Sentences with phrase «impact on your business insurance»

Not exact matches

However, our health insurance broker recently briefed me on how it will impact our business when we renew our coverage.

These figures are based on the impact of digital ledger technology on payments: (1) Business Cross Border, (2) Remittance, as well as impact on (3) Capital Markets and (4) Title Insurance.

Recent measures such as changes to the Canada Pension Plan, the rollback of planned cuts to Employment Insurance premiums, the introduction of carbon levies and cap - and - trade programs, and significant minimum wage hikes in Ontario and Alberta have a cumulative impact on investment returns and business competitiveness.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The Government hailed it as «the UK's first tax with an explicit environmental purpose», but cut employers» National Insurance contributions rate at the same time in order to soften the impact on business.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standardon fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standardon the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sInsurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standardOn Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting sinsurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

The process of conversion also has a significant impact on the business management function within a new academy, including challenges associated with accounting and reporting, concerns about insurance or other back office issues.

You will end up with a damaging blemish on your business credit reports that can hurt scores significantly and greatly impact your ability to secure a line of credit, business loan, increase insurance premiums, or even maintain relationships with your current suppliers and partners.

Finding Indiana insurance quotes for health, business, home, auto or life insurance isn't hard, but how you find insurance quotes can have a huge impact on the ease and reliability of choosing the right company and policy for you.

Mark Summerfield, CEO of Co-op Insurance said: «We were one of the first businesses to recognise and respond to the impacts of climate change, since then we have reduced our greenhouse gas emissions from our operations, purchased renewable electricity and have offset more than a million tonnes of carbon since we first introduced carbon offsetting on our products 10 years ago»

KPMG predicts that autonomous vehicle technology will have a major impact on the insurance business, shrinking the sector by 71 per cent or US$ 137 billion by 2050.

Co-hosts J. Craig Williams and Bob Ambrogi welcome Dr. David Orentlicher, professor and co-director of the Center for Law and Health at Indiana University Schools of Law and Medicine and Attorney Joel L. Michaels, the partner - in - charge of the Health Law Department in McDermott Will & Emery LLP's Washington, D.C. office, to discuss legal issues surrounding healthcare reform, its impact on businesses, hospitals, and individuals and the role of federal government in the marketplace of health care insurance.

Diane also advises local and overseas clients, including insurance and re-insurance undertakings and distributors, on the impact of the current and forthcoming regulatory regime on their business models.

Finding Indiana insurance quotes for health, business, home, auto or life insurance isn't hard, but how you find insurance quotes can have a huge impact on the ease and reliability of choosing the right company and policy for you.

Without a commercial general liability insurance policy, you are leaving yourself and your company vulnerable to lawsuits that could have a devastating impact on your business.

Having a solid and comprehensive business insurance policy is absolutely essential if you want to make sure that an unforeseen circumstance doesn't have a negative impact on your company's ability to continue operating for the long term.

Home - based business insurance can help protect you from a significant loss that could have a devastating impact on your business making it an important part of your business plan.

Watching the recent news headlines has revealed that donating a car in California has become a growing trend in the state, but at the same time, many of these generous individuals and businesses are discovering that the impact that this can have on auto insurance premiums can be a surprising one.

Even though transferring the insurance activities, including the portfolio of insurances, from IHI to Bupa will have no direct impact on you or your policy, this requirement ensures that you as a policyholder is properly informed about the proposed changes in the structure of the insurance business presently conducted by IHI.

If you're looking to get a life insurance plan on a family member or business partner, it's important that you understand insurable interest and how it's going to impact your life insurance protection.

When choosing an insurance policy, choose a limit that sufficiently covers your business by shielding it from devastating claims and choose deductibles which your business can afford without a substantial negative impact on your finances.

The decision to curtail level of insurance coverage will have an adverse impact on the country's private health sector, which would have seen a massive business growth as the programme channeled millions of new patients into private hospitals.

For example, a business person may purchase life insurance on the life of a business partner to decrease the financial impact it would cause their company.

