Being primarily
an impaired risk life insurance agent I get to talk to a lot of people about diseases and problems they didn't have even just a few years prior.
Posted in business life insurance, buy / sell life insurance, CEO life insurance, executives, HIV life insurance, HIV Positive, insurance quotes, key man insurance, life insurance, life insurance approval, prostate cancer, PSA Tagged business life insurance, business partner hiv positive, business partnership life insurance, financial underwriting, health underwriting, hiv approved business life insurance, hiv approved life insurance, ill equipped life insurance agent,
impaired risk life insurance agent, independent life agent, insurance, lack of life insurance disaster, life insurance, life insurance backup plan, partnership buy / sell agreement, same agent both partners, uninsrable business partner
Posted in business life insurance, impaired risk life insurance, insurance, life insurance, over 60 life insurance Tagged best possible for all clients, business life insurance, experienced life insurance agent, impaired risk life insurance,
impaired risk life insurance agent, inexperienced life insurance agent, insurance, knowledge of impairments, life insurance, over 60 life insurance
Not exact matches
The reason it's important to use an independent
life insurance agent who specializes in
impaired risk cases is so you deal with an
agent who knows where to place your case.
Make sure your
agent is experienced in
impaired risk life insurance.
Posted in heart disease, Independent
agent,
insurance,
life insurance, term
insurance Tagged approve, best guarantee, best price, decline, health underwriting,
impaired risk life insurance, Independent
agent,
insurance,
life insurance, lifestyle credit, standard rate classes, table rates, term
insurance
Posted in abnormal labs, approval, bait and switch, bipolar disorder, height and weight,
impaired risk life insurance, Independent
agent,
insurance, lab results,
life insurance, lifetime guaranteed UL, medical record acquisition Tagged
agent bait and switch,
agent just quotes best class,
agent shopping
life insurance, COPD, disparity of underwriting opinions,
impaired risk life insurance,
insurance,
life insurance,
life insurance quotes, liver function test, liver functions, pulmonary function test
Posted in application process, customer service, honesty,
impaired risk life insurance, Independent agent, insurance, insurance quotes, life insurance, life insurance approval Tagged best thing for the customer, ING Reliastar life insurance, insurance, life insurance, life insurance agent, life insurance commission, life insurance commission bonus, life insurance compensation for agents, life insurance customer service, renewal commissions, Zander
insurance, Independent
agent,
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insurance,
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life insurance, life insurance approval Tagged best thing for the customer, ING Reliastar life insurance, insurance, life insurance, life insurance agent, life insurance commission, life insurance commission bonus, life insurance compensation for agents, life insurance customer service, renewal commissions, Zander
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life insurance approval Tagged best thing for the customer, ING Reliastar life insurance, insurance, life insurance, life insurance agent, life insurance commission, life insurance commission bonus, life insurance compensation for agents, life insurance customer service, renewal commissions, Zander
insurance approval Tagged best thing for the customer, ING Reliastar
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InsuranceInsurance
Posted in Independent
agent,
insurance, life insurance, over 50 life insurance Tagged abused, Business Proverbs, cutting corners, Dave Ramsey, declined, directly cheated a customer, impaired risk life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance,
life insurance, over 50 life insurance Tagged abused, Business Proverbs, cutting corners, Dave Ramsey, declined, directly cheated a customer, impaired risk life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander Insur
life insurance, over 50 life insurance Tagged abused, Business Proverbs, cutting corners, Dave Ramsey, declined, directly cheated a customer, impaired risk life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance, over 50
life insurance Tagged abused, Business Proverbs, cutting corners, Dave Ramsey, declined, directly cheated a customer, impaired risk life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander Insur
life insurance Tagged abused, Business Proverbs, cutting corners, Dave Ramsey, declined, directly cheated a customer, impaired risk life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance Tagged abused, Business Proverbs, cutting corners, Dave Ramsey, declined, directly cheated a customer,
impaired risk life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander Insur
life insurance, insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance,
insurance, Intelliquote, left behind, less than a job well done, life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance, Intelliquote, left behind, less than a job well done,
life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander Insur
life insurance, life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance,
life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander Insur
life insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast Life, Zander
insurance over 50, Matrix Direct biased on quotes, Micah 6:11, on line mega agencies, precludes best product and price, Reliaquote, sacrificing quality customer service, Selectquote, West Coast
