Most companies use Gerber Life Insurance company for
their impaired risk clients or clients that have health conditions which deem them uninsurable by most other life insurance companies.
Not exact matches
Where the concern is
risk of
impaired representation, disqualification will normally be required if the law firm continues to act concurrently for both
clients.
There are other reasons that
clients with
impaired risk have been turned down for fully underwritten life insurance and choose to buy a guaranteed issue policy.
We deal with
clients with severely
impaired risk every day and know which insurers will offer them the life insurance coverage they need, at the most affordable prices.
Prudential Life also looks for the best possible
impaired risk treatment for
clients with asthma, atrial fibrillation, bladder and breast cancer, hepatitis C, mood disorders, and prostate and thyroid cancers.
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There used to be this group of
impaired risk life insurance companies that because of innovative products and underwriting that was just years ahead of everyone, stood out and won or earned tons of business from life insurance agents whose priority was our
client's bottom line.
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Almost all of my
clients have been highly rated for some
impaired risk or declined before they come to me and our success rate in getting affordable insurance for them is very high.
(k) engage in a dual relationship with a
client or former
client if the dual relationship has the potential to compromise the
client's well - being,
impair the licensee's objectivity and professional judgment, or create or increase the
risk of exploitation of the
client.
2.3 Family therapists should make every effort to avoid multiple relationships with their
clients and students when these might
impair their professional judgement and increase the
risk of abuse, e.g. close personal, business and / or sexual relations.