Sentences with phrase «impact than income»

Not exact matches

Interestingly, not only does this vacation - effect persist across income groups, but its impact is so profound that those who earn less than $ 24,000 a year but take regular trips report a higher well - being score, on average, than those who earn $ 120,000 or more annually but don't regularly take vacations.

Moreover, CBO's latest baseline assumptions predict earnings to grow faster for high - income earners than for others in the next decade, [32] suggesting that the Great Recession and financial crisis may have had only a temporary impact on the rising trend of income gains at the top, much as the impact of the dot - com collapse in the early 2000s was only temporary.

In sophisticated economies, the impact of consumption may be less than in emerging economies that are largely import - export driven, but the consumption magnitude is even more pronounced due to both a greater wealth effect and standard of living that enable individuals to spend more freely with disposable income.

These positive earnings drivers were more than offset by the combined impact of several factors, including increased energy - related provisions for credit losses, a 17 basis point decline in net interest margin, moderate growth of non-interest expenses, the addition of acquisition - related contingent consideration fair value changes reflecting performance within CWB Maxium Financial (CWB Maxium), higher preferred share dividends, and the 20 % increase to CWB's income tax rate in Alberta.

Following a slide of more than 70 % slide in oil prices from mid-2014, Gulf economies are reeling from the impact of declining fiscal incomes.

He said gains to workers from a corporate rate cut would have a far greater impact on their living standards than the framework's proposed changes to the individual income tax code, such as doubling the size of the standard deduction.

Additionally, a holder of a TIPS bond is impacted by inflation; if inflation rises the holder could receive both higher income and a higher principal payment at maturity (although it should be noted that TIPS typically have lower yields than conventional fixed rate bonds).

Personal income tax revenues were up by $ 453 million, (0.7 %), as the impact of the personal income tax reductions was more than offset by gains in employment income.

Personal income taxes were $ 1.3 billion higher (up 1.7 %), as gains in employment income subject to tax more than offset the impact of the Budget 2016 tax reductions.

Although U.S. interest rates could stay lower than in previous rate cycles as Fed policy very slowly normalizes, investors remain concerned about the impact of rate increases on their fixed income returns.

These kinds of cuts can be more expansionary than an income tax cut because of their impact on the price level.

Coffee, especially shade coffee, is a global crop that has a relatively lower impact on greenhouse gas emissions and a more positive impact on carbon sequestration than many other crops.There is potential for shade coffee farms to contribute to the mitigation of climate change and generate income for farmers at the same time; I have a previous post that outlines the basics.

The research also shows that an EL education has a greater positive impact on low - income students than on other students.

• Income from child support, particularly where it is willingly paid, has a more beneficial impact on children than equivalent income from other sources (Aizer & McLanahan, Income from child support, particularly where it is willingly paid, has a more beneficial impact on children than equivalent income from other sources (Aizer & McLanahan, income from other sources (Aizer & McLanahan, 2006).

«New York, now more than ever, needs a Democratic Mayor to address the corrosive impact of the increasing income inequality in our city.

As New York State braces for proposed federal budget cuts that could have a devastating impact on health care, education and infrastructure investments across the state, more than 80 New York residents with incomes in the top 1 % have sent an open letter... (read more)

This IFS research puts the Budget's regressive impact beyond doubt: the poorest will be hit more than many of the richest in cash terms let alone as a percentage; poor and middle income families with children lose out more than any other household types and the very poorest families with children lose more than any other groups — with 5 per cent of their total income being cut.

And rather than fending off a bout of inflammation, it was he who was on the offensive, releasing a report that highlighted the costs of the chronic disease and its impact on lower - income communities.

A report by the NYC - based and labor - backed Center for Working Families overlaid state income tax data on top of Senate Districts and found fewer than four percent of residents in 29 of the 32 districts are currently being impacted by the income tax surcharge, which kicks in at $ 200,000 for individuals and $ 300,000 for couples.

And the CBO also pointed out insurance companies would have been able to charge older people more for health care, and estimated the impact on low - income senior citizens would be larger than under the ACA.

«The complete removal of the deduction for state income taxes and the limitation on deductions for local property taxes will impact New York families more severely than taxpayers in other states,» Faso said.

Low - income New Yorkers made up a larger portion of the PB voter turnout than traditional city elections, showing the desire for these communities to directly engage in the decisions that impact their community.

If New York loses these wealthy citizens to other states, it will have a bigger direct impact on the state revenues than if middle class or low - income citizens left the state.

«The complete removal of the deduction for state income taxes and the limitation on deductions for local property taxes will impact New York families more severely than taxpayers in other states,» Faso said in a statement.

Other impacts, according to the researchers: Households in the lowest income bracket spend twice the proportion of their income on electricity than those in the highest income bracket.

PIs saw nurturing research staff as more important than research integrity, generating income, demonstrating impact, and continuing their own professional development.

The New Hampshire dairy industry impacts state and local economies with more than $ 141 million in total output, more than 3,700 jobs and more than $ 19 million in labor income, according to Granite State Dairy Promotion.

