Driving History: A driver's history is a factor that greatly
impacts car insurance rates.
See more on how your credit
impacts your car insurance rates and how to keep your credit in good shape on Quoted.
Mileage hardly
impacts car insurance rates at all; those who drive more than 15,000 miles per year only pay 6 percent more for car insurance than those who drive 0 - 7,500 miles per year.
Credit history can
impact your car insurance rates more than your driving record, according to Consumer Reports.
Here, we show seven surprising things that can
impact your car insurance rates, taken straight from our own research.
But in the world of car insurance, companies use countless complex rating factors, including many things you never knew
impacted your car insurance rate.
Your score can
impact your car insurance rates in a big way.
The first set of factors that
impact your car insurance rate relates to the things that revolve entirely around your personal situation, the things within your control.
There are several things apart from the policy that you choose that will
impact your car insurance rates.
Below, you'll find the top seven most surprising things that can
impact your car insurance rates, taken straight from a comprehensive research report on the state of the auto insurance industry compiled by The Zebra.
The other part of the equation is how a DUI / DWI
impacts your car insurance rate and coverage.
Everything from your age, marital status, driving record (moving violations and accidents), the type of car you choose to drive, distance to and from work, to the area in which you spend most of your time can
impact your car insurance rates.
Drivers need to be aware that where they live and park their cars in Maryland can significantly
impact their car insurance rates.
Your driving record can
impact your car insurance rates, so checking what's on your record and making sure it's correct is essential.
Addressing several of them will positively
impact car insurance rates but the question is, if insurers and government really want to do it, or would they prefer to see a rate increase as a simple solution to a complex problem.
Not exact matches
The
car insurance rates vary for a driver age / driver sex but the biggest
impact on costs is variability in companies quotes.
The 2007 Amanti outscored several luxury
cars in
Insurance Institute for Highway Safety (IIHS) side -
impact crash testing, to earn the highest
rating of Good.
ARLINGTON, Va. — The Toyota Camry and Honda Accord equipped with optional side airbags are the only inexpensive midsize
cars to earn good
ratings in side
impact crash tests conducted by the
Insurance Institute for Highway Safety.
The
Insurance Institute for Highway Safety noted that the side
impact protection performance in the Jetta was the best they had ever
rated and the
car received a TOP SAFETY AWARD from the Institute.
The
impact of traffic ticket in your
car insurance rate can last for three years.
After all, credit scores
impact everything from mortgages to
car loans to
insurance rates.
Also consider other factors that could
impact your renters
insurance: Just as an alarm system on a
car can lower your auto
insurance rates, other deterrents to your rental like heavy - duty deadbolt locks, smoke detectors, fire extinguishers, and security systems may help you secure lower
rates.
This means that if your
car insurance rate is high, this will
impact what you pay as guaranteed auto protection
insurance premium.
From getting a mortgage, to buying a
car, to getting the best
insurance rates, your credit can
impact how much you pay, and whether you get the loan you need.
Each year the
Insurance Institute for Highway Safety (IIHS)
rates cars based on their performance in high - speed front and side crash tests, a rollover test, plus evaluations of seat / head restraints for protection against neck injuries in rear
impacts.
despite proven safety and security benefits, new in -
car safety and anti-theft technology features have minimal
impact on
insurance rates — if any at all.
The age of the
car you are purchasing can have a real
impact on the auto
insurance rates you'll end up paying.
Aurora drivers spend about the same time on the road as other drivers around the country, so it shouldn't have any substantial
impact on your
car insurance rates.
In fact, The Zebra's State of Auto
Insurance Report revealed that, despite proven safety and security benefits, new in - car safety and anti-theft technology features have minimal impact on insurance rates — if an
Insurance Report revealed that, despite proven safety and security benefits, new in -
car safety and anti-theft technology features have minimal
impact on
insurance rates — if an
insurance rates — if any at all.
In Coon Rapids, commute times are similar to the national average, which likely has little
impact on
car insurance rates for local drivers.
Commute times in Cottage Grove are slightly lower than the national average, likely having little
impact on
car insurance rates.
The color of your
car doesn't
impact your auto
insurance rate.
Drivers in Shoreview tend to have commute times that are slightly lower than the national average, likely having little
impact on
car insurance rates for local drivers.
Luckily, Duluth has a very low auto theft
rate, which has a positive
impact on
car insurance rates.
Maplewood residents tend to have commute times that are close to the national average, having little
impact on Maplewood
car insurance rates.
Maple Grove drivers tend to have daily commutes that are close to the national average, having little
impact on
car insurance rates.
Each auto insurer has its own method of evaluating applicants, so the points on your driving record may or may not have a direct
impact on the
rates you pay for
car insurance.
Auto theft in Brooklyn Center is similar to the U.S. overall, likely having little
impact on
car insurance rates.
Commute times in Eagan are fairly close to the national average (22.4 min), with a minimal
impact on
car insurance rates for local drivers.
Drivers in Plymouth have commute times that are close to the national average, with little
impact on
car insurance rates.
(And if you're wondering,
car color has no
impact on your
insurance rates.
One of the biggest
impacts a traffic ticket conviction can have is on your
car insurance rates.
Below, we've summarized the four traits of different body types that have the most substantial
impact on
car insurance rates.
Because we like to dig into the issues here at The Zebra — and because we're so fond of data — we partnered with CreditSesame to examine the
impact of credit on
car insurance rates more closely.
The
car you drive has a big
impact on the
rates you pay for
insurance.
Fines for first offenders are usually modest for these offenses, but they will have a negative
impact on your
car insurance rates.
Where you live will also
impact your Gaithersburg
car insurance rates.
Whether or not your
car is on that list could significantly
impact your
insurance rates.
Our article on
car insurance rates increasing includes lots of information on what makes an
insurance company
rate go up for
car insurance, read more here for full details of cost
impacting factors, besides claims.
Other factors that may
impact insurance rates of young drivers include the year, make, and model of the vehicle, the number of miles driven each year, the garaging location of the
car, driving record, and usage of the vehicle.