• Sort through coverage confusion when severe weather damages or destroys residential or business property • Advise how business interruption coverage is impacted by hurricanes and other disasters • Explain hurricane safety and flood readiness tips, including home and business inventory prep and utilities check - listing • Supply information on the National Flood Insurance Program (NFIP) • Detail safe evacuation procedures • Discuss how to recover from storm and flood losses, whether or not the property is insured • Provide suggestions on emergency repairs and rebuilding • Offer tips for «drying out» safely and replacing belongings

It may take more than one life insurance policy, but with term insurance being as affordable as it is, you should certainly be able to protect your business without significant impact on your budget.

• Introduce «menu selling» procedure which significantly streamlined customer handling tasks • Decrease interest paid by the customer, resulting in increased customer satisfaction, while keeping revenue at par with earlier financial years • Close a lucrative deal with a multinational company, which resulted in $ 850,000 of revenue each year for the next 7 years • Confer with clients looking for financing and insurance coverage options for their vehicles • Provide customers with information on how to handle financing and insurance coverage by giving them a list of possible options • Make financing arrangements with a view of minimizing impact on the selling gross of the company • Create and maintain relationships between financers and borrowers by placing clear instructions and timelines • Tie customers close to dealerships in a bid to ensure return business opportunities • Create and administer vehicle service contracts, offering mechanical coverage in a bid to generate F&I income • Control paperwork once deals are closed and ensure that all information from the customers» end is complete and accurate • Train and educate sales people to deliver information regarding the benefits of protective products

About Blog Business Insurance is the authoritative news and information source for executives concerned about risk and the impact on their bBusiness Insurance is the authoritative news and information source for executives concerned about risk and the impact on their businessbusiness.

Business Insurance About Blog Business Insurance is the authoritative news and information source for executives concerned about risk and the impact on their bBusiness Insurance About Blog Business Insurance is the authoritative news and information source for executives concerned about risk and the impact on their bBusiness Insurance is the authoritative news and information source for executives concerned about risk and the impact on their businessbusiness.

Midwest Steel Blanking (Lombard, IL) 07/2004 — 08/2008 Director of Operations • Oversaw daily operations and management of 40 employees including 2 project managers • Served as an advisor to the President on all critical and strategic issues • Led presentations to banks, governmental agencies, potential investors, and large volume customers • Oversaw production, maintenance, quality control, and all other dealings with all outside vendors • Negotiated all insurance policies and contracts concerning account receivables and insurance related claims • Developed the ISO 9000 quality manual and OSHA safety awareness programs, training, and documentation • Trained future managers of the company in professional skills, managerial decision making, and business communications • Designed and implemented a new inventory control systems for managing raw - material and finished - goods • Ensured cost control limiting the direct expenses incurred and indirect impacts such as inefficiencies, downtime, and waste • Over a 3 year period, reduced the account receivables insurance premium from $ 55K to $ 13K / year • Renegotiated all other insurance contracts for better coverage and reduced premiums by 20 % • Reduced «outside parts manufacturing» cost by 50 % • Maintained the cost of all supplies at the 2004 levels • Instituted production reporting and operational data analyses for decision making • Reduced down time by 60 %, overall operation's cost by 4.5 %, and scrap generation by 3 % • Developed ISO 9001 quality manuals and handled external annual audits • Introduced safety procedures and training programs

Vice Chair David McKey of NAR's Insurance Committee testified on the small business impacts of inaccurate flood insurance rate iInsurance Committee testified on the small business impacts of inaccurate flood insurance rate iinsurance rate increases.

On June 30, 2016, Vice Chair David McKey of NAR's Insurance Committee testified on the small business impacts of inaccurate flood insurance rate increaseOn June 30, 2016, Vice Chair David McKey of NAR's Insurance Committee testified on the small business impacts of inaccurate flood insurance rate iInsurance Committee testified on the small business impacts of inaccurate flood insurance rate increaseon the small business impacts of inaccurate flood insurance rate iinsurance rate increases.

As a member, you can stay informed with the Federal Issues Tracker, which allows members to see how their businesses are being affected by shifts in policy, and the Commercial Issues & Actions Brief, regularly updating members on issues including 1031 Like - Kind Exchanges, Water Rights, and Flood Insurance that have an impact on your business.