Sentences with phrase «impact the benefit amount»

Although an owner's choice to take a withdrawal from a policy may impact the benefit amount dispensed to beneficiaries upon the expiration of the insured, beneficiaries can neither prevent an owner from taking a policy loan nor compel him to pay back the funds withdrawn.

Not exact matches

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

«The fact that companies continue to dedicate an increasing amount of resources to their corporate well - being programs indicates they are having a positive impact on overall workforce performance,» said Robert Kennedy, senior vice president, Fidelity Benefits Consulting.

Although the analysis found pulses had little impact on «second meal food intake,» the amount of food someone eats at his or her next meal, these findings support longer term clinical trials that have shown a weight loss benefit of dietary pulses.

The result is an overall emissions decline with the lowest overall economic impact, at least in theory, though some economists and other experts argue that such trade in greenhouse gases amounts to «voodoo economics» — the benefits of the trading never trickle down to the actual pollution control.

Whether we want to be more conscious of our environmental impact, get ready more efficiently in the morning, reduce the amount of chemicals we put on our bodies, or simply wake up looking our best, we could all benefit from simplifying our beauty routines.

«The benefits compared to paper are obvious: they are less costly (than an equivalent amount of paper), offer expanded functionality, and have far less impact on the environment.

For example the age you can claim benefits is not the same for everyone, the amount you get changes monthly depending on when you claim, and whether you or your spouse claim first (or at the same time) makes a big impact.

By all means, enjoy the benefits of getting a loan quickly but only get the amount you need and take into consideration the impact the loan will have on your cash flow when you get paid and have to pay it back.

How much coverage you desire — in other words, the amount of the death benefit you select — will also impact the cost.

The age that you start to receive CPP benefits, will have an impact on the amount you'll receive.

If you buy private long - term disability insurance, including supplemental disability, the benefit amount isn't impacted if you also qualify for SSDI.

Early retirement can have a major impact on the amount of benefits you receive — the earlier you retire, the less money you could receive from Social Security.

Selling your home may have an impact on the amount of social security benefits you receive.

So by all means enjoy the benefit of getting a loan quickly but only ever go for the least amount you need and take into consideration the impact the loan will have on your cash flow when you get paid at the end of the month.

The net impact of this is that your benefit checks will rise slightly — and there's even a possibility that the increased amount will more than make up for the amount of money that you forfeited.

It can lessen the financial impact of caring for a family member by providing a monthly benefit amount.

While the marginal tax rate impact may not be huge for most strategies (although it can be much larger for clients close to a threshold who just barely cross it and add a flat additional premium amount), it still represents an indirect tax that impacts the relative benefit of planning strategies, and should be planned for accordingly!

Depending on your tax bracket and the amount of profits you can see how this could make a big impact on your tax obligation and your potential to benefit from compounding.

The main disagreement is about the amount of impact, the net economic cost / benefit, the probabilities and, especially, the consequences of the proposed mitigation policies versus the climate damages that would be avoided by the proposed polices.

The alternative, to cut back on the amount of energy we consume and other negative impacts we're having on the world, sounds like a drag but is actually an exciting opportunity to make positive changes that won't just benefit the climate, but our whole society.

The project will require the use of equipment that consumes electrical energy, however, the amount of this energy and its associated environmental impacts are expected to be minimal in comparison to the overall environmental benefits of the project.

At the time of his termination, Waterman was entitled to a full pension under the Plan and his termination had no impact on the amount of his pension benefits.

It acknowledges that «there are a number of options presented but most are highly complicated, would take years to deliver and could create issues of their own» and concludes that «in order to assess the viability, benefits and impacts of any change in this area, a substantial amount of further work is required».

While the total benefit amount available through EI will not change, the lower extended parental benefit rate may have an impact on employers who offer supplemental or top - up payments during parental leave.

If you buy private long - term disability insurance, including supplemental disability, the benefit amount isn't impacted if you also qualify for SSDI.

You are given the regular monetary benefits while the policy is active, with such amount not having any impact on the death benefit.

Working from home can also impact your rates and limit your benefit amount.

Drawing death benefits early reduces the amount left for survivors and can impact estate taxes and other legacy - planning costs, says Feldman.

How much coverage you desire — in other words, the amount of the death benefit you select — will also impact the cost.

Other benefits such as emergency medical, medical evacuation, and baggage & personal items loss are not impacted by the amount of trip cost quoted.