Sentences with phrase «impact on the cash value»

Paying less than originally planned can have a big impact on the cash value available to you in the future.

However, with permanent life, the insurance company's investment, earnings and claims experience has a significant impact on cash value growth.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

For one thing, frequent transactions mean market swings could have a bigger impact on you — if you're forced to sell shares whenever you need cash, even if the value of your investments has dropped.

Recall that the core of our investment philosophy is the notion that value is a function of the present value of all cash flow streams, not news headlines, which often have little or no impact on the long - term viability of cash flow streams.

Nokia Lumia is a great value for money, but it's actually just a desperate try (backed up by Microsoft's cash) to gain some market impact - i think that Nokia is actually on zero margin per unit with this price for Lumia 900.

See the projected impact of these additional payments on the cash values of the contract at the same four intervals: 10 years.

Our free universal life insurance quotes online allow you to see the impact of elective riders on the monthly premiums and projected cash values.

It is vitally important that prospective buyers fully understand the impact of these charges on the Deferred Annuity's cash surrender value, when they're imposed, and when they're waived.

This distinction refers to whether policy loans will negatively impact the dividend rate that is being paid on the policy cash value, and of course, taking policy loans are a major aspect of insurance policy growth in the infinite banking world.

Interest rates are critical in the evaluation and performance of any investment primarily because of their impact on the present value of future cash flows.

Just because they both have a cash value component doesn't mean they're the same, and the differences can have a big impact on your financial well - being.

Our experienced lawyers provide value to clients by considering the impact that credit support or other structural terms can have on cash flow or credit risk, by highlighting the impact of complex transactions.

The possibility of financial success and a great return on investment are not typically elements of a solicitor's opinion, but when legislation directly affects the value and cash flow of a property, it is risky for the real estate bar to blithely assume that the impact of the statutory regime is beyond the scope of the purchase or mortgage retainer.

Can have a negative impact on your cash surrender value if you make a bad investment or neglect to keep track your investment options.

Just because they both have a cash value component doesn't mean they're the same, and the differences can have a big impact on your financial well - being.

Again, you have to be careful how this impacts the value of your loan, vs. your cash value as interest accumulates, but if you only need a loan for a brief time, this can really help you borrow money and pay it back on your terms.

You will have to contact your financial planner or advisor, or your life insurance representative to find out what your cash value is and to discuss what the impact will be on your policy as well as if there will be tax implications.

This distinction refers to whether policy loans will negatively impact the dividend rate that is being paid on the policy cash value, and of course, taking policy loans are a major aspect of insurance policy growth in the infinite banking world.

And I think we did really well handling them because we didn't lose focus on what was really going — we tried to make sure that we were making decisions that would maximize cash flow in the short - term without impacting the long - term value of the assets.

If future cash flows are not expected to rise, such as income from bonds, then rising interest rates would have a clear negative impact on their asset values.

The full impact of alternative loan to value ratios on the leveraged return of a particular property investment can be accurately assessed by using the discounted cash flow (DCF) model which takes into account the exact timing and size of expected property cash flows over the holding period of the investment.

Even if some real estate managers are not actively performing the financial analysis and management of a portfolio of investment real estate, they must have a basic understanding of the impact that various decisions about a property have on the cash flow and value of a property.