Unlike the Huns and the Slavs, the incoming Goths and Vandals moved into areas that were already densely populated, and so their political impact was greater than their genetic one.

Money can without a doubt have an impact on happiness, but a study has shown that earning more than $ 75,000 / year does not improve happiness any more than earning an income of up to $ 75,00 / year.

Yet in all these cuts ~ wealthier students are less likely to be impacted than their lower - income peers ~ in large part because their parents ensure they are exposed to enrichment opportunities either at school (perhaps paid for by fundraising efforts) or in private lessons.

Income's causal impact is modest, smaller than the impacts of many reforms now under consideration.

And since charter schools enroll far fewer students than district - run public schools, the positive impact on charters should be greater than the negative effect on district schools, where the loss of income will be more broadly distributed.

After little more than a year, President Donald J. Trump's policies, values, and rhetoric have had a negative impact on our nation's most vulnerable schoolchildren, particularly low - income students and students of color.

School factors — teacher quality, school accountability, school choice — have bigger causal impacts than family income per se.

Rather than looking to emulate the English model of the 1990s, the U.S. might instead consider emulating some key features of the modern English system that have helped moderate the impact of rising tuition, such as deferring all tuition fees until after graduation, increasing students» ability to cover living expenses, and automatically enrolling all graduates in an income - contingent loan repayment system that minimizes both paperwork hassle and the risk of default.

Rather than looking to emulate the English model of the 1990s, the U.S. might instead consider emulating some key features of the modern English system that have helped moderate the impact of rising tuition, such as deferring all tuition fees until after graduation, increasing liquidity available to students to cover living expenses, and automatically enrolling all graduates in an income - contingent loan repayment system that minimizes both paperwork hassle and the risk of default.

For example, one study on the impact of program - family partnerships for Early Head Start showed program families were more likely to support their children's development and literacy skills than families not in the program.Mathematica Policy Research, Inc., and Center for Children and Families at Teachers College, Columbia University, Building Their Futures: How Early Head Start Programs Are Enhancing the Lives of Infants and Toddlers in Low - Income Families, 2001.

Indeed, the impact of family income on charter schools» performance is four times less than the impact of family income on non-charters» performance.

It seems to us that whenever someone proposes actually holding teachers accountable for teaching (e.g. allowing principals to walk into their classrooms more than once a year to evaluate them; having real consequences for ineffective teaching or egregious behavior; etc.) there is a tsunami of push - back and vitriol that is knee - jerk, sadly effective and incredibly depressing if you know the very real impact their «teacher protection at all costs» policies have on students, especially low - income students who get the worst of the worst in our «zip code» - based system.

At least 34 states will devote less on kindergarten through 12th grade on a per - pupil basis during the current school year than in 2008, once inflation is taken into account, according to a report released today by the Washington - based Center on Budget and Policy Priorities, which tracks the impact of government decisions on those with low incomes.

Students of National Board Certified Teachers learn up to two months more than their peers, with an even greater impact for students of color and low - income children.54 A career continuum supported by a system of meaningful professional learning would put teaching more on par with other modernized professions such as medicine, engineering, and architecture.55 Such a continuum should support every teacher to aim for accomplished practice from the start of their career, to work in school - based teams to demonstrate and improve their knowledge and skills, and to expand their impact as accomplished teachers through a variety of leadership roles, which would allow them to continue teaching students.

In the Vergara trial in Los Angeles, the economist Raj Chetty testified that teachers with high teacher value - added scores have a life - long positive impact on the incomes of their students, and the economist Tom Kane testified that minority students in Los - Angeles lose more than a month of schooling each year because they are assigned low value - added teachers.

Over that time, Accion India invested more than $ 10 million that directly impacted the lives and futures of more than 200,000 low - income people.

Low levels of educational attainment have a direct impact upon socio - economic conditions, with 2006 data demonstrating that the median income for Indigenous peoples ($ 18,962) was 30 % lower than that of non-Indigenous Canadians ($ 27» 097)[1].

In most areas, there was little more than two pieces of sheet - metal and the window to keep incoming vehicles from impacting passengers.

I thought it was fitting as we wind up the year to comment on this, and to point out that as much as we whine about the impact of Kindle Unlimited on our sales, and on the dearth of decent ad sites, and the constantly shifting marketplace, more of us than ever before are earning decent, and in some cases, magnificent, incomes, from writing and publishing, without any help from the traditional channels that used to have the book selling business locked up.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

This measure is not insensitive to the level of income being considered — a 10 % increase in the price of books will have more impact (% change in expenditures on books) on me than it will on Donald Trump, despite the fact that books are a line - item in our family budget, ranked behind food and shelter, but before clothing.

Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.

Since the rising rates are happening in a profitable economy with strong growth forecasts and increasing dividend payouts (with an extra boost from the income tax reduction,) the variables impacting the equity duration are moving to love stocks rather than hate them.