact on your debt, making sure you can start enjoying life again without worrying about creditors calling and harassing you.

For example, a late payment reported by one of your creditors can have a swift and significant impact on your credit score.

As for impact on your US credit, technically your US credit rating is different from your Canadian one, but there is nothing preventing Creditors in the US from looking at a Canadian credit rating when making lending decisions.

Despite their relatively small impact on your score, too many credit inquiries by creditors can also reduce your credit score.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

Avoiding creditors and continuously missing payments will continue to have a negative impact on your score.

Debt settlement is an option for people who are in a financial harship and can not afford their monthly payments It is important to be aware that you are not making monthly payments and staying current on your debts while enrolled in a debt settlement program, so be aware of the credit impact and the potential collection harassment from your creditors.

The biggest and most significant impact bankruptcy will have on your immediate future is stopping all creditor harassment and legal proceedings.

Each time a creditor looks at your report, it can have an impact on your score.

Failing to make payments could have a negative impact on your credit report, lead to calls from creditors and debt collectors, and result in late fees and penalties that increase your indebtedness.

Closed accounts affect your credit score, but maybe not how you think — No matter who closes an account, the account holder or creditor, it will have an impact on a credit score.

Since secured credit cards present very little actual financial risk to creditors, your business or personal credit will typically have little impact on your ability to qualify.

But even though we don't have to deal with that pesky creditor Gaia the same way we would a debt in our daily lives, we've still got to come to terms with the fact that humanity is spending our natural capital faster than our planet can regenerate it, and that bill's gonna come due sooner or later, in the form of major impacts on our food, water, energy, and natural resources.

Our weekly legal news podcast Coast to Coast this week looks at the new bankruptcy law and its impact on consumers, creditors, lawyers and the courts.

As a result of presenting Penn National's concerns to Tawa in the lead up to the final court hearing on 26 March 2014, HFW was able to have Penn National's concerns successfully resolved and reasonably reduce the potential impact of the reduction of capital and demerger for certain other creditors of Tawa.

There is scope for these legal reforms to have a significant impact on the commercial interests of creditors of insolvent companies and other stakeholders.

The Bureau also believes that modifications to the proposal made in the final rule will reduce the rule's impact on the existing roles of creditors and settlement agents.

The Bureau calculates the impact of the rule on creditors and mortgage brokers combined and uses the term «creditor» to denote both creditors and mortgage brokers below.

Commenters also observed that alternative 2 would allow creditors and settlement agents flexibility in determining how to divide responsibility and selecting the delivery option that best serves consumers, which they expected would reduce implementation costs, discrepancies on settlement disbursements statements, and impacts on small businesses.

With respect to the concern that creditors may require consumers to use certain providers to control costs if attorney fees are subject to the tolerance rules, the Bureau has addressed the potential impact of the tolerance rules on competition in the general section - by - section analysis of § 1026.19 (e)(3), and has concluded that this final rule may actually enhance competition in the market for settlement service providers.

The Bureau also anticipates that the final rule may result in increased use of affiliated service providers, including settlement agents or other providers of settlement services, so that creditors can more directly control changes in settlement costs, which could have a negative impact on independent providers.