Life, Zander Insur
Life, Zander
InsuranceInsurance
Posted in decline, diabetes,
impaired risk life insurance,
insurance,
insurance quotes,
life insurance, no exam, private pilots Tagged
agent doesn't ask questions about impairment, archaic underwriting, bipolar disorder, captive
agents, declined
life insurance application, diabetes, former car salesmen, heart attack, high limit
insurance, high
risk insurance,
impaired risk life insurance, independent
agents,
insurance,
life insurance, no exam nonsense, no health questions nonsense, pre approved to be declined, quote from an underwriter, relevant to mortality, Selectquote, wrong
life insurance agent, wrong
life insurance company, Zander 1 Response
Posted in business
life insurance, CEO
life insurance, estate taxes, executives, guarantee,
impaired risk life insurance,
insurance,
life insurance Tagged bank required
life insurance, business
life insurance, ceo
life insurance, executive
life insurance, ignorant
life insurance agent, ill trained
life insurance agent,
insurance, key person
life insurance,
life insurance,
life insurance agent laughing, required
life insurance, treat like business transaction
bipolar disorder blood pressure breast cancer business
life insurance cancer cholesterol decline Depression diabetes heart attack heart disease high blood pressure
impaired risk life insurance Independent
agent insurance insurance quotes
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risk obesity private pilots prostate cancer PSA stroke term
insurance Type 1 diabetes Type 2 diabetes Uncategorized universal
life whole
life
Posted in bipolar disorder, business
life insurance, buy / sell
life insurance,
insurance,
life insurance,
life insurance approval Tagged bipolar
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life insurance back up plan,
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Posted in Alcohol Treatment
Life Insurance, application process, approval, budget, compliance, decline, impaired risk life insurance, Independent agent, insurance, life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriting is
Life Insurance, application process, approval, budget, compliance, decline, impaired risk life insurance, Independent agent, insurance, life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriti
Insurance, application process, approval, budget, compliance, decline,
impaired risk life insurance, Independent agent, insurance, life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriting is
life insurance, Independent agent, insurance, life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriti
insurance, Independent
agent,
insurance, life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriti
insurance,
life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriting is
life insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment, impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriti
insurance Tagged always accept approval, approval isn't end game, best rates possible, bipolar disorder, decline, drug or alcohol treatment, harsh underwriting treatment,
impaired risk life insurance, insurance, life insurance, make it work in budget, time sensitive underwriting is
life insurance, insurance, life insurance, make it work in budget, time sensitive underwriti
insurance,
insurance, life insurance, make it work in budget, time sensitive underwriti
insurance,
life insurance, make it work in budget, time sensitive underwriting is
life insurance, make it work in budget, time sensitive underwriti
insurance, make it work in budget, time sensitive underwriting issues
Posted in business
life insurance, buy / sell
life insurance, CEO
life insurance, customer service, executives,
impaired risk life insurance,
insurance, key man
insurance,
life insurance,
life insurance approval Tagged business budget, business
life insurance, business partner
life insurance, business person
life insurance, CEO health issue
life insurance, ceo
life insurance, five way value added business
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impaired risk life insurance,
insurance, key people business
life insurance,
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life insurance health issues, mood disorder
life insurance, past issues with alcohol, past issues with drugs, what you need
Posted in customer service, financial adviser,
impaired risk life insurance,
insurance,
life insurance Tagged
agent that specializes, do a search for your impairment and
life insurance,
insurance,
life insurance, past
life insurance business, presnt
life insrance business
Posted in budget,
insurance,
insurance quotes,
life insurance,
life insurance approval, over 50
life insurance, shopping for the best
life insurance Tagged
impaired risk life insurance,
insurance,
life insurance,
life insurance shopped, over 60
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life insurance agent, right
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Posted in
impaired risk life insurance,
insurance,
life insurance,
life insurance approval Tagged approvals instead of declines, clients being involved in acquiring
life insurance, don't belive your
agent did due diligence,
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insurance,
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life insurance declines into approvals, won't run into declines, won't run into postponements, wrong
agent used wrong company
Posted in application process, approval, budget, children's
life insurance, financial adviser, guaranteed level premium,
impaired risk life insurance, Independent
agent,
insurance,
life insurance,
life insurance approval, second to die
insurance Tagged
agents competent and educated,
agents uneducated and incompetent, good outcome right
agent, good outcome right company,
insurance life insurance, likely worse with another company, Mass Mutual, mistreat on an equal basis, not insurable, second to die
life insurance, special needs financial adviser, survivorship
life insurance
Posted in Independent
agent,
insurance,
life insurance, professional athlete
life insurance Tagged alimony, child support, court ordered
life insurance, divorce,
impaired risk life insurance, inusrance, law suit,
life insurance, lowest cost, mandatory coverage, professional athlete
life insurance, timely
Posted in application process, compliance, diabetes,
impaired risk life insurance, Independent
agent,
insurance,
insurance quotes,
life insurance,
life insurance underwriting Tagged bait and switch, favorite underwriters,
impaired risk companies,
impaired risk life insurance, individual impairements,
insurance,
life insurance,
life insurance underwriting, right
life insurance agent, right
life insurance company, scary underwriting practices, shop
life insurance, ways to save you money
Posted in decline,
impaired risk life insurance,
insurance,
life insurance Tagged
agents no second attempt, declined
life insurance, enthusiasm is lost for
life insurance,
insurance,
life insurance,
life insurance approvals from declines,
life insurance becomes work
Posted in
insurance,
life insurance, mortality
risk Tagged bipolar disorder, cancer, declined, Depression, diabetes, health history, health issues, heart disease,
impaired risk, Independent
agent,
insurance,
life insurance, mortality
risk, US Financial
Posted in Depression, diabetes, HIV
life insurance, HIV Positive, Independent
agent,
insurance,
life insurance,
life insurance approval, Type 1 diabetes Tagged
agents sell for their profits,
agents that don't know, bait and switch, bipolar disorder, bipolar disorder
life insurance, cancer
life insurance, depression
life insurance, diabetes
life insurance, especially new
agents desperate, get you approved, HIV positive
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Posted in application process, approval, bipolar disorder, business
life insurance, CEO
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impaired risk life insurance, Independent
agent,
insurance,
life insurance,
life insurance approval Tagged appication decision don't hold up to reality, apply for
life insurance, bipolar disorder, bipolar
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life insurance
Posted in business
life insurance, buy / sell
life insurance, customer service,
impaired risk life insurance, Independent
agent,
insurance, International Business
insurance,
life insurance,
life insurance approval, private pilots Tagged bipolar disorder, bipolar disorder
life insurance, business
life nsurance, buy / sell funding with
life insurance, customer service
life insurance,
impaired risk life insurance,
insurance, international business
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life insurance, missionary
life insurance, odds not in favor of consumer, private pilot
life insurance, prostate cancer
life insurance, war zone coverage for civilian contractors
Posted in application process, approval, customer service,
impaired risk life insurance,
insurance,
life insurance Tagged do better for their clients,
impaired risk life insurance,
insurance, Is
life insurance agent on your side,
life insurance,
life insurance compensation drives recommendation,
life insurance product, selling
life insurance products i wouldn't buy
Posted in application process, approval, bipolar disorder,
impaired risk life insurance,
insurance,
insurance quotes,
life insurance Tagged cursory health questions, dig deeper, find a new
agent,
insurance, lazy
life insurance agents,
life insurance,
life insurance quote, misinformation in medical records, need for
life insurance, out of normal labs, rate different than applied for, standard quote questions
Posted in Independent
agent,
insurance,
insurance quotes,
life insurance Tagged computer dialing systems, customer being beat to death, free
life insurance quotes, get a call from only one
agent,
impaired risk life insurance,
impaired risk life insurance underwriting,
insurance, knowledgeable independent
agent, lead called 50 times, leads to three
agents instantly,
life insurance, online
life insurance quote websites, online
life insurance quotes, reached the level of stupid, sell leads to 10 or more
agents
Posted in application process, approval, customer service, decline, HIV
life insurance,
impaired risk life insurance,
insurance,
life insurance,
life insurance approval Tagged access to products and approvals,
agents invest time, approved
life insurance, blood sucking
life insurance agents, decline a
life insurance client, goes around comes around, greedy
life insurance agent, hiv
life insurance, HIV positive client,
insurance,
life insurance, selfish
life insurance agents, sharing compensation
Posted in approval, beneficiary, customer service, decline,
impaired risk life insurance, Independent
agent,
insurance,
insurance quotes,
life insurance,
life insurance approval, rate increase Tagged attending physician statement, blowing off good offer, budget
life insurance, coverage in force, declined on last attempt,
insurance,
life insurance,
life insurance approved,
life insurance rate, pass up approve coverage, shopped based on records, shopping for a better rate, something is always better than nothing
When you couple that with the
agents, especially in
impaired risk life insurance, who don't know how to find the best rates and therefore -LSB-...]
If being approved for
life insurance was guaranteed then there would be no need for independent
life insurance agents that specialize in
impaired risk underwriting and know how to pick up the pieces after an underwriting train wreck and get things back on track.
Posted in application process,
insurance,
insurance quotes,
life insurance,
life insurance approval Tagged
agent who truly understands impairment, applying for
life insurance, careful consideration, decide who to use as an
agent, first talk should be frank discussion, honestly and openly share everything with the
agent, how to tackle the
life insurance application process,
impaired risk life insurance impaired risk underwriting,
insurance,
life insurance,
life insurance application process, paying for keywords, serious medical issues, shopping and quoting process.
Posted in business
life insurance, CEO
life insurance, foreign travel,
impaired risk life insurance,
insurance,
life insurance,
life insurance approval Tagged business executive
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life insurance approval 5 business days, business
life insurance decline, Canadian
life insurance, CEO approved, ceo
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life insurance agent,
insurance,
life insurance,
life insurance loan collateral, paying too much business
life insurance, traveling dangerous part of world 1 Response
Posted in business
life insurance, Independent
agent,
insurance,
life insurance, over 50
life insurance, pilot, private pilots Tagged 30 - 40
agents, calls for days, foreign nationals, generic sites,
impaired risk life isurance, independent
life insurance agent,
insurance, international business
life insurance,
life insurance, online
agent warfare, online
life insurance insanity, over 50 breast cancer
life insurance, over 50
life insurance, over 50 prostate cancer
life insurance, purchased
life insurance leads, ticked off customers
There used to be this group of
impaired risk life insurance companies that because of innovative products and underwriting that was just years ahead of everyone, stood out and won or earned tons of business from
life insurance agents whose priority was our client's bottom line.
Posted in approval, CEO
life insurance,
impaired risk life insurance,
insurance,
life insurance Tagged business
life insurance, ceo
life insurance, companies have better underwriters,
insurance,
life insurance,
life insurance agents aren't equal,
life insurance companies aren't equal,
life insurance watching the bottom line, melanoma
life insurance, mood disorder
life insurance, standard plus rates for stage 1 melanoma
Every
agent just starting in the business is buying those leads and they don't know anything about
impaired risk life insurance underwriting.
Posted in application process, approval, bipolar disorder, decline, HIV
life insurance, HIV Positive,
impaired risk life insurance, Independent
agent,
insurance,
life insurance Tagged attention to detail, George Bush, hiv
life insurance, HIV
life insurance approval smoker, Hiv +
life insurance approval guidelines,
insurance,
life insurance, smoking puts burden on hiv treatment, steer clear of any marginal cases
Yes, I know that all
life insurance companies underwrite in their own favor, but when one company declines and another company offers standard or better, understand that your chances of finding the right company as an
impaired risk consumer are not good without the right
agent.
There are more and more people implementing this financial tool everyday and just like I've said about
impaired risk life insurance, if you happen to use the wrong
agent who uses the wrong company, the outcome won't be pretty.
San Diego, CA About Blog JRC
Insurance Group is an Independent life insurance agency with over 50 years of experience, specializing in impaired risk life insurance.Term life insurance quotes and advice at any age from experienced agents, representing over 40 top life insurance companies and te
Insurance Group is an Independent
life insurance agency with over 50 years of experience, specializing in impaired risk life insurance.Term life insurance quotes and advice at any age from experienced agents, representing over 40 top life insurance companies and te
insurance agency with over 50 years of experience, specializing in
impaired risk life insurance.Term life insurance quotes and advice at any age from experienced agents, representing over 40 top life insurance companies and te
insurance.Term
life insurance quotes and advice at any age from experienced agents, representing over 40 top life insurance companies and te
insurance quotes and advice at any age from experienced
agents, representing over 40 top
life insurance companies and te
insurance companies and term plans.